Personal Accident Insurance, what is Personal Accident Insurance

1. Under normal circumstances, the insurance company only bears the insurance liability of the "insured", not the insurance liability of the "policyholder".

2. Of course, there are also some types of insurance that include the insurance liability of the "policyholder", which depends on the insurance terms.

3. The Insurance Law and the insurance clauses generally stipulate that if the "policyholder" intentionally kills the "insured", the insurance company will not compensate him; If the "beneficiary" intentionally kills the "insured", the beneficiary loses his right to benefit, and the insurance company shall compensate the other beneficiaries.

Hello insurance is the insured, if the policyholder and the insured are the same person, the policyholder is **, is paid, if the policyholder and the insured are not the same person, it is not paid. Reference: Four advantages of Xincheng!

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Hello, the policyholder is not covered by the insurance, and only the insured can receive compensation. There are no absolutes in the world, and if it rises to a criminal case, it depends on the victim's motive for the victim, and if the victim is not at fault, he can receive compensation.

If the policyholder and the insured are the same person, it is compensated, if the policyholder and the insured are two people, then they can't accompany them, and being ** is an accident! Wishing you and your family happiness and well-being!

Look at what the situation is, if it is the policyholder picking quarrels and provoking trouble, if it is not the fault of the policyholder, it will not be compensated, if it is not the fault of the policyholder, it will be compensated, and it will be an accident.

Hello, the policyholder is ** is not compensated, if the policyholder and the insured are the same person, it is compensated.

Hello, the insurance is to protect the insured, and the policyholder is not compensated by the insurance company if he is ** by others.

Hello, when the policyholder and the insured are the same person, you can get compensation. Compensation is not payable for the mere murder of the policyholder.

Hello, personal accident insurance is to protect the insured, and the policyholder is not entitled to compensation from the company if he is **.

If the policyholder and the insured are the same person, it is reasonable and legal to pay the compensation. If it's not the same person, it's not compensated!

Hello! This involves the issue of subject eligibility, and only the insured has the subject qualification to receive compensation. Therefore, the payout can only be made if the policyholder and the insured are the same person. Otherwise, you will not be paid.

If the policyholder and the insured are the same person, they can be compensated as long as they are not exempted from liability. However, if it is not the same person, the insurance claim is only paid to the defendant insurer, and the compensation cannot be paid.

This is also an accidental injury, which can be compensated as long as you have accident insurance or life insurance. Supplement: When the policyholder and the insured are the same person.

Insurance is to protect the insured, and the policyholder and the insured are the same person to be able to compensate, otherwise it will not be compensated. If the policyholder's insurance premium has not been paid in full, the remaining premium can be waived if the insurance premium is waived.

Hello! The policyholder and the insured are not the same person, and the policyholder is not compensated.

Accident insurance covers the insured. If the policyholder and the insured are the same person, the payout should be paid. If not, there is no payout.

Hello! Accident insurance covers the insured in order to get a claim in the event of an accident. It has nothing to do with the policyholder. Unless the policyholder and the insured are the same person!

Hello: The insurance protects the insured, if the policyholder and the insured are the same person, you can make a claim, otherwise you can't!

Hello! The policyholder is not compensated.

Hello The policyholder is not allowed to accompany others.

Hello, the question you raised depends on what kind of insurance you are talking about? Some can be exempted from liability.

Summary. Personal accident insurance, also known as personal accident insurance, refers to the insurance that the insurance company pays a certain amount of insurance money to the insured or beneficiary in accordance with the agreement between the two parties due to the death or disability of the insured due to an accident, medical expenses or temporary loss of working ability due to an accident within the agreed insurance period. Personal accident insurance benefits are divided into death benefits, disability benefits, medical benefits and work stoppage benefits.

Hello, personal accident insurance, also known as personal accident insurance, refers to the insurance that pays a certain amount of insurance money to the insured or beneficiary in accordance with the agreement between the two parties due to the death or disability of the insured due to an accident, medical expenses or temporary loss of working capacity. The insurance items of Renzenyu Rolling Body Accident Insurance are divided into death benefits, disability benefits, Heyu medical benefits and work stoppage benefits.

1. Death benefit: During the insurance protection period, if the insured encounters an accident and dies due to the injury caused by the accident, the insurance company will pay the death insurance benefit to the beneficiary of the insurance in accordance with the insurance contract. 2. Disability Benefits:

During the insurance coverage period, if the insured encounters an accident and becomes disabled due to the injury caused by the accident, the insurance company will pay the disability insurance benefit to the insured in accordance with the insurance contract. 3. Medical benefits: During the insurance protection period, if the insured encounters an accident other than that of the insured and is injured due to the accident, the insurance company will compensate the insured for the medical expenses caused by the accident in accordance with the insurance contract.

4. Stoppage payment: During the insurance protection period, if the insured encounters an accident and is temporarily unable to work due to the injury caused by the accident, the insurance company will pay the stoppage insurance to the insured in accordance with the insurance contract.

From the perspective of accident insurance, personal accident insurance includes personal traffic accident insurance and personal accident insurance, personal traffic accident insurance, as the name suggests, is responsible for traffic accidents, personal personal accident insurance, is responsible for all accidents that threaten personal safety, traffic accidents are naturally included, that is to say, personal personal accident insurance protection items include personal traffic accident insurance, and its protection items are more than these.

Usually, most of the accident insurance in people's mouths refers to personal accident insurance, it can also be said to be an accident medical insurance, it is also different from traffic accident insurance in terms of protection items, personal personal accident insurance has great advantages. Personal accident insurance covers not only accidental death or disability, but also accidental medical treatment caused by accidental injury. In the case of traffic accident insurance, it covers accidental death or disability caused by the four major public transportation.

For example, the one-year comprehensive accident insurance can also enjoy the superimposed protection for accidents caused by vehicles, and if the insured purchases accidental death and disability of transportation, he can enjoy the protection of comprehensive accidental death and disability and accidental disability of transportation at the same time. In addition, personal accident insurance will also have accidental hospitalization allowance and ambulance expenses to pay, but personal traffic accident insurance will not be available.

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Personal accident insurance, also known as personal accident insurance, refers to the insurance company that can pay compensation in accordance with the insurance contract if the insured suffers an accidental injury and uses it as a direct cause of death, disability, medical expenses, etc. Generally speaking, personal accident insurance can cover items such as death benefit, disability benefit, medical expense benefit, work suspension benefit, etc.

The "accident" referred to in personal accident insurance must be a personal injury, and it must be non-diseased, foreign, accidental, sudden, and unwilling.

Personal Accident Insurance covers accidental injury (death), accidental dismemberment, accidental medical treatment. Accident insurance protection function: refers to the insurance that the policyholder pays a certain amount of premium to the insurance company, and when the insured suffers an accidental injury during the insurance period and causes death or disability as a direct cause, the insurance company pays a certain amount of insurance money to the insured or beneficiary in accordance with the insurance contract.

The specific scope is as follows:

1. Death benefit: When the insured dies due to accident risk, the insurance company pays the death insurance benefit, and the death benefit is paid in full.

2. Disability benefit: When the insured becomes disabled due to the risk of accidental injury, the insurance company will pay disability insurance benefits according to the degree of disability.

3. Medical payment: The medical expenses incurred by the insured due to the risk of accident shall be paid by the insurance company according to the actual situation, and the medical benefit shall be subject to a specified limit.

4. Suspension of work payment: If the insured temporarily loses his or her ability to work due to accidental injury, the insurance company will pay the suspension insurance money.

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Personal accident insurance, that is, personal accident insurance, refers to an insurance that pays a certain amount of insurance money to the insured or beneficiary in accordance with the agreement between the two parties due to the death or disability of the insured due to an accident, medical expenses or temporary loss of working capacity due to an accident within the agreed insurance period. The benefits are divided into death benefits, disability benefits, medical benefits and suspension benefits.

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The so-called accidental injury refers to an objective event in which the insured's body is seriously traumatized due to unintentional, external and unpredictable causes. If a person drowns while swimming, it should be an accident; Death from a heart attack in the water is not an accidental injury because it is caused by a disease that already exists in the body. It is generally characterized by low payment and high protection.

PICC Life Insurance, PICC Assets, CCX Trust, PICC Health, PICC Pension, PICC Investment Holdings, PICC Capital, PICC Reinsurance, PICC Hong Kong, PICC Financial Services.

Chinese People's Insurance financial products cover a variety of insurance and insurance-related industries, and its insurance design covers: property insurance, life insurance, health insurance, pension insurance, accident insurance, family insurance, baggage insurance and enterprise insurance. Different products are different in design, and there are also great differences in guarantee functions.

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