I have a fixed deposit of 60,000 yuan in the Agricultural Bank of China for five years, and I can wi

A: You can take it out, but there is no regular interest, just current interest. You can take it all, or you can withdraw part of it.

Absolutely. If you deposit for a fixed period of five years, you can only settle it with current interest and can withdraw it at any time.

Fixed deposits in the bank can be withdrawn at any time, but there is no fixed interest when withdrawn in advance.

It is reasonable to say that a fixed deposit can only be withdrawn after maturity, but if it is used urgently, it can also be withdrawn directly, but the interest of the year after withdrawal can only be counted as a current account.

OK. The bank's standard deposit can be withdrawn in advance;

The interest on early withdrawal will be calculated according to the current interest rate, which is annualized according to the latest deposit and loan interest rate of the central bank.

You have been in the Agricultural Bank for more than a year for a fixed period of 60,000 yuan for five years, can you take it out at the county level? If you have a fixed deposit of five years, you will be in a hurry to drink alcohol, but the interest will be calculated according to your current account.

Generally, time deposits can be withdrawn in advance, and interest is calculated at the current interest rate.

Yes, but you need to make an appointment in advance.

It's going to rain, well, I'm in the elevator of the Agricultural Bank for more than 60,000 yuan for more than a year, and now I can take it out in an emergency, but I have to make an appointment.

If you want to take it out now, then your five-year term contract will not be established, and you can only calculate it according to your flexible period.

Can be taken out. However, if you withdraw it in the middle of the bank deposit, it can only be calculated according to the current interest. Therefore, the one-year interest saved is wasted.

Regular money can be withdrawn, but when it is withdrawn, the interest will be calculated directly according to the current account.

If you go to the Agricultural Bank of China and ask about this, don't you know if you can take it out? You can call ** to ask.

Deposit and withdrawal is your own freedom, so you can withdraw it after you save 60,000 years for a fixed period, and you can withdraw it after one year, but the interest can only be calculated for you according to the current period.

Fixed deposits can be withdrawn from the bank and will be calculated at the current interest.

I have a fixed deposit of 60,000 yuan in the Agricultural Bank of China for five years, and I have taken out a lot of things in more than a year, and it is very normal.

Hello, if it is a fixed deposit, it can be withdrawn in a hurry, but the interest on the fixed term should be calculated according to the demand deposit, so you will lose part of the interest.

You can take this out, but if you take it out, you can't take it out on a regular basis, and you can only take it according to the current account, and the interest is less.

If you need to withdraw money urgently, you can withdraw it in advance with the depositor's ID card, but the fixed interest in the past few years is gone.

Hello, you can withdraw your fixed term in the Agricultural Bank of China, but your regular interest is gone, and it can only be calculated according to the current account.

It must be able to be withdrawn, because the interest you take out when you take it out is very small, but it is also going to go, and there is no way to use it urgently.

You have a fixed deposit of 60,000 yuan for 5 years in the Agricultural Bank of China. It can be withdrawn for more than 1 year, but the interest is very low, so it is withdrawn according to the current account.

I have a fixed deposit of 60,000 for more than five years and 61,000 a year in the Agricultural Bank of China, and I need it urgently, can I take it out? I think you can take it out, because if you save 60,000 yuan for five years, you have to withdraw it as a demand deposit.

I have deposited 50,000 yuan in the bank for more than a year, and now I need it urgently, of course, I can take it out, but there is no interest.

The interest calculation of 50,000 yuan a year of rural commercial bank is divided into two types: deposit and loan, and the interest is 6,875 yuan for deposits, and the deposit interest calculation formula.

Interest = Deposit Principal * Deposit Interest Rate.

Deposit period = 50,000 * yuan, if withdrawn in advance, it can only be calculated according to the current interest rate. For a loan, the interest of 50,000 yuan for 1 year is 4,000 yuan. It should be noted that the loan repayment should be done on time and in full, and once it is overdue, the bad record will be on the credit report, which will affect the subsequent loan business and personal employment.

Further information: Interest is the remuneration received by the owner of the fund for lending the money, which comes from the producer's profit from using the money to perform the operating function. Refers to monetary funds.

The value-added amount brought by the injection and repatriation to the real economic sector is calculated as follows: interest = principal interest rate deposit period x 100%.

In the abstract, interest refers to the amount of appreciation brought by the injection and return of monetary funds to the real economic sector. Interest is less abstract and generally refers to the remuneration paid by the borrower (debtor) to the lender (creditor) for the use of borrowed money or capital. Also known as sub-gold, the symmetry of the mother gold (principal).

The formula for calculating interest is: interest = principal interest rate deposit term (i.e. time).

Factors taken into account in adjusting interest rates.

The amount of interest depends on three factors: the principal, the tenor, and the interest rate.

level (interest rate). People's Bank of China.

When determining the level of interest rates, the following factors are mainly taken into account:

The general level of prices.

This is an important basis for safeguarding the interests of depositors. If the interest rate is higher than the price rate of the same period, it can ensure that the actual interest income of the depositor is positive; Conversely, if the interest rate is lower than the price rate, the depositor's real interest income becomes negative. Therefore, it is not only the nominal interest rate that can be seen at the level of interest rates.

and, more importantly, whether the interest rate is positive or negative.

Interest burden. For a long time, large and medium-sized state-owned enterprises have relied on bank loans for most of their funds for production and development.

Changes in the interest rate level have a direct and important impact on the cost and profit of enterprises, so the determination of interest rate levels must consider the affordability of enterprises.

Benefit. The impact of interest rate adjustment on fiscal revenue and expenditure is mainly indirectly generated by influencing the increase or decrease in fiscal revenue paid by enterprises and banks.

Therefore, when adjusting the level of interest rates, it is necessary to comprehensively consider the state fiscal revenue and expenditure. Banks are special enterprises that operate monetary funds, and the spread between deposits and loans is the main source of bank income, and the determination of the interest rate level should also maintain an appropriate spread between deposits and loans to ensure the normal operation of the bank.

Supply and demand situation. The interest rate policy should be subordinated to the overall situation of the country's economic policy and reflect the requirements of the state's policy in different periods. Like other commodities, the determination of the interest rate level should also consider the supply and demand of social funds, which is subject to the law of supply and demand of funds.

Summary. Hello, the current five-year annual interest rate of the Agricultural Bank of China is, so 2 million for five years.

If you deposit 200 yuan in the Agricultural Bank of China for 5 years, and if you have a fixed period, how much money can you withdraw after 5 years? How much is the interest?

Hello, the current five-year annual interest rate of the Agricultural Bank of China is, so 2 million for five years.

The annual interest is 55,000 yuan.

The five-year interest is 275,000, and the final interest is 2,275,000

Summary. Dear, I'm glad about your question, Hello, Agricultural Bank of China deposits 20,000 yuan for 6 years, and can be withdrawn in less than a year.

Dear, I'm glad about your question, Hello, Agricultural Bank of China deposits 20,000 yuan for 6 years, and can be withdrawn in less than a year.

If you deposit a fixed deposit in the Agricultural Bank of China, and the time has not yet arrived, then you will withdraw the money according to the interest on the current account.

It can be withdrawn in advance, but the interest is calculated on a current basis. For unexpired fixed savings deposits, depositors must present the certificate of deposit and the depositor's identity certificate for early withdrawal; If the withdrawal is made on behalf of the depositor, the withdrawer must also hold his identity certificate, and the interest rate shall be calculated and paid according to the pure current savings deposit interest rate published on the date of withdrawal, and the withdrawer shall also sign the name of the withdrawer on the payment voucher.

For unexpired fixed savings deposits, depositors can withdraw part of them in advance according to their needs, and the verification procedures remain unchanged, and the interest rate for early withdrawal shall be settled according to the current savings deposit interest rate announced on the date of withdrawal, and the retained part shall be paid at the maturity of the original deposit date and the original grinding balance fixed interest rate. Lump sum deposit and withdrawal of fixed savings, each certificate of deposit can only be held once, and partial early withdrawal can be implemented. If partial early withdrawal has been made, the deposit institution shall indicate the words "partial early withdrawal" on the deposit slip that has been paid and the newly opened deposit slip for the retained part.

Oh, and I didn't deduct the fee.

There are several ways to withdraw time deposits: 1. Withdraw the full amount at maturity, and settle the principal and interest at the fixed interest rate at one time; 2. If the full amount is withdrawn in advance, the bank shall calculate and pay interest according to the current deposit interest rate announced on the date of withdrawal; 3. If the remaining time deposit is not less than the initial deposit amount, the interest will be calculated and paid on the withdrawn part according to the current deposit interest rate of the precursor notice on the date of withdrawal, and the remaining part of the deposit shall be executed according to the original interest rate and term; If the remaining time deposit is less than the initial deposit amount, the interest shall be calculated and paid according to the interest rate of the current deposit announced on the date of withdrawal, and the time deposit shall be liquidated.

Yes, you will not be charged.

Renminbi fixed deposits are usually divided into six interest rate levels: three months, six months, one year, two years, three years and five years. The foreign exchange fixed deposits of Chinese-funded enterprises can be divided into five grades: one month, three months, six months, one year and two years. During the deposit period, the interest will be calculated and paid according to the fixed deposit interest rate announced on the date of deposit, and the interest will not be calculated in stages in case of interest rate adjustment.

Remember to bring your ID card when you need to handle business, there is no way to handle the corresponding business without bringing your ID card

Then my bank asked the manager, and she said that it would take two years to get it.

What you buy in the bank is a fixed term of the bank for 6 years. It's still an insurance product bought in a bank.

These two are not the same.

If you buy insurance and you only buy it for a year, and you have to withdraw it, you will lose money.

Oh, how much to lose.

It depends on whether you buy wealth management insurance or whole life insurance.

Some of these types of insurance can only be refunded by 60 to 70%.

Summary. Hello, I am glad to answer for you, the Agricultural Bank of China deposit 20,000 yuan for 6 years can be withdrawn in less than a year, you deposit a fixed term in the Agricultural Bank of China, the time has not arrived, then take out the money, it is calculated according to the interest of the current account. It can be withdrawn in advance, but the interest is calculated on a current basis.

Hello. Hello, I am very happy to relieve you of the limbs, the Agricultural Bank of China deposit 20,000 yuan for 6 years of fixed term less than a year can be withdrawn from the Ming world, you deposit a fixed term in the Agricultural Bank of China, the time has not arrived, then Huai Sheng will take out the money, which is calculated according to the interest of the current account. It can be withdrawn in advance, but the interest is calculated on a current basis.

Expansion: Agricultural Bank of China (ABC) was established in 1951. The head office is located at No. 69, Jianguomen Nei Street, Beijing, which is a large state-owned commercial silver trouser sales bank and a national vice-ministerial unit.

Agricultural Bank of China is an important part of China's financial system, providing a variety of corporate banking and retail banking products and services, as well as financial market business and asset management business, and its business scope also covers investment banking, management, financial leasing, life insurance and other fields.

I went to the Agricultural Bank of China yesterday to save money Hui Lianze, the people in the Agricultural Bank told me to save separately, save 20,000 a year, save for 5 years, do not return halfway, can be taken at one time after 5 years, asked, said that it is not insurance, nor is it a financial savings of the former shed money I am a little uneasy, I don't know what to do.

Can I still go back?

Yes pro. You can go directly to the counter.

I didn't do it at the counter, it was the staff inside who got it for me with my mobile phone.

Dear, you can directly find the counter and talk to the counter, and the counter will handle it for you.

Summary. Hello, you should say that the life insurance you buy, life insurance can generally be taken out at any time, and you can go through the surrender procedures.

Agricultural Bank of China has a fixed deposit of 5 years, which is an insurance type. Later, if you have something urgent to take out, is it okay?

Hello, you should say that the life insurance you buy, life insurance can generally be taken out at any time, and you can go through the surrender procedures.

Hello, the variety of life insurance you should buy, life insurance can generally be taken out at any time, and you can go through the surrender procedures.

I went once, but people said they couldn't return.

Urgently use this money! What should I do if I don't give a refund?

Why can't I get it back? If it is an insurance product, it can definitely be refunded, unless it is a regular wealth management product, it cannot be withdrawn in advance.

If I manage my money regularly, can't I take it out? I can't help it in an emergency?

Well, regular financial management cannot be taken in advance, and the contract has an agreement.

Can you borrow money from them with this insurance?

This is feasible, many banks have wealth management product mortgage or policy loan business, you can consult the bank.

4,000 to 5,000 yuan. 50,000 yuan, in the agricultural stuffy line for 3 years, the fixed deposit interest is 5,250 yuan. Calculation method: The interest rate of ABC for a fixed term of 3 years is annual interest withering = principal x interest rate x 3 = yuan.

Summary. Hello, those 5 years must be calculated according to the interest on the fixed deposit.

Hello, those 5 years must be calculated according to the interest on the fixed deposit.

If you don't withdraw the money, then the interest will be calculated according to the current interest in the following days.

So, don't worry, those 5 years are definitely calculated according to the fixed deposit rate.

I would recommend that you go to the bank to recharge your fixed deposit when you have time.

Because the Chinese New Year is coming soon, the bank has a reward activity for deposit customers, so it's a pity if you don't go.