Which bank is good at managing money? Which of the five major banks has the best financial managemen

My bank doesn't invest because I don't have any money.

I believe that it is the five major lines, which is more secure!

At the same time that the service is good, the interest has been paid, or the return of the Bank of Beijing is high, check it at any time and then draw conclusions, big babies!

The interest rate of Guangfa Bank is high, and there has never been a problem.

IB has strong financial management capabilities

I have chosen Bank of China for many years of financial management, with enthusiastic service, standardized operation, safe and reliable!

I chose Shanghai Pudong Development Bank, and the wealth management products I bought in the past few years have not gone wrong until now, and the benefits are higher than those of other banks, and they have all received their benefits on time.

China Merchants Bank, early and experienced.

To sum up, it is better to provide good services with high interest rates from local banks.

I feel that China Merchants Bank is better.

There can be no real conclusion without comparison. According to my summary, China Merchants Bank is still a little more realistic.

The best ones are as follows: Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, and Bank of Communications.

Extended Information:1Bank of China wealth management, the wealth management products launched by the Bank of China are mainly Bank of China Bond Wealth, Bank of China Accumulation, Bank of China Stable Wealth series, the minimum investment fund is 10,000 yuan, the maximum investment can be 300,000 yuan, the average yield is around, the risk is low, the income is higher, you can go to the bank counter to apply for purchase, log in to the online banking and mobile banking wealth management column can also be purchased.

2.CCB wealth management, CCB wealth management products are very many, the main financial management series is "Qianyuan", the investment threshold is 50,000 yuan, the maximum purchase amount can reach 1 million yuan, the average rate of return is around. The maximum yield of the daily salary and monthly premium product launched by CCB can reach 5%, which is the highest return among the wealth management products of the five major banks.

3.Agricultural Bank of China's wealth management products, the Agricultural Bank of China's wealth management products have four series, the investment threshold is 10,000 yuan, the maximum investment amount is 1 million yuan, the income is slightly lower, and the average rate of return is around.

4.Industrial and Commercial Bank of China, as the world's largest bank, has a higher rate of return on its non-principal-guaranteed floating income wealth management products. Although there are more than 5%, the number is very small, and the term is basically more than 3 years.

The yield of capital-guaranteed wealth management products is basically around. Therefore, from the perspective of the overall rate of return, it is not up to the average rate of return of bank wealth management.

5.Bank of Communications Wealth Management, Bank of Communications Wealth Management is divided into principal-guaranteed and non-principal-guaranteed, the investment threshold is 10,000 yuan, the maximum investment can be 1 million yuan, the average investment rate is about the same, and the investment period ranges from 3 months to 24 months.

Judging from the yield of the wealth management products of the above five major banks, whether it is principal-guaranteed or non-principal-protected wealth management, the overall rate of return should be the highest in China Construction Bank, followed by Industrial and Commercial Bank of China. The longer the investment period of the wealth management product, the higher the corresponding return. There will be a lock-in period for financial management, so plan wisely.

The wealth management products of the five major banks, namely Bank of China, China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China and Bank of Communications, have their own characteristics, and investors need to choose the right bank wealth management products according to their own requirements.

1. Bank of China Bank of China wealth management products can be roughly divided into: Bank of China Wealth, Bank of China Stable Wealth, Bank of China Jifu and Bank of China Bond Wealth and other 4 product series, in front of the disturbance of several Bank of China wealth product series investment requirements are low, 50,000 yuan minimum investment, the investment period is different, the rate of return is also different. The minimum investment requirement for the wealth management products of Bank of China Stable Wealth and Bank of China Bond Wealth series is 100,000 yuan.

The rate of return on Bank of China's wealth management products can only be regarded as a medium level, and investors who aspire to high returns are not suitable for this type of wealth management products.

2. China Construction Bank There are many types of wealth management products of China Construction Bank, and the main products are non-guaranteed Qianyuan series, with lower investment requirements of 50,000 yuan, higher rate of return, and higher returns for investors above 100,000 yuan. For those who have a lot of spare assets or like to take risks in investment, CCB's wealth management products are also a good choice.

3. Industrial and Commercial Bank of China Industrial and Commercial Bank of China wealth management products can be roughly divided into ICBC Lingtong Express, capital and stable profits, personal profits and other products, three types of wealth management products are purchased from 50,000 yuan, and its main products are only ICBC wealth series will be implemented only for some regional customers' wealth management products, so to select ICBC wealth management products, investors must carefully analyze their investment requirements The characteristics of different types of wealth management products.

4. Agricultural Bank of China Agricultural Bank of China wealth management products mainly have four series, such as Anxin Deli, Ben Li & Fung, Huilifeng, and Anxin Kuai, which are usually purchased from 50,000 yuan, and the expected rate of return of its products is low. In addition, ABC's wealth management products are different, and there is not much difference in the return rate of investment methods, and the requirements for suitable convective assets are not large.