Can I withdraw money from inter bank or non local deposits in the bank?

No, you can't, you can have a certificate of deposit.

It can only be withdrawn in the fixed bank process, and it cannot be withdrawn from the inter-bank or other places, because the fixed deposit certificate has a bank number.

Time deposit. Also known as "Certificate of Deposit". The bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity.

Some CDs can be sold in the market before maturity when the depositor needs funds; Some certificates of deposit are non-transferable and require the depositor to pay a fee to the bank if he or she chooses to withdraw funds from the bank before maturity.

Cash and current savings deposits can be directly applied for fixed savings deposits, and the minimum deposit amount for regular account opening is 50 yuan, and there is no limit to more deposits. The deposit period is 3 months, 6 months, 1 year, 2 years, 3 years, and 5 years. You can withdraw part of the deposit in advance once, and when the deposit expires, you can withdraw the principal and interest with the certificate of deposit, or you can automatically transfer it multiple times according to the original deposit period.

The maturity of the time savings deposit shall be based on the deposit interest rate on the date of opening the certificate of deposit.

Interest is calculated and paid, and interest is calculated according to the current savings deposit interest rate on the date of withdrawal for early withdrawal, and interest is calculated according to the interest rate of the current deposit on the day of withdrawal for overdue withdrawal. You can apply for a small pledge loan with your own fixed deposit certificate.

For unexpired fixed savings deposits, depositors must present the certificate of deposit and the depositor's identity certificate for early withdrawal; If the withdrawal is made on behalf of the depositor, the withdrawer must also hold his identity certificate, and the interest rate shall be calculated and paid according to the current savings deposit interest rate announced on the withdrawal date, and the withdrawer shall also sign the name of the withdrawer on the payment voucher.

For unexpired fixed savings deposits, depositors can withdraw part of them in advance as needed, and the verification procedures remain unchanged, and the interest rate for early withdrawal shall be settled according to the current savings deposit interest rate announced on the withdrawal date, and the retained part shall be settled and paid at the maturity of the original deposit date and the original interest rate. Partial early withdrawal can only be carried out once per lump sum deposit and lump sum fixed deposit, and if partial early withdrawal has been handled, the deposit certificate paid by the savings institution shall be made.

and the newly opened deposit slips of the retained part are marked with the words "partial early withdrawal". (After March 1, 2011, lump sum deposits and withdrawals with CCB, regardless of whether they were previously deposited or subsequently deposited, can be partially withdrawn an unlimited number of times, and there is no longer a limit to one withdrawal.) ）

Bank fixed deposits can be obtained in other places, but it needs to be determined that the fixed deposits are deposited in the card's paperless lump sum deposit and lump sum RMB account, which can be withdrawn at maturity or in advance (including partial withdrawal) in other places, otherwise they cannot be withdrawn in other places. There is a certain amount of interest when you withdraw your fixed deposit early, so it is not recommended to withdraw it early when it is not necessary.

1 Yes, as long as it is a bank card, it can be withdrawn across banks or in other places, and if it is a passbook, it must be in the nature of deposit and exchange. If it is a large amount, there are a lot of it must be the province of the bank, if it is not the nature of the deposit and exchange, it must be the opening bank to withdraw, there are many elderly people are saving this nature, the interest rate will be high, belongs to the bank at that time to pull the deposit business, this must be taken in the opening bank.

I don't know if I can withdraw time deposits directly across banks or in different places, but I can first convert my fixed deposits into current deposits through mobile banking, and then I can withdraw money across banks or in other places.

2 There are two types of fixed deposits, one is a fixed deposit such as a certificate of deposit, and the other is a fixed deposit such as a bank card. For different types of fixed deposits, the ability to withdraw money in other places is also different.

If you cannot withdraw money from a fixed deposit such as a normal certificate of deposit, it is recommended to choose a fixed account deposited with a debit card and open online banking.

If your fixed deposit is stored in a bank card, you only need to go to the counter with the card to withdraw money in a different place; However, if your deposit is in a passbook, you cannot withdraw money from a different place only with the passbook.

If the depositor withdraws the full amount at maturity, the principal and interest will be settled at one time according to the fixed interest rate stipulated by the bank; If the user withdraws the full amount in advance, the interest will be calculated and paid according to the current deposit interest rate announced on the withdrawal date; For part of the early withdrawal, the interest shall be calculated and paid according to the current deposit interest rate announced on the withdrawal date, and the interest shall be calculated and paid at the original interest rate for the retained part, but if the retained part is less than the initial deposit amount, the interest shall be calculated and paid according to the current deposit interest rate announced on the withdrawal date, and the fixed deposit shall be liquidated.

In addition, users need to pay a certain handling fee for RMB fixed deposit deposits in different places, which is 1% of the transaction amount for each transaction, with a minimum of 2 yuan and a maximum of 50 yuan. There is no fee for local withdrawals.

If you set a withdrawal password for the certificate of deposit or passbook, you can withdraw it in another place without paying a handling fee. If you do not set a password, you cannot withdraw it from another place. Certificates of Deposit (CDs) cannot be withdrawn across banks.

If you deposit in the bank for a fixed time, you can't go to other places to withdraw money, and you still have to withdraw money locally, which is for security reasons.

Yes, but there will be a handling fee for remote or inter-bank deposits and withdrawals, and the fees for remote deposits and withdrawals are not small. And if you take it out regularly before it expires, the interest will be less, and it will be calculated according to the current interest rate.

Yes, but inter-bank or foreign withdrawals are subject to handling fees, so if you deposit regularly, if you go outside, you can't save it, and the regular withdrawal and regular interest are gone, and the handling fee will be deducted.

Time deposits within the same bank can be withdrawn in different places, however, there may be certain restrictions on the exchange of deposits and deposits in different places.

Due to the different ways of networking, the business structure of banks is different, therefore, there may be some differences in the deposit and exchange services of various banks, but the remote deposit and withdrawal business is the basic function of the deposit and exchange, and each bank should be similar.

If the time deposit has matured, both the depositor and the certificate of deposit can be withdrawn in the other place, but it must be in the same bank's non-local outlet, and the deposit and exchange have been realized.

If the fixed deposit is not mature, it needs to be withdrawn in advance in a different place, which may vary from bank to bank, and some banks may allow early withdrawal in other places, but may not allow early withdrawal, or may not be able to withdraw part of the deposit.

Extended Information] Corporate fixed deposit is a kind of deposit in which the unit customer agrees with the bank on the deposit period, deposits the temporarily idle funds into the bank, and when the deposit is withdrawn at maturity, the bank calculates and pays interest at the agreed interest rate on the deposit date. There are two types of time deposits: RMB time deposits and foreign currency time deposits.

There are six tenors to choose from: 3 months, 6 months, 1 year, 2 years, 3 years and 5 years.

Foreign Currency Time Deposits include Small Foreign Currency Time Deposits (below US$3 million or its equivalent in foreign currency) and Large Foreign Currency Time Deposits (above US$3 million or its equivalent in foreign currencies). The deposit period includes five grades: one month, three months, six months, one year, and two years.

When opening a fixed deposit account, a corporate customer shall submit a "Deposit Slip for Corporate Deposit" to the bank and reserve a seal, and the bank will transfer the advance deposit from the current deposit account of the unit, open a fixed deposit account for it, and issue a registered "Certificate of Opening a Corporate Fixed Deposit Account".

All enterprises, institutions, organs, military units, social organizations and individual economic households that meet the requirements for opening RMB unit demand deposit accounts can open RMB unit time deposit accounts and handle local and foreign currency time deposit business.

When the RMB unit time deposit is withdrawn at maturity, the interest will be calculated according to the corresponding grade interest rate of the fixed deposit announced by the People's Bank of China on the date of deposit. If the deposit is not withdrawn on the maturity date, the interest on the current deposit will be automatically transferred to the principal, and the interest rate of the same grade announced by the People's Bank of China on the date of transfer and the original agreed deposit period will be automatically transferred. When the small foreign currency time deposit is withdrawn at maturity, the interest will be calculated according to the corresponding grade interest rate of the time deposit announced by the China Banking Association on the date of deposit.

Preferential interest rates are available for large foreign currency time deposits, but they are not auto-rollover.

It is possible to make deposits and exchanges, but some fixed deposit banks have not opened deposits and exchanges for you, so you cannot withdraw money in other places.

If you have a fixed deposit, you can withdraw money at a different bank, but it must be in the same bank, not if it is another bank.

Time deposits can also be withdrawn from banks in other places, because banks are now networked across the country and can handle business in all parts of the country.

Time deposits are all exchanged by peers, so they can be withdrawn from banks in other places.

Can I withdraw money from a non-local bank for a fixed deposit? I think that time deposits should be able to be withdrawn from non-local banks. Because now banks are connected to the Internet. Therefore, it should be possible to withdraw money at the same bank in a different place.

Of course, you can't withdraw money from a bank in a different place, you can only withdraw money from the same bank in your local area.

Can I withdraw money from a non-local bank when I deposit a fixed deposit? Of course, time deposits can be withdrawn from banks in other places, because they are now connected to the national network.

It depends on what the fixed deposit is made with. In the case of certificates of deposit, withdrawals can generally only be made at local savings offices, and the certificates of deposit with passwords must be retained. If you make a fixed deposit on your bank card, you can withdraw your money anywhere at that time.

If there are four words on the deposit certificate, it can be exchanged in the country, if it is not deposited and exchanged, it can only be withdrawn in your opening bank, and the teller should be told to deposit the kind of deposit and exchange when depositing.

Can I withdraw money from a non-local bank when I deposit a fixed deposit? It is possible to deposit money in other places, but it must be in the same bank to withdraw money, and it is not possible to withdraw money across banks.

This is not allowed, because you are a fixed deposit can only be deposited at maturity to the bank where the deposit is made.

This is not a no-no. Deposits can only be withdrawn at the bank's outlets in the same city. Some can only withdraw money from a certain outlet if they participate in a marketing campaign at that outlet.

Can I withdraw money from a fixed deposit at a non-local bank? Fixed deposits are not allowed, and withdrawals can only be made at the bank where you deposited your deposit.

Can I withdraw money from a fixed deposit in another place? This depends on which bank you deposit in? Banks are not allowed to deposit money in other places, and if they are state-owned banks, they can withdraw money together with deposits.

Yes, with this fixed deposit certificate, you can go to all the business offices of the bank to handle the withdrawal business, and the banking system is networked.

If you make a fixed deposit, I don't think you can withdraw it in a bank in a different place, on the one hand, it involves inter-banking, and on the other hand, it can only be withdrawn at the bank where you first deposited.

The information deposit must be taken from the local bank, because the local bank and the opening bank will go to him to take the photo. Far away, you can apply for it, maybe you can, and he doesn't know his real name now.

Fixed deposits, i.e., certificates of deposit, can only be exchanged in the same city with a password, not in other places.

You must set a password for time deposit deposits before you can withdraw money from a bank in a different place.

Withdrawals must be made at the local bank where the deposit is made, and after the withdrawal, it can be deposited in the card and can be withdrawn at a bank in a different place.

Time deposit. Withdrawals can be made off-site.

At present, the three types of time deposits provided by banks are bank card time deposits, time deposit passbooks and time deposit certificates.

Extended Materials

1. Bank card fixed deposit: After the bank card fixed deposit expires, you can use mobile banking.

Or online banking.

Change the regular term to current account, and the money will be transferred to the bank card, and can be withdrawn at the counter of a bank branch or ATM in a different place.

Second, the time passbook: first of all, to determine the status of the passbook to open an account, if it can not be exchanged through the deposit and exchange, can only go to the account opening outlets to handle withdrawal, if it is a passbook through the deposit and exchange, the bank also supports the business, then you can handle deposits or withdrawals in the national outlets.

3. Certificates of deposit: If the account opening status is not through the deposit and exchange, you can only go to the account opening outlets to handle withdrawals, if it is through the deposit and exchange, it also depends on whether the mark on the deposit certificate is limited to the province, and the general default is that you cannot withdraw money across provinces, but some state-owned banks.

It's still okay to cross provinces.

The term of the fixed deposit certificate is generally one month, three months, six months, one year or more. Interest rates vary with the length of the term, ranging from floating rates to fixed rates. Pre-60s, certificates of deposit could only be withdrawn by the depositor on the basis of the certificate of deposit, and could not be transferred to others or circulated freely in the market.

Citibank in New York, USA, 1961.

The creation of negotiable large-value time deposit certificates has since broken the tradition that certificates of deposit cannot be transferred, and has become an important financial innovation.

According to the classification of issuers, there are four main types of fixed deposit certificates:

1. Domestic Time Deposit Certificate. A domestic term deposit certificate issued by a U.S. commercial bank. Interest rates are paid at maturity, and some are discounted and withheld. Most of these certificates of deposit are bearer so that they can be transferred and kept confidential for investors.

2. Eurodollar certificates of deposit are issued by U.S. banks on their offshore or offshore financial markets; or a certificate of deposit issued by a bank other than the United States. Although it is a Eurodollar certificate of deposit, it is not issued in one place in Europe, and the currency used is not only the US dollar. The "Eurodollar" is just a historical concept.

At the moment, there is also the European pound.

Certificates. European Deutschmark.

Certificates of deposit fall into this category.

3. Yankee certificates of deposit, or domestic certificates of deposit issued by foreigners. is a certificate of deposit issued by a branch of a foreign bank in the United States. The term is short, generally not more than three months, and the issuers are mainly banks in Western Europe, the United Kingdom or Japan, and the purpose of issuing certificates of deposit is to facilitate financing for customers operating cross-border business in their own countries.

4. Certificates of fixed deposits of savings institutions. It is issued by a thrift institution in the United States. The term is longer, up to five years. The secondary market for certificates of deposit of this grade.

Less developed. At present, U.S. savings institutions are developing Eurodollar certificates of deposit business outside the U.S. to expand the international financial market.