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Anonymous users2024-02-08I bought a mobile phone in the store to pay in installments, I think it should be similar to the Internet, write for you as a reference
Pay at one time with a credit card, call the customer service of the credit card a week later, choose the manual service to explain that you want to repay the previous consumption in installments (that is, the money to buy a mobile phone), the customer service will tell you that there are several options, pay off in 6 months, pay off in one year, pay off in two years, and the interest charged is not the same at different times. I use a postal credit card, 3000 yuan to pay off in 2 years, 3000 24 = 125, the interest is 3000 *, I have to repay the credit card 125 + 18 = 143 yuan every month, if you want to pay it off in full, you can also pay it off, but you have to pay back the remaining interest to the bank. For example, if I spend 3,000 yuan, the overdraft limit of my credit card is 3,000 less, and it will slowly increase back as I repay the money every month.
Because I don't use this card very often, I chose 24 months, and it is better to choose 6 months or 12 months because the longer you choose to pay it off, the more interest you will pay to the bank
The same should be true if you buy online with a credit card, pay it all in one lump sum and then repay it in installments yourself.
Almost, if you don't understand something, you can ask me again
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Anonymous users2024-02-07There's really no need to pay in installments! It's not cost-effective than paying it all at once!! The key question is, do you really not even have that thousand dollars (electronic products are eliminated quickly, even if you don't have enough money now, save money slowly first, and then buy a high-end mobile phone with the same money)?
Why bother making all this money for the bank.
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Anonymous users2024-02-06Make a down payment, deduct it yourself every month, and deduct it in as many installments as you want.
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Anonymous users2024-02-05Steps to buy a mobile phone in installments online:
1. Take the purchase of a mobile phone in installments in JD ** as an example, open the JD ** mobile phone purchase page and click the "Add to cart" button.
2. Next, open the shopping cart page, select the product, and click the "Go to Checkout" button.
3. Next, the order submission page will open, and in this page, click the "Submit Order" button.
4. Finally, you will enter the payment page, in the payment page, select the white strip installment, then select the number of installments, and click the "play white strip" button to successfully purchase the mobile phone in installments.
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Anonymous users2024-02-04Buy a mobile phone in installments online, for example, if you buy a mobile phone on ** or Tmall, it is bound to your Alipay, and if you want to install, you must open Ant Huabei, Huabei has a limit, if it is 3000, the total amount of mobile phones you buy in installments shall not be greater than 3000. (To buy a mobile phone in installments, you must find a regular platform and do what you can).
Here's how to buy an installment
1. Open a shopping software.
<>4. Enter the purchase page and click "Buy Now".
5. Scroll to the bottom of the purchase page and select "Huabei Installment".
6. After confirming the information, click Confirm Order.
7. Press the OK button to jump to the payment page.
8. After the payment is successful, you can see the order details. The purchase of a mobile phone with Huabei installment payment was successful.
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