I want to give my newborn daughter a health insurance plan5

It is recommended to apply for social security first! The coverage is relatively wide!

Commercial Insurance: A Comprehensive Accidental Hospitalization Medical Insurance! Reimbursement for all accidental hospitalizations and medical malpractice is included! There is no limit to the number of reimbursements, and the waiting period for hospitalization is only 30 days! The reimbursement rate is 80%!

First buy the child for an accident, hospitalization, a few hundred yuan a year.

The economy also allows, buy savings for critical illnesses. About 2,000 yuan a year.

It is also more lenient, prepare education funds for children, which depends on your financial situation.

In addition, the main thing is for adults, if you don't have insurance, buy it for adults first.

I'm in Guangzhou, and someone who doesn't understand me asks me.

Chinese Life Insurance Shares ****:

China Life Corning Whole Life Critical Illness Insurance + additional hospitalization medical treatment.

Or Ruixin.

or SUS.

It is best to buy children's mutual aid for your daughter within a month after the hukou, which can be consulted at your local social security bureau, and then buy a commercial insurance to supplement health care, first of all, consider whether you are guaranteed as an economic pillar, if the economic conditions allow you to make a home plan, both to protect yourself and your family, if you have any questions, you can consult.

Dear friends: I see that you pay so much attention to medical insurance, and if the general medical care is simply add-on or as the main insurance, the cost will be relatively high, and it is generally consumption-based. In essence, for people like you who have a stable job and a good income, you can protect about 100,000 critical illnesses or additional medical care when your children are young, and then use another product that can receive survival funds to escort the cost of critical illnesses when you are older.

Based on the above analysis, I recommend the Lucky Ruyi Combination Critical Illness Benefit to you: Thank you, because of your trust in me, if you can learn more about your own thoughts, it will definitely help you better! References:

Blog] Little Elf - 0 Year Old Baby Plan [Blog] Daily Life Self-Help Manual.

Hello, children's insurance gives the following suggestions: 1. Commercial insurance should be fully protected first, mainly covering: hospitalization medical treatment, critical illness, accidental death and disability insurance, and accidental medical treatment.

2. Then there is education**, you need to budget the child's future education expenses, how much you want to solve through insurance, insurance is not the only way to solve the education fund, the advantage is that the special funds are dedicated, and the premiums after the risk of adults and the ability to pay are exempted. 3. Check whether the parents' protection is sufficient before buying insurance for the child, and the parents are the best insurance for the baby. References:

Case] Buy insurance No. 10: Save 250 yuan per month to solve the child's health protection + education**[Case] Buy insurance No. 5: Children's education insurance.

Hello! Very happy to serve you! Your question has been received.

I'm so glad you're a caring parent. It is recommended to first have resident medical insurance, NCMS, or buy a baby medical card from a commercial insurance company, which is cheaper and has better protection. If you consider the issue of children's education funds, you can buy a participating insurance for your children as a supplement to your children's education funds in the future, and the specific amount of payment depends on your family's economic income.

However, I hope that before you can apply for protection for your child, I hope that you, as a parent, must first have reasonable protection. It is recommended to consult the local insurance account manager, if you are in the same city with me, please feel free to consult, ** or QQ! Wishing you peace and happiness!

Individual**.

Hello, buying insurance is to buy protection, purchase order: first adults, then children, first health accident medical treatment, then education pension investment. The breadwinner of the family is secured first.

It is recommended that before buying commercial insurance for children, first improve the most basic children's medical insurance and children's ** or rural cooperative medical care, and then you can buy a commercial medical insurance card as a supplement, the two can be used in combination to reimburse most of the medical expenses, and then there are excess funds to consider buying some critical illness, education funds, entrepreneurial wedding funds, etc., education funds are the best if they can be dedicated to special funds and with premium waiver functions, too little premium budget will not achieve the purpose of education reserves, and planning needs to be early, Specifically, you can budget according to your family's actual situation. Find a local ** person to help you plan, I hope I can help you too! References:

Blog] Ping An New Growth Happy Card A - Baby Ping An Happy Growth Card (Applicable to 0-2 years old) [Blog] Ping An New Growth Happy Card A & B (Applicable to 0-18 years old) Product Coloring Page [Case] 3-year-old Baby Girl's Health Accident Medical Security Account [Case] 0-year-old Boy's Education Fund, Entrepreneurship Fund, Wedding Fund Reserve Plan (2).

Hello! First, the child is enrolled in social security medical care or cooperative medical care, and then supplemented with a children's medical card of commercial insurance; The second is the child's education fund reserve. But when buying insurance for children, it is necessary to improve the protection of parents, because parents are the most important protection in the process of children's growth.

Hello! Newborn children buy medical insurance, depending on whether your baby has medical insurance in the local area, if the medical insurance is better, in the hospitalization and outpatient and emergency can be reimbursed, you can supplement commercial serious illness insurance, accident medical insurance. It is also possible to purchase some insurance cards, and you can also reimburse part of your out-of-pocket medicines.

In fact, we buy insurance because we want to use insurance to solve the problems we have to worry about, and the important thing is that the protection we buy is really in line with the problems we want to solve at present. In fact, if you buy insurance for your child, you won't have much of a problem in the direction of accident + critical illness + education. And you are more concerned about your child's medical insurance, which also shows that you are a parent who loves your child very much.

It is easy for children to feel uncomfortable if their resistance is relatively poor, but I don't know if your baby has bought social security? If not, it is recommended that you buy social security for your baby now, and the social security for minors is only a few dozen yuan a year, and the protection is also very good. Commercial insurance for children's medical insurance, each company has, but there will be some differences in some details, pay more attention to the amount of insurance when buying, the amount of insurance, the amount of compensation.

Finally, children are our eternal concern in our hearts, and we adults are the best insurance for children, I wonder if you have already bought insurance? Good luck with your work.

Hello, it's a pleasure to be here to provide you with insurance! You are a very competent parent and very responsible! Here to thank you for your love for your children, but also for your recognition of insurance.

Here's what I hope you'll find helpful: Babies are the best time to apply for life insurance – low premiums, high protection! The education of children in the future is an important expense for families:

CPIC's Hongxin Life Insurance (Participating) can help you solve your child's education problems. For babies, health and accident risks are relatively common, such as hospitalization for minor illnesses (headaches and colds), bumps. The risk of critical illness of the baby is relatively low, but it is necessary to plan in advance considering the uncertainty of life and the baby's rate.

Hello: To buy insurance for newborn children, generally follow two principles: first, the child is young, the immunity is relatively weak, and it is easy to bump, then it is recommended to choose a medical card of 500 yuan per year for the child to supplement the medical expenses, children under 2 years old can pay 500 yuan a year, and children over 2 years old can pay 110 yuan a year.

The annual hospitalization expenses can be reimbursed up to 100,000 yuan, 30,000 yuan for accidental injuries, and 3,000-5,000 yuan for accidental outpatient and medical treatment, which is very humane. Second, secondly, it is to choose a more suitable education fund product and buy education funds for children, which is undoubtedly the best to buy reserve education funds when the child is born. However, regarding the choice of education insurance, it is more necessary to shop around and pay the same premium every year, so you must choose an insurance product with a higher return on investment.

Please read the case study of my client's education fund and medical insurance for his baby:[Case]There is a knack for buying children's insurance[Case]Ms. Yang plans to save her son with a disposable cash flow for the future.

Hello friends: I am very happy to be able to provide you with advice, a family parents are the greatest protection for children, must first buy a relatively complete protection for parents, and then consider children's insurance! It is recommended to first improve the basic school insurance and children's medical insurance and community medical care, and then supplement the commercial accident medical insurance, the combination of the two, can reimburse most of the medical expenses, and then there are excess funds can be considered to buy some critical illness, education funds, entrepreneurial wedding funds, etc., education funds if they can be dedicated to special funds and with premium waiver function is the best, premium expenses can account for 10% of the total income 20%, the insurance amount is 5 10 times the annual income is appropriate, children can get more complete protection from a very young age.

Families of different ages and financial strengths plan according to the actual situation. Choose a qualified insurer** to provide you with professional and comprehensive services. If you have any consultation, you can add QQ or ** communication!

Highly recommended, a must-see for parents][blog] Do you want to buy insurance for small children?

For newborn babies, consider local children's social security or domestic medical insurance first, which is the foundation. If the family's financial conditions allow, you should also consider purchasing critical illness insurance and education fund financial insurance for your children.

Hello friends! Now there are many children's insurance products on the market, and each insurance company will have many kinds, but the structural design of each product is different, because the focus is different. It still depends on your thoughts, what expectations you want to achieve when buying insurance, and if you are lucky, you can talk about it in detail.

Wu Sheng 15820766129Thank you! My suggestion is:

Buying insurance is buying protection, and the order of purchase is: adults first, then children, health accident medical treatment first, and then education and pension investment. The breadwinner of the family is secured first.

Hello! Congratulations on becoming a mother, you want to give her the best in addition to joy, right? Don't worry, insurance is a lifelong thing, you must be cautious, choose more and see more.

Blog] How to buy insurance for children [Case] Comprehensive protection plan for children aged 0-5 (Accident + Critical Illness + Hospitalization + Education**).

Dear Friend: Hello! Thank you for your attention to our insurance industry, insurance is like we need to see a doctor when we are sick, and the doctor will ask us about the patient's condition to dispense medicine to achieve the best effect.

Professional insurance ** person is our insurance doctor needs to communicate with the customer to understand the customer's family structure, economic situation, financial arrangements, and tailor a set of insurance plans for the customer according to the actual situation of the customer, which can not only allow customers to have comprehensive protection, but also let customers have no financial pressure. The principle of insurance must be in line with the principle of financial leverage: the breadwinner of the family is given priority, adults are given priority over children, and the premium is within 20% of the family's income.

If you are considering insuring your child, it is best to choose a participating insurance with a strong comprehensiveness that covers long-term compulsory savings of serious illness + minor illness + accident + education + exemption. Because education is a hard expense, it must be forced for a long time to really achieve the goal, and secondly, the ability to resist inflation is stronger than that of other types of insurance! In this way, we can ensure that we have really built a safety net for the baby in any situation!

Wish: the baby grows up healthily.

Hello, first improve the social security of this piece, and then consider commercial insurance, commercial insurance this part of the first consideration of health insurance to protect critical illness insurance, if you want to have a more detailed protection plan, contact me, I will be happy to make a detailed protection plan for your reference, okay?

Hello! You provide less information, you can't give a detailed plan, and you don't know what your needs are. Generally speaking, when buying insurance for children, adults should not be less protected.

I want to give my newborn daughter a medical insurance which is betterI want to give a newborn daughter a medical insurance which is better Hello An exclusive children's all-round health care, only one day can have up to hundreds of thousands of health protection, and exempt adults from risk, the annual premium is decreasing, interested in further exchanges. Reference: [Case] How to choose insurance for children with an annual income of 30,000 yuan - 50,000 yuan, basic protection!

Blog] four advantages of Xincheng! Give yourself a reason to buy!

Xueba talks about insurance, focusing on insurance evaluation! Recently, I have met a lot of people asking questions about their children are still young, how to buy insurance, just take this opportunity to answer it, based on the fact that everyone is very concerned about the problem of children buying insurance, I will write an article to introduce it, the details are placed in my article, you can take a look if you are interested:Designed for 0-year-olds!

Comparison Table of 136 Popular Critical Illness Insurance in China

It's a good idea to buy insurance for your child, but it's not just about buying health insurance for your child, here's why:

Because the risk of illness for children is relatively small, the budget for configuring insurance does not need to be very high, and the cost performance is very high, and there are many products to choose from Let me talk about the general idea, mainly includingCritical illness insurance + accident insurance + medical insurance

1.Critical illness insurance

In general, although the probability of children suffering from critical illnesses is not particularly high, some critical illnesses are highly common among children, so it is recommended to configure. So how much do you have to pay? It's not high, a few hundred a year, and there will be hundreds of thousands of insurance amounts, and the insurance leverage is super high.

Which critical illness insurance products are worth buying? If you are interested, you can find outDesigned for 0-year-olds! 2020 Top 10 [Cheap and High-quality] Children's Critical Illness Insurance".

2.Accident insurance

Little boys and little girls are more lively, so it is easy to bump and bump when playing, and at this time you can buy an accident insurance to get a fee for follow-up**. Is accident insurance for children expensive? Not expensive at all, less than 200 a year?

Don't hesitate to buy! Is there an accident insurance product with full coverage and high cost performance? Yes!

Then take a lookDesigned for 0-year-olds! The 10 most worthwhile children's accident insurance points! 》

3.Medical insurance

Medical insurance is a cost-effective type of insurance, known for its low premiums and high sum insured, and in many cases it will be used in conjunction with critical illness insurance. Is it expensive? It's not expensive, more than 100 a year can enjoy millions of reimbursements, the above is my answer, I hope to adopt.