I regret buying Health Care C, Health Care C is not sick and returned

Health Carefree Type C is a critical illness insurance launched by New China Insurance.

As a consumer-based insurance, the Health Carefree C section does not return from illness. This is a critical illness insurance, with 60 critical illnesses for health and worry-free.

and 15 mild illnesses provide lifetime coverage.

The standard of compensation for the insured is the compensation for minor illnesses. Health Care Insurance pays out coverage for a covered minor illness. After 180 days after the effective date of the insurance contract, if the insured is diagnosed in the hospital by a hospital recognized by the insurance company, and suffers from the 15 mild diseases specified in the insurance contract for the first time, the insured can file a complaint with Xinhua Baoshi Insurance Company.

File a claim. The maximum benefit amount for minor illnesses is 20% of the basic sum assured, and the insurance contract will continue to be in effect after the payment is completed, but the coverage for minor illnesses will be terminated.

Summary. Dear, it's not suitable. I didn't want to continue to buy it for six years, and it was not appropriate to surrender the policy.

Dear, it's not suitable. I didn't want to continue to buy it for six years, and it was not appropriate to surrender the policy.

I paid 30,000 yuan in six years, and I bought it for my grandson.

1. Health and worry-free is a critical illness insurance of Xinhua Insurance Company, this product is not cost-effective and noisy 2, but the difference between the children and the towns, the amount of insurance is OK, and this insurance will have a great loss if you surrender halfway 3, so if you do not buy other insurance for your children, this insurance is recommended not to be refunded.

Although it is not cost-effective, it will have a certain degree of protection for children.

How much can I lose in retirement?

Parents generally can't buy insurance for their grandchildren directly, which will involve non-compliant insurance, and there may be holes in disputes.

If you refund according to the cash value, you will generally lose about 70%, and you will lose 21,000 if you pay 30,000 yuan

It was the grandmother who paid for the son to buy it for the grandson.

If you say no, there are still 14 years, and the refund premium will be paid after 14 years.

If you can't get it back, you generally need to wait until about the 35th year of the policy to get the principal back.

Oooh oh. This kind of insurance can get the principal back later, but the cycle will be particularly long.

The insurance you are talking about is the critical illness insurance of Xinhua Insurance Company, right?

35 years is 20 years, and another 15 years to get back the principal.

1. It can be understood in this way that the policy should be surrendered according to the cash value 2, generally in the 30th to 35th year of the policy, it can be inspected to get the principal back3, that is, when the cash value reaches the principal, the principal can be returned.

Is the contract there? I bought the critical illness insurance of Xinhua Insurance in 17 years, and I have been paying it for six years, and it is the seventh year since I paid it again.

Hmmm. Understand, not cost-effective.

If you can prove that you have been deceived by the insurance you bought at that time, you can also apply for a full surrender of the policy if you provide relevant proof.

Summary. Hello, is there no Bing return for Health Carefree C: No, Health Care Carefree C is a savings critical illness insurance, not a return-type insurance, so it does not provide no Bing return liability.

Hello, is it not returned to the mu before the health worry-free C paragraph: not returned, the health-free C paragraph is a savings-type critical illness quick clear insurance, not a return-type insurance, so it does not provide no Bing return liability.

Xinhua Health Worry-Free C is a critical illness insurance that protects life and is non-refundable. If you want to get back the principal, you can only surrender the policy, which is the cash value of the surrender, and there will be a certain loss. If you surrender the policy in the middle of the policy and then purchase it, it is likely that the premium will increase due to the increase in age.

Xinhua Health or Lead Worry-free Section C Coverage: 1. Critical illness: 88 types of critical illness will pay 1 basic sum insured, and the cash price and sum insured will be taken as the greater value.

2. Death benefit: The cash value and the sum insured shall be the largest value. 3. Specific critical illness insurance care fund, 10 kinds of additional compensation of 20% of the sum insured.

The 10 types of diseases are: severe stroke sequelae, paralysis, severe Alzheimer's bing, severe primary Xing Parkinson's Bing, severe motor hall cannado neuronal bing, severe dementia caused by non-Alzheimer's bing, craniotomy after stroke, severe multiple xing sclerosis, specific brain surgical craniotomy, and severe rheumatoid arthritis. 4. Mild illness:

35 categories pay 3 times, 20% of the insured amount. It is covered for carcinoma in situ, minor stroke, atypical myocardial infarction, etc. 5. Care funds for the first ten years:

In the event of death of a critical illness before the 10th policy, another 20% will be paid.

Xinhua Health Worry-Free C is a lifelong critical illness insurance, not a key ruler annuity product, if you want to receive, you can only choose to dismantle the rock and pass the insurance, but the surrender loss is very large, and you may not be able to get your principal back.

What about the insured a hundred years later?

Hello, the policy can only be surrendered.

That is to say, it can be used when you are sick, but it is useless for the children of future generations?

Hello, yes, this is personal insurance.

Hello, it is possible to surrender the policy after three years of payment of the health and worry-free C payment. The policyholder can first call the customer service of the insurance company where the Health Carefree C insurance is located** of New China Insurance Weizi to submit a surrender application. After that, the policyholder will prepare the insurance policy, insurance premium invoice, insurance contract, ID card, bank card and other surrender materials.

In particular, the surrender application requires the policyholder to write down the reason for surrender and surrender, and it is invalid for someone else to sign on behalf of him. Then, the policyholder went to the counter of the insurance company and went through the surrender procedures with the help of the staff. Finally, after the policyholder and the insurance company sign the termination insurance contract, the insurance relationship is terminated.

Just wait for the insurance company to refund the insurance money within the stipulated time.