In 99, in September, can I apply for a card at Minsheng Bank?

How to apply for a Minsheng Bank debit card for minors:

If you are over the age of 18 and live mainly on your own labor income, and can provide proof of income and judicial or notarized certificates, or verify your income**, the above circumstances can be handled by adults alone. What to bring: My ID card and related certificates, including:

Proof of income, judicial or notarized certificate, proof of work or tax payment, choose one of the above.

Chinese citizens who are over the age of 18 and do not rely on their own labor income as their main livelihood** are persons with limited capacity and are operated by their guardians. Documents to bring: guardian ID card, minor resident ID card, guardianship certificate.

Minors over the age of 16 are persons with limited capacity for civil conduct, and their guardians shall conduct the business. What to bring: guardian's ID card, minor's resident ID card or household registration booklet, guardianship certificate.

4.Minors under the age of 10 are persons with no capacity for civil conduct, and their legal ** person (guardian)** civil activities. What to bring: guardian's ID card, minor's resident ID card or household registration booklet, guardianship certificate.

Hello, yes.

In principle, no more than 4 debit cards may be issued by Class I and Class II households, except for social security cards, medical insurance cards, military security cards, and debit cards of cancelled accounts. If there is a legitimate reason to exceed the above limit on the number of cards to be opened, it is up to me.

If you are in college, you can apply for a credit card of China Merchants Bank, if you don't go to college, you can't apply for it, but you can try it after you are 18 years old, even if you apply for it, the limit is not high.

If you need to apply for an additional card for your family member or friend, you can contact the staff of the local marketing center or go to the CMBC counter branch to apply for it.

If there is no supplementary card for cash, starting from December 1, the same person can only open one account in the same bank, and if a new account is opened, a class account or a class account should be opened, and only one class account can be opened in the same payment institution.

A type of account can only be handled for one account, and a type of account refers to an account opened through a traditional bank counter that meets all the strict requirements of the real-name system. Simply put, it's a debit card or debit card that you have in your hand. Its functions include deposits, purchase of wealth management products, cash withdrawals, transfers, consumption, and bill payments.

Class accounts cannot deposit or withdraw cash or transfer money to unbound accounts, and the daily payment limit for such accounts is 10,000 yuan. This is the case, for example, with credit cards.

Class accounts are mainly used for quick payment, such as quickpass, password-free payment, etc., which can only handle small-amount consumption and payment, and cannot handle other businesses, and the balance in the household does not exceed 1,000 yuan. Neither class nor class account has a physical card. The limit of class and class accounts is mainly to effectively control the risk of customer funds.

Last Payment Date means the repayment date specified in the Account Statement by which payment of the current amount or minimum payment shall be received by the Bank from you.

The last repayment date is the 20th day from the day after the statement date.

For example, if the bill date is June 6, the last payment date of the June bill is June 26.

For details, you can check and confirm in the customer service hall of the official website of our credit card.

You swiped 8000 on January 2 and deposited the money on the 15th and took it out, during which it was in the same bill, after the bill was issued on January 26, your full repayment amount was still 8000 yuan, and 8000 yuan was repaid before February 15, of course, you can also repay in installments or the minimum repayment, and cash withdrawal cannot be installment.

During the period from the 16th to the 26th, the money was deposited and taken out again or in the same bill, and the repayment can be made before February 15; However, if you swipe your card on January 26, you will be billed on February 26 and repaid on March 15.

Calculation of the repayment date of Minsheng Bank credit card:

For example, if you swiped the card before March 26, you need to repay it on April 15, and it cannot exceed 15 days, otherwise there will be late fees and interest. I don't quite understand what it means to put it in and take it out. It is best not to use a credit card as a savings card, there is basically no interest on deposits, and there is a handling fee for withdrawing money.

Also, if you put it in and take it out, you don't have it and you still owe money to the bank. You swipe the card on January 2 and pay it back on February 15, so there is no need to repay it that month.

As long as you enter for another month, for example, you can brush 8000 on March 1, and save it on March 15, which is equivalent to paying it back, and you brush it again on the 16th, which is equivalent to not paying it back this month, and it is calculated on a monthly basis.

Your bill date is the 2nd and your repayment date is the 22nd.

The interest-free period is not 20 days. For example, if you spend today, then there is this consumption on the bill day of the next month, and the bill will be repaid on the 22nd of the next month, from the 11th of this month to the 22nd of the next month, not more than 40 days. Let's put it this way, as long as it is consumed after the 2nd, it will be entered into the bill on the 2nd of the next month, and the repayment will be made on the 22nd, and if it is a consumption on the 2nd, it will actually be repaid in 50 days.

Of course, the shortest is 1 day of consumption, 2 days of billing, 22 days of repayment, only more than 20 days of interest-free period.

Take your ID card to the bank, see if you can handle it according to your personal information, and the staff will handle it for you.

It is definitely necessary to have a certain amount of information and understanding of all aspects before you can apply, as well as relevant conditions.

Just go to the counter of Minsheng Bank to apply for a credit card.

Credit card quick payment means that when you order goods through Alipay** and Alipay mobile client, you do not need to open online banking, you only need to provide credit card number, account name, mobile phone number and other information, after the bank verifies the correctness of the mobile phone number, Alipay sends the mobile phone dynamic password to the user's mobile phone number, and you enter the correct mobile phone dynamic password to complete the payment.

You can choose whether to save the card information, if you choose to save, then the next time you pay, you only need to enter the Alipay payment password or payment password and mobile phone dynamic password to initiate a payment request and complete the payment.

If your credit card has an overpayment (overpayment) that exceeds your credit limit:

1. It is recommended that you directly swipe the card for consumption;

2. You can transfer money to your Minsheng debit card through our bank's mobile banking, online banking, ATM and counter, and receive it in real time without handling fee;

3. It can be withdrawn in cash through ATMs, but it will be limited by the number and amount of cash withdrawals per credit card per day, and the Bank's channels will be free of handling fees, and 1% handling fee will be charged across banks, with a minimum of RMB 1.

If you pay off the current bill and pay back the extra money, it doesn't matter, the extra part can be deducted from the balance of the credit card you still owe to the bank, if you pay off the current bill, you will completely pay off the credit card, restore the total amount, and the extra part will be placed in the overflow of your credit card, you can withdraw or swipe the card to spend, this part does not occupy the total limit of your credit card.

You can also use it when you use it and transfer it out after three days.

The extra can only be used for the next consumption, and a handling fee will be charged if you take it out.

The overpayment is called overpayment, and the so-called overpayment refers to the overpayment of funds or funds deposited in the credit card account when the credit card customer repays, and a certain amount of fees are required to withdraw the overpayment.

This can be used to increase the available credit card limit or be used directly to make purchases. If there is an overpayment in the credit card, the overpayment will be deducted first, and then the credit limit will be deducted, and if the overpayment is greater than the purchase amount, the overdraft will not be formed.

What you said is very general, I don't know what card to get, if you have already got an ID card, there are some cards that can be done, you can take the ID card to do it.

Yes, there is no age limit for ID card processing.

With an ID card, you can go to the bank to apply for a bank card, of course, you can also handle it with a household registration book, but without an ID card, some functions may be limited.

Minors should not be allowed to apply for a card.

It needs to be applied for by the guardian**, and the card can only be used for daily access and cannot be used for online banking.

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