The needle is not sharp at both ends, the needle is not sharp at both ends, and people have no two s

No one is perfect, and no one is perfect, and it is impossible to take too much care of everything, and no one is perfect. The following sentence is calm: to obtain things must be righteous and bright, worthy of others, not harmful to others and self-interested.

Indifferent to loss: There must be gains and losses, don't dwell on the loss of things.

The above two can also be called "do not suffer from gains and losses", and we must have a normal mind about gains and losses, and reduce the desire to be too attached to external objects.

Fighting for the inevitable: It means that I can only insist on the necessity of reason, that is to say, the only thing that can make me argue and insist is the truth. Don't argue, don't argue unreasonably. People should be upright, uphold if they are reasonable, admit if they are unreasonable, and listen to the truth with an open mind.

Go with the flow: It means that everything has its own reason, and things in the world cannot be forced. As long as you do your best, there is nothing to be ashamed of.

For many experiences and results, we must face them with a clear mood and always have a normal heart.

In fact, these four sentences are all about how people should have inner cultivation and how to better adjust themselves in the face of the complex external world.

This is a reflection of the fact that there are two sides to everything. In terms of management, no method is flawless, there must be a disadvantage, the key is to see how we pursue the advantages and avoid the disadvantages, and achieve better management results.

Only one end of the needle used to sew clothes is sharp, and a person can only have a body of flesh and blood.

Face the harvest with a calm heart.

Face loss with a calm heart.

Adapt to the changes of the world, but also dare to pursue the truth.

It is a philosophy of life, which is to treat the gains and losses, successes and failures of life with a normal attitude. Wen Yiduo has a saying that "I am fortunate to get it; No, my life". It's just the same thing.

No one is perfect, and it is impossible to take care of everything too much.

It means that people can't be half-hearted, so they can't do anything well.

Everyone's abilities are limited.

I don't know if I understand it wrongly, it means that everything has to be mutually reinforcing, just like a needle, it can only have one end that is sharp, if both ends are sharp, it is no longer a needle, and it has no effect of threading the needle.

Carefree Life 2020 is a single claim critical illness insurance product underwritten by Hengqin Life. Its basic protection is relatively comprehensive, and its value-added services are also more diverse, including green pass for medical treatment and medical advance. The specific assessment of a worry-free life can be poked:

Hengqin Life Worry-free Life 2020, detailed evaluation and analysis of advantages and disadvantages, is it worth buying".

Daddy focuses on micro-medical insurance.

The basic content of micro-medical insurance critical illness insurance.

The responsibility of micro-medical insurance protection is relatively simple, and the basic liability is only critical illness protection, and the mild illness protection can be selected, but the medium illness protection is missing.

The following is a brief analysis of these guarantees:

(1) Insurance rules

Healthy people between the ages of 30 days and 65 can be insured, and there are no restrictions on the insured occupation.

The coverage period is only one year, and the payment period can be either annual or monthly, and the total amount of the final payment is the same.

There is a 90-day waiting period and the benefit will be paid if the insured person is diagnosed with an agreed critical illness due to an accident or after the waiting period.

There are a total of 6 health notices, and the insured needs to meet the conditions stated in the health notice when applying for insurance.

In general, the insurance rules of micro-medical insurance critical illness insurance are relatively relaxed, which is suitable for most people.

(2) Basic Liability

100 Critical Illnesses Benefit, if the insured is unfortunately diagnosed with one or more of them during the benefit period, 100% of the sum insured will be paid directly, and only one payment will be made.

(3) Optional Liability

50 types of minor illness benefits, the payout ratio is 20% of the basic sum assured, and only one claim is made.

Regardless of basic liability or optional liability, there is no waiting period for the agreed illness caused by an accident, and the claim can be paid directly, and in other cases, a 90-day waiting period can be made before the claim can be made.

Moreover, there is no additional compensation for both liabilities, and the gap between the protection level and mainstream critical illness insurance products is more obvious.

Let's take a look at what are the value-added services?

(4) Value-added services

The services included in the rapid medical treatment of critical illness include: expert guidance, remote consultation, expert outpatient clinic, professional escort, expert ward, expert surgery, expert follow-up, and post-medical follow-up.

Among them, there is no limit to the number of expert guidance and expert follow-up, and there is a limit on the number of other items.

Generally speaking, micro-medical insurance critical illness insurance is a bit like pure critical illness insurance, which only covers critical illnesses, although mild illness protection can be selected, but the protection is weak.

Taikang Micro Medical Insurance Whole Life Critical Illness Insurance, the protection is simple, only critical illness protection, but ** is not cheap, 30-year-old men insured 500,000 insured, the annual premium is close to 7,000. Similarly, you can buy products on the market that include mild, moderate, and critical illnesses with richer protection, and many critical illness insurance policies can also provide green pass services for medical treatment. Therefore, the advantages of this micro-medical insurance whole life critical illness insurance are not too big, and it will be a little better than a worry-free life.

Xueba talks about insurance, and teaches you to choose the best insurance step by step! Comparison table of 136 hot-selling adult critical illness insurances, click to claim now, I believe it can help you.

Micro medical insurance is a one-year short-term medical insurance, and Hengqin Life Carefree Life 2020 is a long-term critical illness insurance.

The difference between term and lifetime critical illness insurance is mainly the duration of coverage**.

Guaranteed period: For example, until the age of 60 or 70, the insurance will be no longer available after the expiration date. Guaranteed for life: Guaranteed until death.

Worry-free Life 2020 is a critical illness single-claim critical illness insurance launched by Hengqin Life Insurance this year, with a maximum compensation of 160% of the sum insured if diagnosed before the age of 60, and the high compensation ratio is one of its highlights.

If you want to say how about worry-free life 2020, whether it is good or not, just look at the comparison:Comparison table between Worry-Free Life 2020 and 136 popular critical illness insurances in China

Worry-Free Life 2020 is a critical illness insurance with very comprehensive protection, with a single claim for critical illness and multiple claims for mild and moderate illness, with sufficient basic protection and a high compensation ratio. Let's first get to know this product and analyze its advantages and disadvantages.

Pros:

1.Comprehensive coverage.

The insurance covers mild, moderate and critical illnesses, and can also add cancer secondary compensation and death liability as needed.

2.The payout ratio is high.

If a critical illness is diagnosed before the age of 50, an additional 50% of the basic sum assured will be paid, and if a critical illness is confirmed between the ages of 50 and 59, an additional 60% of the basic sum assured will be paid.

Minor illness can be compensated 3 times, and the compensation will be paid in turn; Moderate illness will be paid 2 times, and the compensation will be paid in turn, which is a relatively high level at present.

The lower the payout ratio, the smaller the protection we will be covered, and if we see that the payout ratio is less than 30%, we can just take a detour[Not worth buying] critical illness insurance with a compensation ratio of less than 30%** points!

An additional 100% of the sum insured will be paid for children's special illnesses.

Cons:

1.The interval between the second claim for cancer is long, the interval between the first diagnosis of non-cancer and the second diagnosis of cancer is 1 year, which is relatively long, and the best interval on the market is 180 days.

2.The sequelae of stroke are not included in the diseases of cardiovascular and cerebrovascular secondary compensation, but this disease is one of the diseases with a high incidence of cardiovascular and cerebrovascular diseases, and the protection in this regard is slightly insufficient.

In addition to the two points mentioned above, there are some things worth complaining about, just read this article to know:Just looking at that, I wouldn't buy Worry-Free Life 2020....

But overall, Worry-Free Life 2020 is still a very good product, both in terms of critical illness coverage. It is also a mild to moderate disease cover, which is very comprehensive.

These two are not the same type of critical illness.

One is one-year and one is long-term.

The role is different, depending on which one is suitable for your needs.

Hello, whether critical illness insurance is good or not, it depends on which product is more suitable for you, Hengqin Life Worry-free Life is more friendly to women in terms of rates, and the compensation ratio is also good, but the claim conditions for some diseases are relatively stricter than some products, sugarcane is not sweet at both ends, each insurance has its different characteristics, and it will also suit the needs of different people, so first of all, you must do a detailed combing of your specific needs, and see which insurance is more suitable for you. If you need help, you can send a private message.