What should be paid attention to when investing in the platform and what are the processes

Zhongye Xingrong Investment Cube is an information intermediary service organization that promotes the formation of a lending relationship between investors and financiers, and provides investment intermediary consulting for people who have spare money and feel that the bank interest rate is too low. For small and medium-sized enterprises that need capital turnover, we provide consulting intermediaries such as incoming, inspection, review, and online loan targets. Let the investors in need have better returns, and the borrowers can get lower cost financial help, and both parties benefit.

In Zhongye Xingrong Investment Cube, there will be different borrowing needs every day. The higher the creditworthiness, the lower the interest rate and vice versa. Risk appetite is different, and everyone has an investment strategy.

Each borrowing requirement has different conditions such as credit rating, amount, interest rate, term, etc. Therefore, when making investment, customers should rationally choose reasonable targets for bidding based on their actual situation. Each financing project of Zhongye Xingrong has a strong guarantee agency to provide principal or principal and interest protection, which minimizes the risk of investors.

Investors will receive interest or principal from the department every month, and at the same time, they can reinvest the recovered interest or part of the principal to generate higher returns.

Become an investment leader:

1. Register as a member of Zhongye Xingrong;

2. Real-name authentication - open ePro;

3. Sign the account opening agreement of the investor member;

4. Recharge;

5. Select the borrowing project to lend funds;

6. Full quota;

7. According to the loan agreement, the principal and interest are **.

Zhongye Xingrong Investment Cube Operation Center.

What is the Chinese dream, as soon as you hear it, it is a pyramid scheme.

When looking at the contract, it is best to find a lawyer in this area and not let the other party take advantage of the loophole.

Introduction to Zhongye Xingrong:

1: Zhongye Xingrong is positioned as an information intermediary, using Internet information technology, and continuously building information channels for private funds and private small and micro assets through technological innovation and service innovation, providing ordinary people with one more way to preserve and increase their wealth, broadening financing channels, reducing financing costs, solving financing problems, and practicing the essence of inclusive finance for the majority of community health service stations, small and micro enterprises, rural residents, and mass entrepreneurial groups. At present, there are four main service products of Zhongye Xingrong.

2: Yirongbao Yirongbao is a product optimized for the operation of community health service stations; Product cycle: 3-12 months; Purpose:

support the national medical reform strategy, promote the construction of national medical infrastructure, and optimize the operation of community health service stations; Controllable risks: policy support, clear profits, on-site review, and business guidance.

3: Huinongbao Huinongbao is a product optimized for the production of farmers in mountainous areas; Product cycle: 6-12 months; Purpose:

Help solve the problems of agriculture, rural areas and rural areas, help farmers in mountainous areas get rid of poverty and become rich, and optimize their agricultural procurement or production needs; Controllable risks: policy support, small dispersion, complete information, on-site review, and stable income.

4: Che Rong Bao Che Rong Bao is a product for the capital turnover of urban white-collar workers or individual industrial and commercial owners; Product cycle: 1-36 months; Purpose:

Practice the essence of inclusive finance and provide financial information services for small and micro individuals in society; Controllable risk: stable income, sufficient mortgage, complete information, and GPS positioning of the vehicle.

5: Qirongbao Qirongbao is a product for the capital turnover of small and micro enterprises; Product cycle: 1-12 months; Purpose:

Practice the essence of inclusive finance and provide financial information services for small and micro enterprises; Controllable risk: good operation, good reputation, sufficient mortgage, on-site research, loan monitoring, full guarantee.

Hello, Zhongye Xingrong will answer for you: The company has a talent team of more than 300 people, with rich investment and financing experience and risk control capabilities, and is committed to creating the safest investment and financing, and wholeheartedly contributing to inclusive finance.

Zhongye Xingrong advertising or something is too big, invest 500,000 to get 5,000, plus the product income is on 20%, I will hehe, I am very suspicious of what their company relies on to make profits, it is recommended that you still look at a few more, rational investment.

A credit account is required for investment margin trading.

The operation process of IB** investment margin and securities lending is as follows:

1. First of all, it is necessary to open an account with IB**, and the account opening period should be more than 18 months, which meets the requirements of real-name account. The assets under custody reach more than 1 million. The client's assets have been incorporated into the third-party escrow business, and the client's assets are not secured or secured in any way.

2. To apply for margin trading, you need to bring your ID card and shareholder card, the credit report issued by the People's Bank of China, and the proof of financial assets issued by the customer in other financial institutions.

3. When you arrive at the scene, you must fill in the relevant business**. There are application forms for margin trading, psychological test questions for margin trading, margin knowledge test questions, and explanations of the customer's holding of restricted shares.

4. **The company reviews the application materials, which generally takes 11 working days.

5. After passing, you can go to the site to sign the business contract for margin trading and the risk monitoring letter for margin trading.

6. After opening a credit account for margin and securities lending, investors also need to go to the corresponding commercial bank to handle the third-party depository business for margin and securities lending before they can officially start this business.

Margin trading, also known as credit trading, is divided into margin trading and securities lending trading. In layman's terms, a financing transaction is an investor who borrows funds from a brokerage firm to borrow funds from a brokerage firm for buying and selling, and repays the principal and interest of the loan within the agreed period; Securities lending transaction is that investors borrow funds or ** as pledges, borrow ** from the brokerage firm to sell, and within the agreed period, **the same quantity and variety** will be returned to the brokerage and pay the corresponding securities lending fees.

To margin financing and securities lending, you must first open a credit account, and qualified investors (one of the basic conditions is that the capital is more than 500,000 yuan) should set up a credit account under the original account, which is specially used for margin financing and securities lending business, and the financing or securities borrowing and lending are registered in this filial piety account.

1. The Shenzhen platform of Zhongye Xingrong has been online for half a year, with a registered capital of 50 million, and it can be seen from the official website of the platform that the scale of Zhongye Xingrong is not small, and the minimum project types are a lot, including car loans and housing loans, and three rural projects.

2. The project can be basically divided into credit standard, mortgage standard and guarantee standard, and it can be understood from the ** of Zhongye Xingrong that the current popularity of the platform is still slightly insufficient, the full bid time is relatively long, and the activity is still not enough.

3. However, the annual interest rate of Zhongye Xingrong is quite high, with 10%-16% indefinite, and there are more investors who are standardized, which is related to the publicity of the platform and the safety of Zhongye Xingrong.

Supplements: 1. The team of Zhongye Xingrong is composed of elites from Internet finance, traditional finance, medical care and Internet industries, and has created an ultra-fine nano-level risk control system and a big data scenario-based risk control model, and is committed to building a safe, efficient and convenient Internet financial platform by adopting an asset-light and risk-heavy operation model.

2. Zhongye Xingrong has always regarded the construction of risk control system as the core task of platform development, and regarded perfect investment security measures as the core competitiveness of the platform.

4. The platform selects loan projects through the ultra-fine nano-level risk control system, discloses information in strict accordance with regulatory requirements, adopts international standard SSL encryption technology and disaster recovery backup IT architecture system, collects a certain amount of negligent deposit from third-party input units, and manages customer funds by third-party institutions throughout the process, so as to effectively protect the rights and interests of investors.

This platform bank depository, has obtained A round of financing, and there are many projects to benefit farmers who have built loan channels for farmers in mountainous areas, and it is a responsible company. I have invested for more than a year, and the projects are all due and paid on time, with good income and a good experience.

It was a good company, and although it was not established for a long time, it was full of stamina. It's worth paying attention to.

The platform, which was established in Shenzhen in February 2015 and is a member of the Shenzhen Internet Finance Association, is currently giving an okay interest rate, but it is gradually in the process of reducing interest rates. The funds are held in escrow by a third party, which feels more reliable.

A P2P platform in Shenzhen, the platform has a bank depository, recently received a round of venture capital, I personally feel more reliable, and has been on the car for more than a year. If you want to invest in P2P, it is recommended to understand P2P and the potential risks first, and carefully examine the platform before considering investment.

To tell you a simple way to judge whether P2P lending companies are unreliable, the more offline physical stores, the more unreliable.

The garbage platform, which was invested in November last year, did not return the one-year term when it expired, and wanted to transfer the debt, and now it is almost two months and the progress is less than 50%.

It is not recommended to turn to the big one in such a new P2P platform. New P2P is currently very risky.

Among them, many borrowing companies have borrowed several times or even 10 times more than the registered capital, and there is only one guarantee company, and most of them are over-guaranteed.

There are routines for loans, and there are no contracts in the hands of customers. The loan amount is not the same as the loan amount. Most of the agreements given to customers are verbal.

It has been 8 days since the end of the rapid bid selection, and it is not recommended to vote.