Is rental loss insurance appropriate for landlords?

Hello, in the process of renting a house, the damage to the house and the occurrence of robbery often cause disputes between the landlord and the tenant afterwards. Once this kind of dispute occurs, it will cause a lot of waste of time and energy for both the landlord and the tenant. The advent of rental insurance effectively solves this problem.

In fact, many property insurance companies have already done research on the rental housing market, and many companies have also launched "housing rental insurance" with the company's characteristics, which generally costs about 100 yuan per year, but can relieve the worries of both homeowners and tenants. What does rental insurance cover? Due to the aging of the housing equipment and the relative weakness of the anti-theft facilities and related supporting facilities, it is easy to cause the rupture of water or gas pipes and the theft of the house.

For homeowners, when insuring the insurance, they can choose the loss caused by indoor property and theft, pipe rupture, and water damage; Housing and its interior accessories, interior decoration, personal accident and medical related protection. What are the benefits of taking out rental insurance? Although home rental insurance seems relatively new in China, it is no longer news in Europe and the United States.

In some developed countries, most landlords will take the initiative to purchase the landlord-tenant comprehensive insurance of the apartment before renting out the house, and some landlords also require the tenant to also take out tenant insurance before agreeing to rent the house, so as to avoid the conflict of property interests between the lessor and the tenant. Thank you.

Hello! If you are a second-hand landlord and want to fully improve the family property of the rental property to protect the tenant when you sublet the property to others, it is necessary to take out a suitable rental property loss insurance in a timely manner. The rental loss insurance of rental housing mainly protects the accident of the rental house and its supporting facilities at the address specified in the insurance policy due to the negligence of the insured, resulting in the personal ** of the tenant and his family members, and the insurance company shall be responsible for compensation according to the contract according to the economic compensation liability that should be borne by the insured.

How to insure the rental loss insurance of the rental house by the second-hand landlord1, the insured has an insurance interest relationship with the subject matter of the insurance. If there is a change in most of the family's assets, you must go to the insurance company to change the contents of the policy. 2. Not all family property can be insured with home property insurance.

Property (such as calligraphy, paintings, antiques) and daily necessities that cannot be determined for specific value cannot be insured by mass protection family property insurance. 3. Don't overinsure. The insurance company follows the compensatory principle when making compensation, and the insurance company does not compensate for the overinsured part.

Don't over-insure and double-insure, the best way to insure is to insure at the original value.

Second-hand landlords should purchase a suitable rental loss insurance policy, and it is recommended to choose the product based on your actual insurance needs at the moment. At present, many insurance companies have a variety of different types of public protection family property insurance** to choose from, and it is recommended that customers can carefully compare and choose according to their actual situation. Here, it is recommended that you choose between: