What insurance is good for newborn children?

The suitability of an insurance product is inseparable from the age of the insured. Young people aged 0-30 are recommended to take out critical illness insurance, medical insurance and accident insurance; People aged 30-50 are recommended to allocate critical illness insurance, life insurance, accident insurance, and medical insurance. Last night I put together a list of popular insurance plans for all ages:

Popular insurance points for all ages

You can take a look.

Under the age of 45, it is recommended to give priority to critical illness insurance, medical insurance and accident insurance. Seniors over the age of 60 can replace critical illness insurance with cancer insurance.

How to buy insurance

If you are in the 0-20 age range, it is recommended that you choose critical illness insurance, medical insurance and accident insurance

How do I buy insurance for someone under 20 years old? In the first 20 years of life, we are in the period of physical and mental growth and development, and it is inevitable to get sick during the growth process, so it is necessary to have a medical insurance to reimburse the high medical expenses; In addition, there will be more accidents in the child's growth stage compared to the age of other stages, so it is also necessary to purchase accident insurance; Of course, it is also essential as a critical illness insurance that is more cost-effective the sooner you buy.

At the age of 20-30, critical illness insurance, accident insurance, and medical insurance are very important

How do you buy insurance in your 20s? 20 years old 30 years old, has reached the age of their own responsibility, at this time the body is young, good spirits, just out of school, there is an infinite vision for the future, but the risk of accidents has always existed, so it is recommended to buy short-term critical illness insurance + one-year accident insurance + million medical insurance, the total cost will not be too expensive, a month is only a few dozen yuan, it can be considered, in line with this age group friends can see the senior sister beforeI'm in my 20s, do I need insurance? What insurance to buy

You can take a look at this article.

Insurance recommendations for people aged 30-50 include critical illness insurance, life insurance, accident insurance, and medical insurance

The probability of middle-aged people's illness is increasing rapidly, but it is the most important economic ** of the family, and they often can't fall, so critical illness insurance and medical insurance can provide adequate protection for illness; If the breadwinner of the family falls due to an accident, accident insurance and life insurance can buy peace of mind for the future of yourself and your family. Friends who meet this age group can watch before the senior sisterPeople over the age of 30 want to buy insurance. What insurance can be purchased

As for how to choose a good insurance with more money and effort, the key is to choose the right insurance product.

"What insurance is good for newborn children?"Comparison table of 136 popular critical illness insurances in China (including the detailed list of insurance for each age group).

Children should buy medical care first and prepare for the child's future**.

I recommend our lucky children: get back a sum of money when your children (respectively go to college, start a business after college, and get married) when they need money the most** to ensure that your children have a smooth journey

Hospitalization at an additional point is sufficient.

The insurance suitable for newborns includes children's medical insurance, critical illness insurance, accident insurance and medical insurance, but it should be noted that it is usually 28 or 30 days old to be insured normally.

1. Children's medical insurance: as a basic medical insurance, it reimburses the cost of children's medical treatment and reduces the pressure of medical expenses.

2. Critical illness insurance: Newborns are more susceptible to diseases due to their physical development, so it is necessary to purchase critical illness insurance, especially children's critical illness insurance. ”

Buying insurance for a newborn baby is a far-sighted approach, but when buying insurance, newly promoted parents should also keep asking themselves, what insurance to buy for the newborn baby? Because in today's society, there are many types of insurance tailored for newborn babies, and it is impossible for parents of newborn babies to buy every kind of insurance that newborn babies can insure! So what kind of insurance should I buy?

Through the following analysis, it can be clear to the newborn parents what insurance to buy for the newborn baby.

Clause. First, if the newborn baby's family conditions are well-off, then there are more insurance options to choose from, such as education insurance for the baby, so that the baby's future life has a certain protection.

Clause. Second, if the baby is not very good since birth, then the baby can choose medical insurance or accident insurance, so that the baby can get better **, provide good conditions for the baby's physical recovery, and these two types of insurance, the requirements for the family's conditions are not very high, the average family can afford it, the key depends on whether the parents of the newborn baby have this awareness.

In short, when buying insurance for a newborn baby, if it is an investment and financial insurance, although the initial investment cost is relatively high, the longer it takes, the more benefits you will get from it. At the same time, the purchase of medical protection insurance can also be a good way to buy a prevention for the baby's health.

Newborn children are relatively young, their resistance is relatively weak, and they are in an extremely vulnerable state in all aspects, and they need insurance to provide comprehensive and reliable protection. It is recommended to give priority to the purchase of insurance, medical and accident protection insurance, you can consider the purchase of critical illness insurance + medical insurance + accident insurance, in the case of good economic conditions, you can consider the future education of children, and then supplement an education fund on this basis.

It is also necessary to pay attention to the allocation of insurance for newborn children: the order of insurance allocation should be adults first and then children, and adults are the most reliable dependence of children, so do not put the cart before the horse.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

When children buy insurance, they can consider four aspects: 1. Children's medical insurance; 2. Children's critical illness insurance; 3. Medical insurance; 4. Accident insurance.

What health insurance should I buy for my child? These 4 types of insurance, you must know.