How to write an IOU if someone owes me money, how to write an IOU if someone owes me money

An IOU is a certificate written by the debtor to the borrower, which is kept by the borrower, and the IOU is also called an IOU!

The IOU should state the name, gender, date of birth (or ID number), home address, reason for borrowing, certifier, date of borrowing, expected repayment date, etc., and leave a fingerprint!

If you can't repay the loan on time before the repayment date, you should issue a new IOU, otherwise the IOU will not have legal effect after the statute of limitations!

How much money is owed to xx today, it must be paid off at xx time, and the payment is the name and date of the debtor. (Keep in mind that this IOU is only valid for two years and will be invalid upon expiration).

An IOU is generally composed of three parts: the title, the text, and the payment.

a) Title. The title of the IOU is generally composed of the name of the text, that is, the word "IOU" is written in a large font in the upper middle of the text. There are also the words "Temporarily Owed" or "Owed" written in this position as the title, but the body of the title is written in the top box of the next line.

b) Text. The body of the IOU should clearly state who or what unit is owed, what quantity, and indicate the date of repayment.

3) Payment. The name of the debtor's unit and the signature of the person handling the payment must be signed, and the name of the debtor must be signed on the IOU issued by an individual. and the date of the IOU. The official seal should be affixed to the unit, and the private seal should be affixed to the individual.

Legal analysis: The parties to the contract agree that the IOU should include the following contents: the name of the creditor, the amount of the loan, the calculation of interest, the time of repayment, the penalty for breach of contract, the way to deal with the dispute, as well as the name of the debtor, the date of the loan, and other elements.

Legal basis: Article 470 of the Civil Code of the People's Republic of China The content of the contract shall be agreed upon by the parties, and generally include the following clauses: (1) the name and address of Li Sen of the parties; (2) the subject matter; (3) Quantity; (4) Quality; (5) Price or remuneration; (6) The time limit, place and method of performance; (7) Liability for breach of contract; (8) Methods of dispute resolution.

The parties may conclude a contract with reference to the model texts of various types of contracts.

If someone owes me money, the IOU should state the name, address and other identity information of the creditor and the debtor; the type, currency, and reason for the arrears; the amount, interest rate, and duration of the amount owed; and the time, place and manner of repayment; Liability for breach of contract and other important provisions.

[Legal basis].Article 143 of the Civil Code.

Civil juristic acts that meet the following conditions are valid:

1) The perpetrator has the corresponding capacity for civil conduct;

2) The meaning is genuine;

3) Do not violate the mandatory provisions of laws and administrative regulations, and do not violate public order and good customs.

Article 668.

The loan contract shall be in written form, unless otherwise agreed upon between natural persons.

The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

Article 680.

It is forbidden to lend at usurious interest rates, and the interest rate of the loan must not violate the relevant state regulations.

If there is no agreement on the payment of interest in the loan contract, it shall be deemed to have no interest.

If the loan contract is not clear about the payment of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined in accordance with factors such as the local area or the parties' transaction methods, trading habits, and market interest rates; Where natural persons borrow money between themselves, it is deemed that there is no interest.

The IOU is an individual or unit in arrears, and the arrears are written to the relevant units or individuals in a voucher application document, and the IOU is generally composed of three parts: title, text, and payment

1) Title: The title of the IOU is generally composed of the name of Wen Zhong, that is, the word "IOU" is written in a larger font in the middle of the text as the title, but the text of this title is written at the top of the next line;

2) Text: The body of the IOU should clearly state what person or what unit is owed, and the amount should be indicated, and the date of repayment should be indicated;

3) Payment: The name of the unit in front of the payment and the handwritten signature of the person handling the payment should be signed, and the name of the individual who made the IOU issued by the individual should be signed on the IOU, and the date of the IOU should be signed at the same time. The official seal should be affixed to the unit, and the private seal should be affixed to the individual.

1. What are the three parts of the IOU format?

The content of the IOU format consists of the following three parts:

1. Title. It is generally composed of the name of the text, that is, the IOU is written in a larger font in the middle of the upper part of the text;

2. Text. The text of the IOU should clearly state the amount owed to whom or in the single bank, and indicate the date of repayment;

3. Payment. The name of the signing debtor and the personal signature of the person handling it are IOUs issued by individuals, and the personal name of the debtor needs to be signed. At the same time, the date of the IOU is signed. Units should be stamped with official seals, and individuals should be stamped with private seals.

2. How to write a valid receipt?

Writing of a valid receipt:

1. Title: The title is written in the middle of the text at the top of the text, and the font is slightly larger. There are two ways to write the title, one is directly composed of the name of the genre. The other is to use the first three words of the text as the title, and the text continues from the top of the second line.

2. Text: The text is generally written in the second line of two blank spaces, and the text should generally indicate the following contents, that is, the amount of money received, the type of goods, specifications, etc.;

3. Payment: The name of the person or unit receiving the money is generally required to be written, the specific date of receipt is signed, and the official seal is generally stamped.

Article 668 of the Civil Code: The loan contract shall be in written form, except for the town of the natural person, unless otherwise agreed between natural persons.

The content of the loan contract includes the terms of the loan type, currency, purpose, amount, interest rate, term and repayment method.