The employer has withdrawn the money from my medical insurance card, what should I do?

You can appeal to the Labor Bureau

How to use the health insurance card:

Scope of use of medical insurance card: When insured employees purchase drugs in designated hospitals and pharmacies, they can use the card on the POS machine with the password, but they cannot withdraw cash or transfer money;

Medical insurance card balance inquiry: Insured employees can check the balance by dialing **95566, or at the Bank of China savings office or designated hospitals and pharmacies in the urban area, or they can log in to the social security inquiry system online. Or use your mobile phone to log in to the mobile social security inquiry network to check the balance of your medical insurance card;

Medical insurance card transaction inquiry: Insured employees can go to the savings office of Bank of China to print the transaction records of medical insurance cards with their ID cards and medical guarantees, including the allocation records and consumption records of personal account funds, and if they have any doubts about the transaction records, they can go to the retail business department of Bank of China for inquiry;

Medical insurance card password: If the insured employee changes the password, he or she can call **95566 to change it, or he or she can go to the Bank of China Savings Office with his ID card to change it, and if the insured employee forgets the password, he or she can report the loss of the original password and change the password with his ID card;

Custody of medical insurance card: Insured employees should take good care of their medical insurance card, if they are accidentally lost, please immediately go to the unit to issue a letter of certification and go to the medical insurance office to seal and confirm, and then take the ID card to the Bank of China savings office to report the loss, and go through the procedures for replacing the card, and you can get a new card after 7 days;

Note: When the number of medical insurance card transactions reaches 60, the insured employee must go to the Bank of China Savings Bank to print the transaction record, otherwise, the use of the card will be stopped. Once the transaction history is printed, the card can continue to be used.

There are two ways to withdraw your health insurance card:

1. Bring the medical passbook and ID card, and then go to the bank counter designated by the social security to withdraw cash;

2. Take the medical savings fold to the self-service machine to handle it. The social medical insurance card, referred to as the medical insurance card or medical insurance card, is a special card for medical insurance personal accounts, which uses personal ID card as the identification code to store and record detailed information such as personal ID number, name, gender, and account fund allocation and consumption.

Social insurance** includes basic endowment insurance**, basic medical insurance**, work-related injury insurance**, unemployment insurance** and maternity insurance**. In addition to the basic medical insurance** and maternity insurance** combined accounts and accounting, other social insurance** according to the type of social insurance separately established and accounted for. Social insurance** implements a unified national accounting system.

The special funds for social insurance are used exclusively and shall not be embezzled or misappropriated by any organization or individual.

In areas where direct cash withdrawal is not possible, cash withdrawals from medical insurance cards generally include the following two situations:

1. The use of the medical insurance card has been terminated. If the insured person of the medical insurance card has died, his legal heirs and relatives can go through the procedures for withdrawing the balance of the medical insurance with the death certificate;

2. If the medical insurance insured person has immigrated, he or she can withdraw the balance in the medical insurance card with relevant certificates.

Legal basisArticle 70 of the Social Insurance Law of the People's Republic of China.

The social insurance agency shall regularly announce to the public the participation in social insurance, as well as the income, expenditure, balance and income of social insurance.

Summary. Hello dear! The methods of withdrawing money from the medical insurance card are:

1. You can bring the medical passbook and ID card, and then go to the bank counter designated by the social security, and you can withdraw the money in the medical insurance. 2. The second is to take the medical savings fold to the self-service machine to handle it.

How to withdraw money from your health insurance card.

Hello dear! The methods of withdrawing the medical insurance card are: 1. You can bring the medical passbook and ID card, and then go to the bank counter designated by the social security, and you can withdraw the money in the medical insurance. 2. The second is to take the medical savings fold to the self-service machine to handle it.

The methods of withdrawing medical insurance cards in different regions are also different: 1. Regions where you can withdraw medical insurance cards, such as Tianjin: When applying for a medical insurance card, the personal payment part of the account will be transferred to your social security financial account, or in the medical insurance card, you only need to activate the financial card and withdraw cash according to the withdrawal method of general bank cards or passbooks.

2. Areas where cash cannot be withdrawn, such as Changsha, Zhejiang, Chongqing: It can only be used to pay for the specific medical expenses of the insured, that is, the outpatient expenses incurred by designated medical institutions and the drug purchase expenses of designated retail pharmacies.

If you want to withdraw it, you must meet the following conditions: 1. The insured person of the medical insurance card has died 2. The insured person has immigrated 3. Those who meet the above conditions need to apply with the following information: 1. If you want to withdraw it, you need to bring the relevant certificate to the local social security bureau to apply.

2. After receiving the individual's application and materials, the Social Security Bureau will start to review it. 3. After the social security bureau approves the application, it usually entrusts the corresponding bank to transfer the balance in the medical insurance card to the bank card.

If it's not a local account, can I apply for it?

No, if your health insurance card is a personal account, funds cannot be withdrawn either.

If you want to withdraw the money from the medical insurance card, there are only three situations:

1. Termination of the use of the medical insurance card: If the insured person dies, the relatives can go through the withdrawal procedures with the death certificate;

2. Immigration of the insured: go through the withdrawal procedures with the certificate issued by the public security department;

3. Non-local transfer: After participating in the local insurance, the balance of the medical insurance account can be transferred to the new account.

Now the whole country can take it through channels.

Legal analysis: The money in the medical insurance account cannot be withdrawn (it can only be used to pay for medical insurance). The new medical insurance card with UnionPay function, i.e. UnionPay social security card, can withdraw money.

The premise is that the cardholder has used the card to deposit money in the corresponding issuing bank in advance, and the money in the deposit account can be withdrawn. The law stipulates that the part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit. The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.

Legal basis: Article 29 of the Social Insurance Law of the People's Republic of China Article 29 The part of the medical expenses of the insured persons that should be paid by the basic medical insurance** shall be directly settled by the social insurance agency and the medical institution and the drug business unit. The administrative department of social insurance and the administrative department of health shall establish a system for the settlement of medical expenses for medical treatment in other places to facilitate the insured persons to enjoy basic medical insurance benefits.

Summary. Hi, good morning.

The money in the health insurance card cannot theoretically be withdrawn. Scope of use of medical insurance card: When insured employees purchase drugs in designated hospitals and pharmacies, they can use the card on the POS machine with the password, but they cannot withdraw cash or transfer money;

Can I withdraw the money from my health insurance card?

Hi, good morning. The money in the health insurance card cannot theoretically be withdrawn. Scope of use of medical insurance card: When insured employees purchase drugs in designated hospitals and pharmacies, they can use the card on the POS machine with the password, but they cannot withdraw cash or transfer money;

Of course, there are some special circumstances, such as: 1. If the insured dies, then his heirs can take out all the money in the insured's medical insurance card with interest, and if the heir also has a medical insurance card, it can also be directly transferred to the heir's medical insurance account. 2. If the insured person leaves the insured city, so that the insurance must be stopped first according to the regulations, the money in the medical insurance card can be withdrawn with the corresponding certificate, or the money in this account can be transferred to the insurance account in other cities.

2.Click the [Payment] option in the middle of the screen to enter the detailed page;

3.After entering the [Payment] page, click the [City Service] option on the page;

4.On the city service details page, select the [Social Security] option;

5.Select the [Social Security Service] option to enter the detailed page.

6.After entering the [Social Security and Medical Insurance] page, select the [Enrollment Information Inquiry and Change] option.

Legal basis: Social Insurance Law of the People's Republic of China

Article 30 The following medical expenses are not included in the scope of payment of basic medical insurance**

1) It should be paid out of work-related injury insurance**;

2) It shall be borne by a third party;

3) It should be borne by public health;

4) Seeking medical treatment outside the country.

Medical expenses shall be borne by the third party in accordance with the law, and if the third party does not pay or the third party cannot be determined, the basic medical insurance shall pay in advance. After the basic medical insurance** is paid in advance, it has the right to recover from a third party.

Article 31 According to the needs of management services, social insurance agencies may sign service agreements with medical institutions and drug business units to standardize medical services.

Medical institutions shall provide reasonable and necessary medical services to insured persons.

Article 32 If an individual is employed across the overall planning area, the basic medical insurance relationship shall be transferred with him/her, and the payment period shall be calculated cumulatively.

Legal analysis: The money in the medical insurance card cannot be withdrawn, it can only be used to purchase drugs in the designated cooperative pharmacies or clinics of the medical insurance, and is used to pay for outpatient expenses, hospitalization expenses, etc. 1.

When the cardholder dies, the medical insurance card will naturally collapse. The guardian or immediate family member can provide relevant death certificate materials to apply for the withdrawal of the remaining amount in the medical insurance card; 2.If it is a cross-regional transfer of medical insurance, the amount in the medical insurance card can be withdrawn and then transferred to the medical insurance card that needs to be accepted in other places, which belongs to the uninterrupted payment of the medical insurance card, and the payment period is still normally cumulative; 3.

If the cardholder has immigration needs, he or she can apply for the medical insurance card withdrawal procedures and provide relevant supporting documents as required.

Legal basis: Article 14 of the Social Insurance Law of the People's Republic of China Article 14 Personal accounts shall not be withdrawn in advance, and the interest rate shall not be lower than the interest rate of bank fixed deposits, and interest tax shall be exempted. In the event of the death of an individual, the balance of the personal account may be inherited.