How long does it take to pick up a car after paying the down payment?

Hello, now there are so many platforms that can provide lending business, you can apply for bank loans through mortgages, and a more convenient way is to apply for personal credit loans, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

It is recommended to use Youqian Hua, which was formerly known as "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services.

It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

A few days to pick up the car, the general situation is that the customer in the car dealer selected a car, prepare all the information of the installment payment, apply to the bank for installment payment, the bank approved the superior consent, to the car dealer to show the installment approval certificate, at this time the car dealer will generally agree to the customer to pick up the car, and finally, handle the motor vehicle mortgage.

Procedures to the bank.

When applying for a loan to buy a car, you can't drive the car away on the same day, and generally after the car buyer applies for a loan to buy a car, you still need to wait for the approval of the lending institution.

If it is a loan to buy a car, even if the down payment has been paid, if the bank has not released the loan, it is impossible for the 4S store to pick up the car for the customer. Prior to this, the bank also needs to conduct a strict review of the lender's creditworthiness, so it also takes time, usually 5-10 working days.

After buying a car, the 4S shop also needs to insure the vehicle, apply for an official license plate and other procedures, and in some places it may take less than a week to complete the process. But there are no exceptions, such as at the end of 2019, Foshan, Guangdong Province was difficult to get a license plate for half a month because of the upgrade of the license plate entry system of the vehicle management office.

Precautions for buying a car with a loan.

Clause. 1. The interest-free loan amount does not exclude the suspicion that it is higher than the purchase price of ordinary loans, because at present, the market has launched interest-free loan preferential models, which are basically sold in accordance with the market guidance price.

Secondly, at present, the car loan handling fee in the market is around, and the proportion of car loan handling fee charged by different banks and dealers of different brands varies greatly.

Industry insiders pointed out that when choosing different channels to buy a car, if the handling fee can be controlled low, then the "zero interest rate" and other loans to buy a car are more realistic.

For "zero down payment", consumers must recognize their ability to repay and choose "zero down payment", the monthly payment must be higher, and consumers must do what they can.

The above content reference: Phoenix.com - Drive your car home in advance and take out a loan to buy a car.

The above content reference: Phoenix.com - Why can't I drive away immediately when I buy a car in full? 4S shop: These 4 processes have not been completed yet.

The down payment to buy a car, only the down payment of the car, but the full loan for the car has not been released, and the procedures have not been completed at this time. And the car still has to go through the licensing procedures and can be legally on the road, and the car insurance will take effect at 0:00 on the second day of processing, and direct driving ensures that it is relatively small.

Now the benefits of buying a car in installments can not only be enjoyed in advance to become a car owner, but also enable car owners to obtain capital turnover and reduce pressure. Now it is also one of the more popular ways to buy a car.

After paying the down payment, you can't just drive the car away. Once you have a card, you can take it away. Because the installment collateral is this car. Mortgages can only be made at the DMV. The 4S store will help you throughout the whole process.

Hello, no. Once you have a card, you can take it away. Because the installment collateral is this car.

Mortgages can only be made at the DMV. The 4S store will help you throughout the whole process. (There are some cases that are transferred to installments in full, and the full amount is paid to pick up the car first, provided that the application is approved by the financial company) I hope it can help you.

It will vary from region to region, but generally you can drive the car back as long as you sign an installment agreement, provide procedures, pay the mortgage down payment, additional tax, license fee, insurance premium, handling fee, etc.

If you choose to pay in installments, you need to prepare the required documents, including personal ID card, household registration booklet, housing certificate, personal income certificate, etc., and you can submit them to the bank and submit the loan application to the bank when you are ready. After the bank accepts and approves the car, the car will be paid directly to the car dealer, and the customer can also pick up the car at the dealership.

Yes, as long as the down payment is made, the contract is signed, and the formalities are completed.

Buying a car in installments, after paying the down payment, you also need to pay an additional handling fee, and you can only get a license plate and drive the car away after you have insurance and pay the purchase tax.

No, you can pick up the car the same day after the down payment is paid.

However, compared to buying a car with full payment, it is indeed a bit troublesome to buy a car with a loan. For consumers to buy a car with a ** of 100,000 yuan, if consumers want to take out a loan to buy a car, they must first get the qualification for a loan to buy a car, and they must apply for a car loan to the bank.

At the same time, the consumer is also required to submit an application.

Credit questionnaire and other relevant information, and then the bank investigates and approves the relevant information, and after the bank approves it, the consumer goes to the relevant 4S store to sign a contract with the bank.

After the bank disburses the loan, the consumer even needs to apply for the proof that the bank's bank card has been posted to the 4S store. It can be seen that many consumers who are afraid of trouble and want to save trouble will choose to buy a car in full.

After the down payment is paid, the creditor goes to the vehicle management office to get a vehicle mortgage to lend the loan, and picks up the car, usually 2-3 days.

Personal Car Loan Term and Interest Rate:

1) According to the customer's credit status and the purpose of the purchased vehicle, the length of the personal car loan is different.

2) Among them, the maximum period of the purchased vehicle is 5 years for rental operation, car rental, and transportation operation, and the maximum period for freight transportation is 3 years. The loan interest rate shall be implemented in accordance with the loan interest rate for the same period stipulated by the People's Bank of China, and it is allowed to rise or fall in accordance with the regulations of the People's Bank of China.

2. Procedures for handling automobile consumer loans:

1) It is to select the car to be purchased from the bank's special dealership, sign a car purchase contract or agreement with the dealer, and then apply for a loan through the dealership.

2) The customer applies for a loan directly to the bank outlet, and after the guarantee procedures are implemented, the customer can choose the dealer to purchase the vehicle he is satisfied with.

Materials Needed:

1. Valid personal identity document.

Including resident ID cards, household registration booklets, military ID cards, passports, Hong Kong, Macao and Taiwan compatriots travel permits, etc. If the borrower is married, the identity of the spouse must be provided.

2. Certificate of household registration or long-term residence.

Proof of personal income and, if necessary, proof of family income or property.

3. Proof of intent to purchase a car issued by the car dealer.

Proof of down payment for the purchase of the car.

4. If the guarantee is made by means other than the mortgage of the purchased vehicle, the relevant materials of the guarantee shall be provided.

5. Including the pledged certificate of rights, the certificate of ownership and appraisal of the mortgaged real estate, the letter of intent guaranteed by the third party, etc.

Hello, if there is no problem with the credit information, the loan goes smoothly, you can pick up the car in about a week, there are three ways to buy a car in installments, namely bank installment, credit card installment, auto finance rental company installment, no matter which installment payment you choose, after submitting the application, the dealer and the bank will have a credit investigation process, the investigation is also very fast The car is a special commodity, and you need to go through insurance, certificate and license plate inspection and other procedures before picking up the car. It usually takes 3-7 business days after the application is made. The bank installment payment to buy a car is relatively low, and the threshold is higher; The auto finance company installment payment to buy a car is simple, slow but the interest is slightly higher; Credit card installment payment to buy a car focuses on the common class, and you can apply for it if you have good credit and stable income, which reduces the financial pressure of customers to a certain extent and facilitates the implementation of financial plans.

After the down payment is paid, the creditor can go to the DMV to get a vehicle mortgage and pick up the car, usually 2-3 days.

The process of taking out a loan to buy a car.

1. If you go to the 4S store to negotiate the price of the car, and then ask for a loan, then the car price will generally be discounted by 5000, but at the same time you need to pay a handling fee of about 5000 (generally 3% of the loan amount, not 3% of the car price). This is important to be aware of.

2. If you are sure that you want to go through the loan process, then you must indicate on the car booking form that it is a loan to buy a car, and you must indicate that if the loan application fails, the deposit will be refunded.

3. The 4S store will apply to the lending bank after your order takes effect and the deposit is credited, and the lending bank will generally verify with you on the second working day and ask you to provide some materials, such as ID card, income certificate, etc. These can be passed on to them in the form of **.

4. Within about 3 working days, the application will be approved, that is, the bank agrees to lend.

5. After receiving the bank's consent to lend, you bring the materials (that is, the ones you sent to the bank) to the loan bank to apply for a savings card, which has two functions, one is that you have to pay money to repay the loan; Second, after the bank lends money, it will first transfer the money into your account and then transfer it to the 4S store immediately.

6. After getting the card, go to their credit department and sign a formal loan contract, in duplicate, and they will give you a letter of consent to lend and other bank materials, which are used when you go to the 4S store to go through the payment procedures.

7. Wait for the car, wait for the car to arrive at the store, the 4S store will notify you that the car is at the store, you can bring your identity certificate, the materials given to you by the bank, go to the 4S store to pay the down payment procedures, and inspect the car at the same time. After the inspection, you can't take the car away, they will give you a copy of the certificate, and you have to check with the nameplate information on the car.

8. The 4S shop will give the bank the information of your car and your down payment, and the bank will lend it within about 3 working days.

9. After the bank lends money, you will receive a message on your mobile phone: how much money is transferred to the bank card you have, and then how much money is transferred out of the bank card you have immediately.

10. After receiving this information, you notify the salesman of the 4S store and ask him to check whether the bank loan has arrived, which is generally within half a day, and the fastest is to arrive immediately.

11. After receiving the loan, the 4S store will notify you to pick up the car, and you can generally go to the 4S store to pick up your car on the 2nd day.

Hello, online car purchase is good, support low down payment. When buying a car, you should choose a car that can be used as a personal household, and the car is in your own name, which is your own car. Egg--egg-order-a-p-p, good. Down payment.

In general, the down payment of 1% when buying a new car online is 10%, that is, the low down payment is 10%, the model is different, the down payment method is different, and it is okay to buy a car with a down payment on the Internet, and you need to choose a personal account.

Egg--Egg Order-a-p-P, the main down payment, on the personal account, good.

It is okay to buy a car online with a low down payment, and you have to choose to go to a private account.

Egg--egg-order-a-p-p, good. , the main down payment, on the personal account, good.

In general, the down payment of 1% when buying a new car online is 1%, that is, the low down payment is 10%, and the down payment method is different depending on the model.