After the divorce, the real estate in my name is transferred to the man, and then I buy a commercial

As long as you have a history of real estate transactions, it is considered a second home.

If you are talking about bank mortgages, the amount of down payment and the repayment rate, it depends on the local policy. Regions vary. The policy will also be slightly different.

If you are buying a house, your situation is a house purchase, as long as there is no house in the name of the family unit, it is a suite, the down payment is 30%, if your bank credit and qualifications are good, the interest rate can also be reduced by 15%, and the tax is paid according to a house.

In any of the following circumstances, the lender shall implement the second set (or more) of differentiated housing credit policies for the borrower:

1) The borrower applies for the first time to use a loan to purchase a house, if the borrower's family has registered one (or more) complete sets of housing in the housing registration information system (including the pre-sale contract registration and filing system, the same below) in the housing registration information system of the place where the house is to be purchased;

2) The borrower has already used the loan to purchase one (or more) housing and then applies for a loan to purchase the housing;

3) The lender is convinced that the borrower's family already has one (or more) housing through due diligence in the form of credit investigation records, interviews, interviews (and visits when necessary).

4. For non-local residents who can provide proof of local tax payment or social insurance payment for more than one year to apply for housing loans, the lender shall implement the differentiated housing credit policy in accordance with Article 3 of this Circular.

For non-local residents who cannot provide proof of local tax payment or social insurance payment for more than one year to apply for housing loans, the lender shall implement the second set (and above) of differentiated housing credit policies; In areas where commercial housing is too high, too fast, or too tight, commercial banks may suspend the issuance of housing loans to them in accordance with the risk situation and relevant local policies and regulations.

The woman has a house after the divorce, and the second married man is buying a house.

Hello dear, count. Buying a house after divorce is a second house, and both parties jointly take out a loan to buy a house after marriage, and one party applies for a loan to buy a house after divorce, which will be recognized as a second house. Legal basis:

Article 1065 of the Civil Code of the People's Republic of China Article 1065 A man and a woman may agree that property acquired during the existence of the marital relationship and property before marriage shall be owned separately or jointly or partly separately or partly jointly. The agreement shall be in writing. Where there is no agreement or the agreement is not clear, the provisions of articles 1062 and 1063 of this Law apply.

The agreement between the husband and wife on the property acquired during the marriage and the property before the marriage is legally binding on both parties. If the husband and wife agree that the property acquired during the existence of the marital relationship shall belong to each other, and the debts owed by the husband or wife to the outside world are known to the counterpart, the personal property of the husband or wife shall be repaid. Criteria for the recognition of the second suite:

1. If you have taken out a loan to buy a house, the commercial loan has been settled, and then you have a loan to buy a house - it is the first set. If the loan is not settled, it will be counted as two sets; 2. If the individual has a commercial loan record of two suites under his name, one set has been paid off and the other has not been paid off, and the reloan is recognized as more than two suites; 3. Husband and wife, one of the parties uses a commercial loan to buy a house before marriage, if the loan is not paid off - it is counted as more than two suites; Fourth, I have bought a house in full and borrowed money to buy a house - it is the first set; 5. I bought a house in full and later sold it, and the housing registration system could not find the property, so I took out a loan to buy a house - the first house; 6. If the local government does not have the conditions for inquiry in the housing registration system, the bank shall conduct due diligence to verify that the buyer already has a house, and then take out a loan to buy the house - the first house shall be counted; 7. If the individual has a commercial loan record of two suites under his name, all of which have been paid off and can provide proof of two houses at the same time, in this case, when refinancing - the first set is counted; 8. There is a commercial loan in the name of the individual that has been paid off, and the other is a provident fund loan that has also been paid off, and the application for a commercial loan to buy a house - the first set; 9. Husband and wife, one party has a house before marriage but no loan record, and the other party has a loan record but no real estate in his name before marriage, and applies for a loan for buying a house after marriage - the first set; 10. Loans to buy more than two houses, and later sold all of them through the housing registration system.

The woman has a house after the divorce, and the second married man is buying a house.

Calculate. Determine whether the house purchased is a model loss to the second suite, the house bought during the marriage relationship belongs to the joint property, if there is a loan is also in the name of both parties, there is a special criteria for the identification of a second suite: 1. The loan has bought a house, the commercial loan has been settled, and the loan to buy the house is counted as the first set.

If the loan is not settled, it will be counted as two sets; 2. If there are two commercial loan records in the name of the individual, one has been paid off and the other has not been paid off, and the re-loan is recognized as more than two suites; 3. Husband and wife, one of the parties buys a house before marriage and uses a business loan to clear the business, if the loan is not repaid, it is counted as more than two suites; Fourth, I have bought a house in full and borrowed money to buy a house - it is the first set; 5. I bought a house in full and later sold it, and the housing registration system could not find the property, so I took out a loan to buy a house - the first house; 6. If the local government does not have the conditions for inquiry in the housing registration system, the bank shall conduct due diligence to verify that the buyer already has a house, and then take out a loan to buy the house - the first house shall be counted; 7. If the individual has a commercial loan record of two suites under his name, all of which have been paid off and can provide proof of two houses at the same time, in this case, when refinancing - the first set is counted; 8. There is a commercial loan in the name of the individual that has been paid off, and the other is a provident fund loan that has also been paid off, and the application for a commercial loan to buy a house - the first set; 9. Husband and wife, one party has a house before marriage but has no loan record, and the other party has a loan record before marriage but has no real estate in his name, and applies for a loan for buying a house after marriage - the first set; 10. Loans to buy more than two houses, and later sold all of them through the housing registration system.

The man has 2 sets in his name, and after the divorce, one set is transferred to the woman, so that both parties can buy one set.

The <> is happy to answer for you Yes, both parties can buy a house, and after the divorce, both parties can stipulate in the divorce agreement that a house in the man's name is transferred to the woman, and the man and the woman each own a house, in essence, the ownership of both parties is not affected. According to Article 100 of the Marriage Law of the People's Republic of China, in the event of a divorce, the ownership or ownership of property agreed upon by both parties shall be confirmed by the people's court, and then the registration authority shall register in accordance with the confirmation. Therefore, after the divorce, both parties can transfer a house in the man's name to the woman according to the divorce agreement, so as to achieve the goal that both parties can own a house.

However, from a legal point of view, both parties should abide by the provisions of the Marriage Law of the People's Republic of China, the Regulations of the People's Republic of China on Marriage Registration and other relevant laws, and the transfer of property rights in the marriage relationship needs to be approved by the relevant departments before it can take effect. <>

Summary. If the husband and wife divorce, but the real estate has not been transferred, because the real estate is valid for registration, whose name is on the real estate certificate and who legally has the ownership of the real estate. If the real estate is registered in the names of both parties, the real estate belongs to the joint property of both parties, and in principle, the two parties can divide it equally.

Legal basis:Article 209 of the Civil Code of the People's Republic of China provides that the creation, alteration, transfer and extinction of immovable property rights shall take effect upon registration in accordance with law; Without registration, it shall not take effect, unless otherwise provided by law. The ownership of natural resources that belong to the State in accordance with the law may not be registered.

After the divorce, the property belongs to the man but has not been transferred, and the woman buys the house again, and the man counts several suites.

Hello dear! I am the full-time lawyer of the law firm, Zhou Heqin Zaowen, I am very happy to provide you with legal services, I hope mine will be helpful to you.

If the husband and wife divorce, but the real estate has not been transferred, because the real estate is valid for registration, whose name is on the real estate certificate, and who has legal ownership of the property. If the real estate is registered in the names of both parties, the real estate belongs to the joint property of both parties, and in principle, the two parties can divide it equally. Legal basis: Article 209 of the Civil Code of the People's Republic of China: The establishment, alteration, transfer and extinction of real estate rights shall be registered in accordance with the law and shall take effect; Unless otherwise provided by law, the property shall not take effect without registration.

The ownership of natural resources that belong to the State in accordance with the law may not be registered.

I hope mine is helpful to you, dear. If you have any questions, please feel free to ask, if you are satisfied with this service, can you give a attention and like?

Summary. Hello dear, happy to answer your <>

After the divorce, the woman sold her house, and the house transferred by the man to the woman is considered the first house and can be reduced? There is no real estate record under his name, and if there is none, it is the first set.

After the divorce, the woman sold her house, and the house transferred by the man to the woman is considered the first house and can be reduced?

Hello dear, I'm glad to answer your <> for the envy of the smile

After the divorce, the woman sold her house, and the house transferred by the man to the woman is considered the first house and can be reduced? There is no real estate record under its name, and if there is no pie, even if it is the first set.

Legal analysis: If the house purchased by the parties during the marriage is registered in the name of the parties or the loan is in the name of the parties, and the house has been transferred to the parties with their ex-husbands or wives at the time of divorce, and the loan has been paid off, the purchase of the house after the divorce is deemed to be the first house. Otherwise, it's not the first home.

In addition, if an individual buys a house after divorce, it is generally recognized as his or her personal property.

Legal basis: Article 1062 of the Civil Code of the People's Republic of China provides that the following property obtained by a husband and wife during the existence of the marital relationship shall be the joint property of the husband and wife and shall be jointly owned by the husband and wife: (1) wages, roll-off bonuses, and remuneration for labor services; (2) Income from production, operation and investment; (3) the proceeds of intellectual property rights; (4) Inherited or donated property, except as provided for in item 3 of Article 163 of this Law; (5) Other property that shall be jointly owned.

Husband and wife have equal rights to dispose of joint property. Article 1063:The following property is the personal property of one of the husband and wife: (1) the premarital property of one party; (2) Compensation or compensation received by one party for personal injury; (3) Property that is determined in a will or gift contract to belong to only one party; (4) Daily necessities for the exclusive use of one side; (5) Other property that shall belong to one party.