How to tactfully refuse to borrow money, be smart, tactful, a little 20

said that he was confiscated by his wife.

If the amount is relatively large, say that most of your money is invested (** or other), of course, for the sake of friendship, you can lend him a small part of the money, and say: Brother really can't spare money, this food fee will be given to you!

If the amount is small, but you estimate that you have borrowed but not repaid, just say that you didn't bring money or open the topic to address this problem, since the customer borrowed money from you, it must be a very good relationship customer, you say that the business has not been very prosperous recently, or you want to open a branch recently, and you are still short of money.

I said that I have borrowed some money from others in the recent investment of something, and it is my wife, so I am a little tight, I was going to want you to borrow it, but I didn't expect you to come first, it is really the same end of the world, in the future, if you encounter a lack of money in the future, come to me again, and I will help you then!

Find an excuse to say that the money in your hand is planned to be dry, and you can't borrow it in the past two days, or you can say that you just did what you did with your money, and you don't have any money on your body, If you are used to borrowing, others will come to ask you to borrow money again and again!

You can't get over face, it's not you no matter what we say, and it's useless, just borrow it, less.

Let's just say that you are engaged in investment, and all the money is invested in it, and you can't take it out.

Recently, I have added some new things (choose different price points according to different social status), and I am also a little short on money. There's really no way, I'm sorry for you.

When someone asks him to borrow money, he is really powerless because he has limited conditions in this regard. In this case, you need to take the trouble to gracefully refuse the other party's loan, so as to avoid the emotional impact on each other.

1.Be honest: When a friend borrows money from you, you need to be honest and let them know that you are also financially stressed, or that your money is being used for investment, education, or other necessities. That way, even if you can't help, the other person will be able to understand your situation.

2.Give a reasonable reason, when you decline someone else's request to borrow money, you can give some reasonable reasons. For example, you have other plans on hand that you need to use money, or your current financial situation cannot afford to borrow, etc.

Reasonable reasons can make the other person more accepting of your decision.

3.When other people's requests start to challenge your patience and credibility, you can bring things to the point by talking about other things, or by using some indirect ways to bring things to the point. For example, you could say:

I just bought a new school bag for my children yesterday and now I can't afford the extra expenses."

4.To refuse with dignity, we must remain decent, not to make others have a bad impression of us, and at the same time, we do not have to negatively affect our lives in order to refuse tactfully. When someone borrows money from you, you can say it euphemistically:

I am a very cautious person, and it is my principle not to borrow money, and I hope you can understand. "Fifth, provide other help. When you can't help borrowing money, you can consider offering other help, such as offering a job offer or helping you find a job.

This will make them feel more cared about and organized, and help them make a positive impact in their lives and work.

5.Explain and explain to the other party so that the other party understands their situation and then wins the other party's understanding. After making the above moves, you have to explain and explain to the other party, so that the other party understands your situation, Yu slowly understands the choice of the vertical mold body that you can't meet the other party's request to borrow money, and understands the real reason why you can only lend a small amount of money to the other party.

Refusing to borrow money from others is a sensitive matter that requires tactful expression of one's wishes while avoiding hurting the other person's feelings. Here are some euphemisms:

1.Thank them for their trust: The first thing to do is to express your gratitude to the other person, thank them for their willingness to lend you money, and express that you are sorry that you cannot accept their help.

2.Explain your situation: You can explain your situation to the other person and let them understand why you can't accept their help. For example, you may have borrowed too much money, or you want to solve the problem on your own, etc.

3.Be polite and firm: Be polite and firm when declining someone's request to remove a favor.

You can express your wishes to the other person, such as "I'm sorry, but I can't lend you money" or "I don't want to inconvenience you, so I can't lend you money." ”

4.Offer other help: You can show the other person that you are willing to provide other help, such as helping them find other ways to borrow money or providing other substantial help.

In short, refusing to lend money to others requires maintaining a tactful and sincere attitude, while avoiding hurting the other person's feelings.

When it comes to refusing money from others, it's essential to be polite, respectful, and caring. Here are some tips to help you gracefully decline money from others:

1.Express gratitude: Start by thanking the other person for thinking of you during difficult times and making the other person feel that you care.

For example: "Thank you for thinking of me at this time, I am so grateful." ”

2.Express understanding: Show that you understand that the other person may be experiencing financial difficulties, but also emphasize that you have your own difficulties.

For example: "I understand that you may need this money to solve the problem, but I have also recently encountered some difficulties and am unable to lend you money for the time being." ”

3.Explain why: Explain in detail why you refused to borrow money, such as if you had recently made a bulky purchase, had a family responsibility, or something else.

For example: "I just renovated my house recently, and now I'm short on cash, so I can't lend you money." ”

4.Show concern: Show that you care and support the other person when you refuse to borrow money.

For example: "While I can't lend you money, feel free to let me know if you need advice or help with lapping, and I'll do my best to provide support." ”

5.Offer other help: Although you can't lend money to the other person, you can offer other forms of help, such as information, advice, or resources.

For example: "While I can't lend you money, I can help you learn about other ways to borrow or give you some advice on financial management." ”

In short, when refusing to borrow money, be sincere, friendly, and caring, and provide other possible ways to help, so that the other person can feel your kindness, and at the same time avoid the embarrassment that may come from a direct rejection.

1.Outright refusal.

Direct rejection is the easiest and most straightforward way, but it is important to note that we need to do so in a polite manner. For example: "I'm sorry, I don't have any extra money to lend you right now."

Or, "Thank you so much for trusting me, but I don't have enough money to spare right now." ”

2.Excuse refusal.

If a direct rejection makes us feel uncomfortable, consider using an excuse to refuse. For example: "I don't have any cash around right now, let's talk about it next time." Or, "I've been a little nervous lately, so I'll think about it next time." ”

3.Guide each other.

Sometimes, we don't want to reject the other person outright, but we want to lead the other person to find other solutions. For example: "I'm sorry, I don't have any extra money right now, but you can try other ways, such as borrowing from family or friends."

Or, "I can't help with this, but you can try to get a loan from the bank." ”

4.Advise the other person to help themselves.

Sometimes, the other party borrowing money from us may be in a difficult financial situation for some reason. We can suggest that the person find a way to help themselves, such as cutting back on expenses or finding a better job to do. This will not only avoid hurting the other person's self-esteem, but also help the other person find a better solution.

5.Be honest with each other.

Finally, if we really don't want or can't afford to borrow money, we can be honest with each other. We need to be honest with each other and tell them what we are actually doing so that they don't expect too much from us. For example:

I'm sorry, but I'm not in a good financial situation right now, and I really can't afford to lend you. ”

In conclusion, refusing to borrow money is not an easy thing to do. However, we can refuse, in some elegant ways, to avoid causing harm to both parties. Whether it's a direct rejection or a guide to the other person, we need to be as polite and honest as possible to maintain good relationships.

When refusing to lend money, we can use some elegant ways to try to avoid hurting the other person's feelings. Here are some possible ways:

Direct refusal: Tell them directly that you don't have any extra money to lend them right now, and you're sorry you can't help them. This may be a bit straightforward, but it can avoid misunderstandings.

2.Avoid direct caution: Try to avoid requests such as "I need to think about it" or "I need to see if I have enough balance in my account", which can give you time to think about whether to lend them money.

3.Tactful refusal: It's okay to tactfully tell the other person that you don't have any extra money right now, but that you appreciate their trust and friendship.

Some polite and euphemistic wording can be used, such as "I'm really sorry, I don't have any extra money right now, but I really appreciate your trust and friendship".

4.Offer other help: It's okay to tell the person that you don't have any money to spare, but you can offer other help, such as helping to find other borrowing opportunities or providing other support and assistance.

Whichever way you go, try to avoid defying and hurting the other person's feelings, while also sticking to your own principles and positions.