How companies apply for and use cash cheques

Apply for a check. To apply for a check, you need to go to the company's bank.

Different opening banks require different materials for enterprises, but generally speaking, some of the company's certificates, such as business licenses, organization certificates.

Legal person seal, ID card.

Wait a minute. Bring these things, fill out an application form, and the bank will check the company.

Cheques are: 1) Demand drafts payable by banks can be regarded as special cases of bills of exchange. The amount of the cheque issued by the drawer of the cheque shall not exceed the amount of the cheque deposited with the payer.

2) If the deposit is less than the amount of the check, the bank will dishonour the payment to the bearer. This type of cheque is called a dishonoured cheque and the drawer is legally liable.

The method is as follows: First, to apply for a check to go to the company's opening bank, different opening banks require enterprises to provide different materials, basically some of the company's documents, such as business license, organization ** certificate, legal person seal, ID card and so on. Bring these things, fill out an application form, and the bank will send a check to the business.

2. How to use cash checks.

1. Key points of use: Checks can not be folded, can not be changed, can not be blackened, can not be filled in with different colors of pens, these are the basic common sense of using checks.

2. Fill in the main points: the date should be capitalized correctly. There are specific rules for filling in the date, and the payee and the receiving unit must be filled in correctly, and the payee's name must be filled in according to the name on his ID card. If it is a unit, you must write the full name of the unit without typos.

3. About the scope of filling in the amount. Banks generally have a limit on the face value of a cash check. Because it is necessary to control the amount of unit withdrawals. Depending on what bank it is, there may be differences between banks. Agricultural Bank of China cannot exceed 50,000 yuan.

4. When stamping the seal reserved in the bank, remember to cover it clearly, not too light, not too thick, because now the company's financial special seal generally does not need to be sealed, and it will be too thick if it is heavy; But it can't be faded, because the bank has to check whether the style of the middle fingerprint is consistent with the reserved one.

Take the cash check directly to the opening bank of the factory to handle cash withdrawal or transfer to your company's account on the spot!

A cash check is a type of check that is specially made for cash withdrawal. When the customer needs to use cash, the cash check is issued at any time, the cash is withdrawn from the opening bank, and the bank unconditionally pays the payee a certain amount of cash at the time of the check. Cash check filling:

1. The year, month and day of the ticket date should be capitalized, and zero should be added in front of Sensui (such as: zero one month, zero one month), and one should be added in front of 11-19 (such as: one pick one); 2. If the payee is an individual, fill in his name (e.g

ZHANG San); Then fill in the case of the payment amount, fill in the purpose, and stamp the bank reservation seal with the drawer. 3. Fill in the payee's name, date, ID card name, issuing authority, and ID card number at the payee's signature office on the back (filled in by the payee himself). Notes on filling out cash checks:

1) There can be no traces of alteration on the front of the check, otherwise the check will be invalid. (2) If the drawee finds that the check is incomplete, it can be rewritten, but it cannot be altered. (3) The cheque is valid for 10 days, and the date is counted as one day.

Postponed on holidays. (4) The check is payable at sight and bearer. (A lost check, especially a cash check, may be the loss of money at face value, and the bank is not responsible.)

If the general elements of the cash cheque are filled in, if the cheque has not been fraudulently claimed, report the loss at the opening bank; If the elements of the check are filled in completely, report the loss at the opening bank, and if the elements are not filled in, report the loss to the clearing house. (5) The back of the cash check of the issuing unit has a blurred seal, and the blurred seal can be crossed and stamped again. (6), the back of the transfer check of the receiving unit is blurred (at this time, the bill law can not be remedied by re-stamping), the receiving unit can bring the transfer check and the bank bill to the issuing unit of the opening bank to handle the collection procedures (without paying the handling fee), commonly known as "reverse hitting", so that there is no need to re-issue the check to the issuing unit.

Article 83 of the Negotiable Instruments Law of the People's Republic of China A cheque can be withdrawn in cash or transferred, and when used for transfer, it shall be indicated on the front of the cheque. If the cheque is specifically used for cash withdrawal, a cash cheque may be made separately, and the cash cheque can only be used for cash withdrawal. If the check is specifically used for transfer, you can make a separate transfer check, and the transfer check can only be used for transfer, and cannot be withdrawn in cash.

Article 84 of the Negotiable Instruments Law of the People's Republic of China The following items must be recorded in the check: (1) The words "check" are indicated; (2) Entrustment of unconditional payment; (3) the amount determined; (4) the name of the payer; (5) the date of ticket issuance; (6) The signature of the drawer. If one of the items specified in the preceding paragraph is not recorded on the check, the check is invalid.

How to issue a cash check by the head of the company:

1. The payee of the cash check should be the same as the drawer.

2. Fill in the time (uppercase), amount (uppercase), and purpose (e.g., salary, travel expenses) as you usually do when issuing a cash check

3. The payee also writes the name of his company, and the front and back of the check are stamped with seals (financial seal, personal name seal). If it is a travel expense, it is generally necessary to indicate the number of people and destination on the back of the Zhixian Qin leather ticket. Some banks also require the name and ID number of the person handling the withdrawal to be stated on the back of the check.

A cash check is a kind of check specially made for withdrawing cash, which is issued by the depositor to withdraw cash from the bank for the unit, and can also be issued to other units and individuals for settlement or entrusting the bank to pay cash to the payee on behalf of the payee.

How to issue cash checks in the company:

1. The payee and drawer of the cash check should be the same.

2. Fill in the time (uppercase), amount (uppercase), and purpose (e.g., salary, travel expenses) as you usually do when issuing a cash check

3. The payee also writes the name of his company, and the front and back of the check are stamped with the seal of the car (financial seal, name seal). If it is a travel expense, the number of people and the destination of the business trip should generally be indicated on the back of the check. Some banks also require the name and ID number of the person handling the withdrawal to be indicated on the back of the check.

Cash check is a kind of check specially made for withdrawing cash, which is issued by the depositor to withdraw cash from the bank for the unit, and can also be issued to other units and individuals for settlement or entrust the bank to pay cash to the payee on behalf of the payee.