How is the repayment date of a micro loan calculated?

The repayment date of all micro loans is generally unified as the repayment date of the first loan. Micro Loan installment repayment, currently available in months (periods), can also be repaid in advance at any time.

When using credit products, in order not to affect personal credit, borrowers need to keep in mind the repayment date and repay on time.

The repayment date of the micro loan is not uniform. If it is the first loan, the borrowing date is one of the 1st to 27th of the month, and the repayment date is the disbursement date of the first loan (including the first loan borrowed through mobile QQ and mobile phone manager); If the first loan is made on one of the 28-31st of the month, the first repayment date will be from the 18th to the 27th of the following month, or from the 1st to the 17th of the following month. The specific repayment date is subject to the system display.

There are two main deductions in the micro loan system, the first is to be deducted from 0:00 to 12:00 on the day of repayment, and if the deduction is not successful, the second deduction will be made from 17:00 to 21:00.

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This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

24 o'clock. 1. The micro loan should be made before 24 o'clock on the day of repayment at the latest, and those beyond this time will be counted as overdue.

2. The micro loan will be automatically deducted twice from 0:00 to 12:00 and from 17:00 to 21:00 on the repayment date, and if the automatic deduction is missed, the manual repayment should be made before 24:00 on the same day, otherwise it will be overdue.

Extended information: 1. Characteristics of micro loan products.

1) Unsecured and unsecured;

Traditional financial machine drafts include personal loans provided by prudent construction.

Most of them require the borrower to provide collateral such as collateral, but cannot provide guarantee or have no fixed assets in their name.

It is difficult for individual users to get loans. "Micro Loan" does not require collateral and guarantee, and does not need to submit any paper materials, which can better meet the small financing needs of users with good credit.

2) 7*24 hours service, the fastest 1 minute to complete the loan;

"WeLoan" relies on strict risk control rules and complete technical support.

system, provide 7*24 hours online service, convenient and efficient procedures, all processes are completed on the mobile phone, and the loan can be received in 40 seconds at the earliest. _

3) Pay back the old money in advance.

No handling fees; Most traditional financial institutions require users to repay on the day of repayment, and if users want to repay early, they need to apply and pay a handling fee. In addition to the regular default withholding repayment, "WeLoan" also allows users to settle the loan at any time without any additional handling fees.

2. Micro loan amount and interest rate.

"WeLoan" credit line to users.

It is between 100 yuan and 200,000 yuan, which varies according to the overall situation of the individual. A single loan can be borrowed between 100 yuan and 40,000 yuan. The daily interest rate is 2-5 yuan a day for 10,000 yuan.

3. Impact of loan overdue:

If you do not repay the key after the deadline, it will affect the credit of the individual. The lender borrowed money from the bank and did not repay it by the deadline on their own personal credit report.

will leave a bad credit record. If you want to apply for a credit card or loan in the future, it will be difficult and will be rejected most of them, which will cause a lot of trouble to your production and life.