Postal savings Huaxia five year insurance, how much money do you get when it expires?

At that time, the money you can get is your own principal, plus a little interest, and it is not cost-effective to save money directly, try not to buy this kind of insurance, and the income is not very much.

Basically, you don't get much, and many people only get the principal and interest, and this is also closely related to your principal, depending on how much principal you invest.

Generally, it is related to the principal invested in the early stage, and then the interest rate can reach 10%, so if you invest 1,000 yuan, you can probably reach 1,100 in the end.

The main money is due for more than three years.

Five years did not say how much.

1. If I buy an insurance policy of 20,000 yuan a year for 5 years in postal savings, how much can I get after the insurance expires?

The exact amount of money you will receive at the end of the insurance depends on the terms of the insurance contract you signed when you purchased the insurance at that time. It is expected that after the expiration of the insurance, you should be able to receive about 110,000 yuan, because the main thing is the principal + interest.

2. Postal Savings Bank of China

China's postal savings can be traced back to 1919, with a history of 100 years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Co., Ltd. was formally established.

Postal Savings Bank of China is a leading large-scale retail bank in China with excellent asset quality and significant growth potential.

Postal Savings Bank of China has nearly 40,000 business outlets, serving more than 600 million individual customers, giving full play to the advantages of the unique model of "self-operation +**", serving the "three rural", urban and rural residents and small and medium-sized enterprises, relying on the unique model and resource endowment of "self-operation +**", adhering to the retail banking strategy and making efforts to promote inclusive finance.

3. The main business of the Postal Savings Bank of China

The principal business of Postal Savings Bank of China includes personal banking, corporate banking and treasury business.

1. Personal banking.

PSBC provides a wide range of products and services to individual customers, including domestic and foreign currency deposits, loans, bank cards, as well as intermediary business products and services such as domestic and foreign currency settlement, collection and payment, foreign exchange, wealth management, insurance, treasury bonds and sales.

2. Corporate banking business.

PSBC provides a wide range of financial products and services to corporate banking customers, mainly including corporate loans, bill discounting, corporate deposits, as well as intermediate business products and services such as settlement, bill management, cash management, investment banking, custody and corporate wealth management.

3. Capital business.

The capital business of PSBC mainly includes market trading, investment, interbank financing and bill transfer discounting and other financial market business and asset management business.

After the insurance expires, you should actually be able to receive about 110,000 yuan because you can get interest.

The insurance is paid for 5 years, but how long is the protection, you should take a look, you can refund but cannot fully refund, how much money will you return if your policy is to be surrendered. You open your insurance contract. Find the Cash Value page.

Generally, the cash value of the corresponding number of years is found on the second or third page of the contract. That is how much money you can refund, you can refer to it, other dividend income part, it is recommended that you contact the insurance company to let the salesman or customer service give you a benefit demonstration and calculate the surrender amount.

In order to quickly solve your problems and provide high-quality services, we match you with a consultant dedicated to you to provide you with free product interpretation, claims assistance, insurance** and other services.

You can just click on the card and fill in the information.

After the expiration of the insurance, you can get the corresponding principal, and you can also get the annual interest expense, which is relatively safe.

You can get less than 20,000 yuan, which is also very considerable, and the cost performance is very high.

If you buy Huaxia insurance in the postal service and save 10,000 for five years, then it is reliable. But if you want to withdraw it, it will be very troublesome, even if it expires in the bank, you can't withdraw it, you need to go to Huaxia Insurance Company to withdraw, so it is best not to deposit such a deposit. Founded in December 2006 with the approval of the China Banking and Insurance Regulatory Commission and headquartered in Beijing, Huaxia Life Insurance Co., Ltd. is a national joint-stock life insurance company.

Life insurance companies

1. Chinese life. Chinese Life Insurance Company is the largest life insurance company in China, its headquarters is located in Beijing, is a Fortune 500 company, Chinese Life Insurance Company after many years of development, the company's business has involved life insurance, pension insurance, health insurance and property insurance and other fields. In 2019, the premium income of Chinese Shouyuan Insurance was as high as 10,000 yuan.

2. Ping An Life. Ping An Insurance Company of China is the second largest life insurance company in China, but also a Fortune 500 company, Ping An of China is headquartered in Shenzhen, after years of development, Ping An of China has formed insurance, banking, investment and other financial services into one of the financial services group.

3. Pacific Life. Headquartered in Shanghai, Pacific Life Insurance Company provides investment and asset management services including life insurance and property insurance.

4. Anbang Life Insurance. Anbang Life Insurance Co., Ltd. is a national life insurance company established in 2010, Anbang Life's main business scope involves life insurance, health insurance and accident insurance, and the premium income of Anbang Life's original insurance in 2019 was as high as 10,000 yuan.

5. Taikang Life Insurance. Taikang Life Insurance Company is a national joint-stock life insurance company, established on August 22, 1996, the company's products mainly include life insurance, health insurance and accident insurance, and the premium income of Taikang Life's original insurance in 2019 is 10,000 yuan.

6. Life Expectancy. Life Insurance Company is a national life insurance company, insurance company products involved in medical insurance, pension insurance, critical illness insurance and accident insurance, etc., in 2019, the premium income of the original insurance of life insurance was 10,000 yuan.

7. Taiping Life Insurance. Founded in 1929, China Taiping Life Insurance Co., Ltd. is engaged in life insurance, property insurance, Internet insurance and other fields, and the premium income of Taiping Life's original insurance in 2019 reached 10,000 yuan.

You should buy financial insurance! To distinguish your own needs, if you want to manage money, you have to see whether it is principal-protected, whether there is a risk of loss, and how many years you can get your money back, these are all questions to ask clearly. If you don't buy a wealth management type, but want to buy a critical illness or something, it's best to observe a little more.

I don't know what your definition of reliability is, if the purchase of wealth management products itself promises to protect the principal at that time the loss of principal needs to be compensated, the rest depends on the nature and income of the product, investment is risky, even the four major state-owned banks only promise 500,000 limit compensation, so the risk can you bear the reliability or worry about the problem of the postal bank? If it is the latter, then you can worry less, because postal wealth management products are also regulated by financial institutions, and the above hope will help you.

If you can surrender the insurance, go to the branch of the Postal Savings Bank, explain to the staff that you want to surrender the insurance, ask them to contact Huaxia Insurance Company, go through the surrender procedures, and directly complain to the local banking and insurance regulatory bureau if you do not surrender the insurance.

Some insurances can be refunded, some insurances can't, and you should sign an agreement when you buy insurance. and you look at how your agreement is written.

This may not be refunded, if the refund will definitely be deducted from the handling fee, anyway, there are all kinds of pits, if there is no special reason, I personally feel that there is no need to refund, otherwise it is easy to lose a lot of money.

If you return it, it will only have a cash value.

Yes, contact Huaxia customer service, dial 400**, find a local business outlet, and bring your ID card to the outlet.

Summary. Hello, reliable, the product of Huaxia purchased by the post is Fortune No. 1 (universal insurance, supreme version), this is a double insurance, the insurance period is 5 years, after the expiration of the insurance, you can take out all the principal and interest at one time, which will be relatively higher than the interest rate that affects the fixed deposit, but it is not too high. And it should be noted that this money cannot be moved during these 5 years, so if you encounter an urgent need for money during the insurance period and want to withdraw it early, there will be a loss in the first year of surrender, and you can also apply for a policy cash value loan.

Hello, reliable, the product of Huaxia purchased by the postal service is Fortune No. 1 (universal insurance, supreme version), which is a double insurance, the insurance period is 5 years, and the insurance can be taken out of all the principal and interest at one time after the expiration of the insurance, which will be relatively higher than the interest rate that affects the fixed deposit, but it is not too high. And it should be noted that this money cannot be moved during these 5 years, so if you encounter an urgent need for money during the insurance period and want to withdraw it in advance, there will be a loss in the first year of surrender.

Founded in December 2006 with a registered capital of 15.3 billion yuan, China Life Insurance is a national, joint-stock life insurance company approved by the China Banking and Insurance Regulatory Commission. However, it should be noted that China Life Insurance is currently in the stage of being taken over, and it will be taken over by China Life Health Industry Investment ****. However, even if China Life is taken over, we can rest assured that our policy will not be affected.

Buying insurance is still based on your own situation.

Summary. Postal Huaxia Insurance five-year term is generally a wealth management insurance, such as Huaxia Fortune Bao Pension Insurance C, the policyholder wants to withdraw money, if there is no universal account, can only apply for surrender to get back the cash value of the policy, how much can be returned to the cash value of the policy at the time of surrender. Therefore, it is not a deposit to purchase Huaxia insurance for five years in the postal service, if the policyholder has a need for funds, early surrender may suffer economic losses, so it is necessary to consider carefully before applying for wealth management insurance.

Although financial insurance also has the nature of insurance, on the basis of asset preservation, it can also provide partial protection, such as death and total disability protection, so financial insurance will be sought after by many people.

Hello dear! Not bad.

As long as the insurance purchased through formal and qualified channels, it has legal effect and is reliable, and the postal bank is only a ** insurance company selling products, and the actual underwriting is still Huaxia Life Insurance Company.

For example, if the policyholder wants to withdraw money, if there is no universal account, he can only get back the cash value of the policy by applying for surrender, and how much he can get back is subject to the cash value of the policy at the time of surrender. Therefore, if the policyholder has a need for funds, early surrender may suffer economic losses, so it is necessary to consider clearly before taking out wealth management insurance. Although financial insurance also has the nature of insurance, on the basis of asset preservation, it can also provide partial protection, such as death and total disability protection, so financial insurance will be sought after by many people.

However, compared with pure protection insurance, the blind protection function of financial insurance is relatively thin and weak, so this kind of product is not suitable for everyone, for people with investment and financial needs, it is worth buying, but if you have not configured any life insurance, funds are relatively tight, and there is no spare money friends, financial insurance does not need to be bought in a hurry, in the case of economic conditions, you should first do a good job of personal protection, and some friends may still be struggling with whether to buy protection insurance