What kind of insurance is better for newborn children?

As long as you have the idea of buying insurance, the salesman of the insurance company will be very enthusiastic to serve you.

However, it is advisable to choose carefully and avoid duplication and waste.

I wish the baby a safe and healthy and happy growth!

Please pay attention to the Xinchengyue Growth Plan published by the people**:) The first single in the baby's life, 7 days after birth, can be insured, paid for 10 years and 20 years, and the premium paid will be returned as an education fund at the end of the term. In 20 years, 43 major illnesses and 10 high-incidence serious illnesses of children will be covered with double compensation; 10 times compensation for accidental injuries and campus accidents; Hospitalization allowance for serious illness, general hospitalization allowance, medical reimbursement for accidental injuries...Comprehensive care for growth....The policyholder and the insured are double exempted to ensure that the mission can be achieved!

Children's million sum assured, exclusive in the industry!

Newborn children are suitable for critical illness insurance. Critical illness insurance is a rigid demand, and the rate for 0-year-old babies is the lowest, and it also needs to be protected. Therefore, it is best to buy critical illness insurance after birth.

Xueba says insurance, only recommend insurance that is really useful for children! This year, the comparison table of 136 hot-selling critical illness insurance for minors has been updated

You can click on it to take a look.

How to buy insurance for your child

First, the country's medical insurance must be handled!

After the child is registered, it is necessary to handle the neonatal medical insurance (urban and rural residents' medical insurance) as soon as possible, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so it is necessary to handle the medical insurance for the child.

Second, the three types of commercial insurance, critical illness insurance + medical insurance + accident insurance, should be configured together after handling medical insurance.

Let's start with critical illness insurance, which provides coverage for as long as possible. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, in addition to solving the ** cost, it can also solve many subsequent hidden problems, such as delaying homework due to illness, and a lot of cash is needed to make up for it. Buying a pure protection critical illness insurance policy can be used to solve these problems.

Let's talk about why we need to configure medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, to configure a 0 deductible hospitalization medical insurance, the sum insured of 10,000 yuan, and only 1,200 yuan per year, which is very practical.

Finally, let's look at accident insurance, children's accident insurance is very cheap, and the insurance amount of 20w only needs sixty or seventy yuan per year, which can protect the child's accidental death, accidental disability and accidental medical liability, which is cost-effective and practical.

Third, what are the insurance policies that are not recommended for children?

Don't assign life insurance to your child, and try not to attach both liabilities to critical illness insurance. I know the specific reasons in this articleHow to buy child insurance without being cheated? You'll know when you see it!

There has been a detailed introduction in , so I won't go into too much detail here.

According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, 1000 yuan per year can be configured comprehensively, if you buy lifelong protection, it is only two or three thousand per year, ** low protection and real.

That's all for me"What kind of insurance is better for newborn children?"All of them, I hope it helps you! Hope!