Where is Xiangfen going to be credited?

To inquire about credit information, you should go to the People's Bank of China. At present, the network of the basic personal credit information database of the credit investigation system of the People's Bank of China covers all parts of the country, and applicants can go to the branch of the People's Bank of China where they are located to inquire no matter in **. Each person has 2 free opportunities to check personal credit information every year.

Credit inquiries can be made from Monday to Friday, and the People's Bank of China is not working on weekends.

I. Inquiries at Inquiry Points: According to the "Business Regulations for Inquiries into Personal Credit Reports in the Basic Financial Credit Information Database" (Bank Credit Information Center 2013 No. 97), where individuals inquire about the nearest People's Bank of China's credit reports, they should provide their original valid identity documents for inspection, and at the same time fill out the "Application Form for Personal Credit Report Inquiries", and keep a copy of their valid identity documents for future reference.

II. Online inquiries: User registration through the official ** of the People's Bank of China Credit Information Center's Personal Credit Information Service Platform; Then submit an application for a personal credit report inquiry, and you can get the query results and an electronic version of the report the next day.

3. There are three main versions of personal credit reports in the credit information system of the People's Bank of China, and the information contained in them is different, namely:

1. Personal version: for consumers to understand their credit status, mainly displaying the credit information and public information of the information subject. This includes both the personal version and the individual detail version.

2. Bank version: mainly for commercial banks to inquire, in the credit transaction information, the report does not display the names of other lending banks or credit institutions other than the inquiry institutions, the purpose is to protect trade secrets and maintain fair competition.

3. Social version: for consumers to open a stock index ** account, this version shows your credit summary information, mainly including personal practice qualification records, administrative rewards and punishment records, court litigation and enforcement records, tax arrears records, social insurance records, housing provident fund records and credit transaction records.

There is a credit report on the Internet**, you see if it is.

Personal credit is reported at the People's Bank of China in Linfen.

Here's how to do it:

1.Go to the home page and click on the Internet Personal Credit Information Service Platform.

2.After entering, click Login, fill in the login name, password, and click Login.

3.Authenticate. Users can choose the verification method of bank card, digital certificate or mobile financial IC card to obtain the verification result in real time. If you select the question verification method, you will receive the review result by SMS 24 hours after submitting the application.

If you fail to pass the identity verification many times, you can switch to other verification methods or go to the local branch of the People's Bank of China to check the credit report on the spot.

4.Submit a request for inquiry. The platform provides three products and services: personal credit information prompt, personal credit information summary and personal credit report.

Personal credit information reminder reminds registered users in a sentence whether they have overdue records in the personal credit reporting system for the last 5 years; The Personal Credit Information Summary presents a summary of the personal credit status of registered users, including aggregate information of credit history, public records, and inquiry records; The personal credit report shows the basic information of the registered user's personal credit information, including the detailed information of the credit history, some public records and inquiry records.

5.Get the query results. After the processing of the credit information product is completed (generally on the second day after the inquiry application is successfully submitted), the platform will send a text message containing the identity verification code to the user.

Users can log in to the platform and use the authentication code to view the query result within 7 days after receiving the authentication code.