The problem of famous school loans, why is the famous school loan app gone

It is recommended to choose formal banking channels to apply for loans, and here we recommend the online quick loan launched by the Agricultural Bank of China.

Netfast Loan refers to a small consumer loan issued by ABC in cash to individual customers of ABC who meet certain conditions, and is self-applied for, quickly received, automatically approved, and self-service.

2) The borrower understands the product situation, the basic conditions of the loan and the handling process.

3) Fill in the basic information, the term of the loan to be applied, the borrowing and repayment account, the mailing address, etc.

4) The system verifies the validity of the mobile phone number.

6) Confirm the loan information, the amount of the loan to be applied for, the purpose of the loan, etc.

If you need to apply for other loans, please refer to the loan page on the official website of our bank for details.

Why borrow a campus loan.

1. Famous school loans have been stopped by the state, not only famous school loans, but all campus loan products are prohibited by the state. The relevant agencies of the state have jointly issued the "Notice on Further Strengthening the Standardized Management of Campus Loans", which explicitly prohibits campus loans.

Further information: 1. The China Banking Regulatory Commission, the Ministry of Education, and the Ministry of Human Resources and Social Security jointly issued the Notice on Further Strengthening the Standardized Management of Campus Loans, further strengthening the supervision and rectification of campus loans, controlling chaos from the source, and preventing and resolving campus loan risks.

2. In accordance with the general idea of "combining dredging and blocking, opening the main gate, tightening the fence, and strengthening governance", on the basis of the system measures jointly introduced by the Ministry of Education, the Ministry of Industry and Information Technology, the Ministry of Public Security, the State Administration for Industry and Commerce and other departments in the early stage, further improve the design of the top-level supervision system and strengthen the system wall. The first is to open the front door and make up the service.

3. Encourage commercial banks and policy banks to further develop products according to the reasonable needs of college students, improve the service efficiency of college students, and make up for the shortcomings of insufficient coverage of financial services for campuses and college students.

4. In accordance with the spirit of the Notice, the CBRC will encourage commercial banks to actively study and explore the sustainable business model of campus loans, and to provide financial services to universities and college students through the development of formal financial "front door opening", and use "good money to drive out bad money", so as to eliminate the chaos of campus loans from the source.

5. The "Famous School Loan" app has been taken off the shelves, and it was also mentioned that it was stopped by the state, so I believe you should be more aware of the current situation. "Famous School Loan" is a credit loan service launched by Nono Pound, which refers to helping white-collar workers solve financial pressure and realize their dreams in advance. The Nono Pound platform uses mobile Internet technology to set up a fast and convenient network "repayment artifact".

6. Although students can earn money through a certain amount of money, this cannot become the main source of income, nor do they have the ability to repay. However, students can apply for student loans when they have financial difficulties during their studies, and student loans are generally interest-free, but there are various restrictions.

7. After applying for a student loan, students need to start repaying after graduation, and the repayment after graduation will charge interest, if they can't repay on time, it will affect personal credit, and it is more difficult to apply for a loan after bad credit, common loans and car loans, housing loans, etc.

8. In fact, you can borrow from friends or parents when you have financial needs, but you must not too much to prevent yourself from being unable to repay on time. It's best to curb your consumption during school, but too much comparison, after all, learning is the most important thing in school.

Users first need to log in to the official website of Famous School Loan, and then click [My Pound], [My Bill], [Billed], and [Repay Now] to pop up the [Repayment Details] box. If the user's balance is sufficient, click [OK] to complete the repayment; If the balance is insufficient, click [Recharge] first, and then recharge the online banking repayment.

The repayment methods of elite school loans are:

1. Repay the loan on a monthly basis with equal principal and interest (the monthly repayment amount is equal).

2. Recharge your platform account through online banking for repayment (bank card deduction function is not supported for the time being).

3. The repayment must be made before the repayment date of each month until it is repaid.

Famous School Loan is a micro-entrepreneurship and consumer lending financial big data marketing company for highly educated young people under Maizi Financial. "Famous School Loan" uses mobile Internet technology to set up a fast and convenient network "repayment artifact". As long as you log in to the mobile client of "Famous School Loan", bind your bank card and open quick payment, you can quickly complete the recharge and repayment.

One-minute** handheld client, solve repayment problems anytime, anywhere. Elite School Loan is a credit loan service specially launched for Chinese college students, aiming to help students solve financial pressure and realize their dreams in advance.

As long as the borrower applies for a loan on the platform and does not appear overdue, it will not affect the applicant's personal credit. The risk of prestigious school loans is still very high, especially for college students who are still weak, overdue means that they have fallen into a loophole, and it is difficult to make up for it, so if you are not capable, try not to touch it.

Yes. Campus loans are a vicious circle that has emerged in recent years. Some loan sharks stretched their paws out to the campus.

They have a bad reputation and despicable means. Once a student borrows a campus loan and is unable to repay the high interest, they are harassed, intimidated, threatened, insulted, and even punched and kicked by lenders. As a result, some borrowers were unable to complete their studies and were even forced to commit suicide.

There are two main reasons for campus loan problems. The first is to go against the trend of lenders' interests and extend a helping hand to students. The second is the vanity of loan students, the mistake of comparison, and the expansion of advanced consumption concepts.

For the above two reasons, the first thing to talk about is campus money lenders. Campus loans are actually loan sharks, but for a more specific group, college students. College students are characterized by relative simplicity, no financial income, and the main cost of living comes from their parents.

This provides the soil for the proliferation of campus loans. Some students don't know the nature and ins of campus loans. They wanted to solve this pressing problem, but they didn't expect to fall into the trap of campus loans.

Recently, the Ministry of Public Security and other departments issued the "Notice on Regulating Private Lending Behavior", stipulating that schools should severely crack down on illegal lending to students! This is a blow to illegal money lenders. It is also to protect the rights and interests of students in school. This also reassures the parents of the students!

All campus loan products are prohibited by the state.

The small online loans and installment payments spawned by Internet finance have dispersed the pressure of large-scale plastic surgery consumption projects, and the direct consequence of this is that many post-90s generations who cannot afford high consumption can also try plastic surgery in advance. But many times, they can try plastic surgery, but the consequences of high spending are not something they can afford.

The China Banking Regulatory Commission, the Ministry of Education, and the Ministry of Human Resources and Social Security jointly issued the Notice on Further Strengthening the Standardized Management of Campus Loans (hereinafter referred to as the "Notice on Campus Loan Standards"), which clearly prohibits the business of campus loans, and no online lending institution is allowed to issue loans to college students. On September 6, 2017, a spokesperson for the Ministry of Education once again emphasized that no online lending institution is allowed to issue loans to college students.

If you can run, the monk can't run the temple, unless it's really a student and don't want to graduate, otherwise people are very easy to find. When the loan company threatens them with not completing their studies, or if they use the school as a channel to make trouble, the students have to comply. In addition, the family is the actual bearer of the student's early consumption.

Campus loans have always been a red line, untouchable, and should be banned by the state, and now many campuses will have similar banners: stay away from campus loans, which shows how deep the water is, and students actually do not need to take out loans.

Prestigious school loans have been banned by the state. According to the relevant laws and regulations of the state, as an individual without financial ability, no organization or individual may lend online loans to students.

This is already prohibited by the state, because campus loans are at the expiration of campus students, campus students are relatively simple, do not understand, so there will be people who seize this point to defraud, resulting in college students carrying huge interest pressure, and even jumping off the building to commit suicide.

This is an online scam**, you must be vigilant and don't be deceived.

How to report:

I asked for a loan from a prestigious school 1 year ago, and I'm still paying it back, and I have to pay it back until the end of this year. The interest rate is much more expensive than that of the bank, but it is really cheaper than other college student loans. I was scared to death when I saw other platforms asking for 20% before.

Hello, this loan platform is a regular college student loan platform, and it is quite a reliable platform.

According to the purpose of the student's borrowing and personal situation, different solutions are tailored for each student, so that students can easily realize their wishes in the form of installment payment.

Hope it helps.

News on April 18 On April 18, Famous School Loan announced that it would suspend the new campus loan online loan business on July 1. With the tightening of supervision, a number of platforms focusing on campus loans have successively announced their transformation or withdrawal.

The frequent occurrence of events such as "naked strips" and "violent collection" has accelerated the implementation of regulatory policies, and under the high pressure of supervision, many platforms, including famous school loans, have announced their withdrawal from the campus loan market. In September 2016, Qudian Group (Qudian Installment) announced that it would suspend its campus promotion business and withdraw from the campus installment market; At the beginning of October, Yibao Loan announced its withdrawal from the campus loan market, and subsequently, I Loan also officially closed the channel for students to apply for loans. According to the data of the online loan home, as of the end of February 2017, a total of 74 Internet financial platforms across the country carried out "campus loans" business, mainly consumer installment platforms and P2P online loan platforms, a decrease of 47 from the peak in 2015, of which 45 platforms voluntarily withdrew from the market in 2016 alone.

A few days ago, the China Banking Regulatory Commission (CBRC) issued the "Guiding Opinions on Risk Prevention and Control in the Banking Industry", which clearly requires that the focus be on the clean-up and rectification of campus online loans, and once again increase the supervision of campus loans. After withdrawing from the campus loan market, the platforms have transformed into other businesses. In April 2016, Installment announced that its installment consumption service was open to white-collar workers; In August 2016, Youcheng established Hechuang Financial Services Group to enter the non-campus consumer finance business; On September 5, 2016, Fun Installment announced the suspension of the campus installment market; On September 27, 2016, Elite School Loan also announced its entry into the white-collar market.

1. What is a prestigious school loan?

Famous School Loan is a mobile loan app designed to provide loan services for students, with a credit line of 100-50,000 yuan, loan products include ordinary packages, emergency packages and specialist packages, with fast arrival speed and low monthly interest.

Second, the characteristics of famous school loans

1. Low interest;

The monthly interest rate of the prestigious school loan is so low that the repayment pressure is not too great for the student group, and it is a very attentive service for users.

2. Fast arrival speed;

90% of the loans from prestigious schools can be received within 1 hour, which is quite powerful for those who need money urgently.

3. The quota is good.

The maximum amount of loans for prestigious schools can reach 50,000 yuan, which is a very high loan software for students.

3. User evaluation of famous school loans

1. The loan speed is quite satisfactory, and I hope to continue to make progress;

2. This is good, in general, it is okay, the loan approval speed is also powerful, and the interest is not high;

3. The first time I use it, I feel that the operation is still quite simple, and it can be commonly used in the future, and it is quite reassuring, and there is no problem with safety;

4. Installments are really important, pay back part of the money every month, and you don't have to take out a large sum of money at once;

5. The approval is very fast, the quota is relatively flexible, and the operation is very smooth;

6. It's not so fast, but it's still better than other homes, and I got a loan.

If you are interested in the famous school loan, you can also learn about the application conditions for the famous school loan: (how to apply for the famous school loan) and review requirements: (the review requirements of the famous school loan), so that the loan can be successfully completed quickly.

It is understood that the famous school loan is relatively safe and reliable in terms of the confidentiality of user information.

It is understood that the famous school loan guarantees the user's information from the following aspects:

1. The famous school loan adopts four-level risk control measures, which is quite guaranteed for the safety of funds;

2. Famous School Loan cooperates with major universities and first-class regulatory departments to ensure the security of student information and strictly protect the personal privacy of users;

3. The most advanced encryption technology in the bank is used to ensure that user information is not leaked;

4. As a lending institution, Mingxiao Loan must strictly abide by relevant laws and regulations and be responsible for user privacy.

To sum up, the protection of user privacy is still relatively perfect, so you can also be more at ease, if you have the intention of a famous school loan, you can learn about the interest of the famous school loan in advance: (how much is the interest of the famous school loan) and the impact of the overdue school loan: (what will happen if the famous school loan is overdue), and then decide whether to take out a loan after having a certain understanding of the relevant situation of the famous school loan.