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26-year-old health insurance, if you buy Huaxia Evergain 2015, you will be insured against 61 kinds of serious diseases and 15 kinds of mild diseases, and 200,000 yuan will protect 26-year-old men for only 3,346 yuan and women for only 3,878 yuan. There is also a minor illness waiver, which pays 20 of the sum insured for three times for different minor illnesses.
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Hello! You can learn about the products of Chinese Life.
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This is the Pacific Golden Life designed for you.
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You know about Ping An's Ping An Fu product, which is a low premium, high protection, product.
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Hello, glad to answer for you.
Based on your description, it is recommended that you insure Chinese Life Insurance.
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You have a good eye! I have to admit that you have a foresight, the protection of this insurance is very high, the first protection is comprehensive, 60 kinds of critical illnesses and 15 kinds of mild diseases, the second is this product with exemption, and third, the payment is low and the protection is high. Moreover, 200,000 people in districts and counties are exempt from inspection, and 400,000 in provinces and cities are exempt from inspection.
Pay money for a while and guarantee it for a lifetime, you think it's a good deal, right? If there is anything else you need to consult, please feel free to contact you.
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Dear, Jinyou Life is the most comprehensive health insurance on the market, integrating health, accidents, and pension, as well as a value protection, and has won awards.
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Hello, at your age, if you buy Ping An Fu, you will buy 250,000 to 300,000 protection insurance.
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Hello, the blessing of Life Insurance is accompanied by the payment of the bottom fee, the protection is high, and the protection is very suitable for you.
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There is no good or bad product, only whether it is suitable or not! It's up to you.
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Hello! If a man buys Xinhua's health worry-free C, the insurance amount reaches 190,000; If a woman buys Xinhua's C section, the insurance amount can reach 220,000 yuan, and the fee will be paid for 30 years.
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Health and worry-free C Xinhua Insurance is very good and is a reliable insurance product.
There are pros and cons to this insurance, so it depends on everyone's needs.
Advantages and disadvantages of the product:
1. Excellent rubber point:
The protection of this insurance is very comprehensive, including 60 kinds of critical illnesses and 15 kinds of mild diseases, and the premiums are relatively cheap, cost-effective, and can provide consumers with lifelong protection, and the insurance is also very simple.
2. Disadvantages: The mild illness of this product is not exempt, and people under the age of 18 cannot be insured, and it does not include terminal diseases.
What can be covered by Xinhua Insurance's Health Worry-free Section C:
1. This insurance is covered by 20% of the sum insured for minor illnesses and 100% of the sum insured for critical illnesses.
2. After insuring this product, you can make a claim with the diagnosis certificate of the secondary hospital, and the insured does not need to pay in advance in the early stage, and there is no upper limit for the claim, so this is a very cost-effective point, and it is also an advantage that other products on the market do not have.
3. The premium of Chunling insurance only needs to be paid for 10 years or 20 years, but it can enjoy the protection for life, so you can choose the payment period according to your own economic situation, so as to reduce our payment pressure. <>
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Summary. Dear, hello, I am glad to answer for you the health and worry-free youth C Xinhua insurance: the basic protection of health worry-free C1 includes two parts: critical illness protection + mild illness protection, critical illness includes 85 kinds of diseases, 1 claim, if you suffer from critical illness in the first 10 years of the policy, you can also get an additional 20% of the compensation; There are 35 types of mild illness benefits, and 3 claims will be paid, and 20% of the basic sum insured will be paid each time.
Dear, hello, I am glad to answer for you the health and worry-free youth C Xinhua insurance: the basic protection of health worry-free C1 includes two parts: critical illness protection + mild illness protection, critical illness includes 85 kinds of diseases, 1 claim, if you suffer from critical illness in the first 10 years of the policy, you can also get an additional 20% of the compensation; There are 35 types of mild illness benefits, and 3 claims will be paid, and 20% of the basic sum insured will be paid each time.
Hello dear dear, the following is the relevant expansion I found for you: 1. From the basic protection, the basic protection of health and worry-free C1 includes two parts: critical illness protection + mild illness protection, critical illness includes 85 kinds of diseases, and the compensation is 1 time, if you suffer from a critical illness in the first 10 years of the policy, you can also get an additional 20% of the compensation; There are 35 types of mild illness benefits, and 3 claims will be paid, and 20% of the basic sum insured will be paid each time. 2. From the perspective of other benefits, C1 mainly includes death benefit + insured waiver, of which the death benefit also contains additional compensation liability: If you die in the first 10 years of the policy, you can get an additional 20% of the basic sum assured; The Insured Waiver is waived for minor illnesses.
3. In terms of insurance conditions, the insurance conditions of this product are relatively friendly, covering a wide range of ages, and supporting high-risk occupations. Therefore, from the perspective of various terms, Xinhua Insurance's health carefree C1 is still a good product, although it is particularly prominent, but it should also be guaranteed.
For those who have a history of travel and residence in areas related to the local epidemic (areas for follow-up and mapping, dynamically adjusted according to the epidemic situation), they should take the initiative to report to the community and village where they are located after arrival, and conduct two nucleic acid tests (with an interval of 24 hours). 2.The epidemic situation changes in real time, and the policy may change accordingly, so it is recommended to report and consult with the community before coming.
3.If you are on your way back to your hometown, you can also consult in time if the epidemic situation changes.
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How about Xinhua Insurance Health Carefree C1, I plan to return it.
Hello, glad to answer for you. 1.Advantages (1) Sufficient protection:
Worry-Free Health C1 covers 85 critical illnesses, 35 minor illnesses and 6 specific illnesses, providing you with certain protection. (2) Additional benefit service: Healthy Care C1 stipulates that an additional 20% of the basic sum insured can be paid for critical illness or death in the first 10 years, and an additional 20% will be paid for special illness.
2.Deficiencies (1) Low Compensation Ratio for Minor IllnessThroughout the insurance products on the market, most critical illness insurance products can achieve a compensation ratio of 30% to 40% for minor illness. However, the compensation ratio of health carefree C1 for mild illness is only 20%, which is not even a flat **!
2) No protection for moderate illness There is a loss when the policy is surrendered. No return of principal, only the cash value of the policy. How many years have you been handing it in?
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<> New China Insurance sells medical insurance such as Town Health Huazun (rate adjustable), Town Health Changle Middle-aged and Elderly Cancer Medical Insurance, Specific Cell Immunity** Medical Insurance, Special Drug Worry-free Drug Cost Medical Insurance, and Additional Hospitalization Privilege Medical Insurance (rate adjustable), as follows:
1.Health Huazun (rate adjustable): The insurance period is one year, which can be guaranteed to be renewed for 10 years, and can insure general hospitalization medical expenses insurance benefits (including hospitalization medical expenses insurance, outpatient and emergency medical expenses insurance benefits for 30 days before and 30 days after hospitalization), specific disease medical expenses insurance benefits (including specific disease hospitalization medical expenses insurance benefits, specific disease special outpatient medical expenses insurance benefits, outpatient and emergency medical expenses insurance benefits for 30 days before and after hospitalization for specific diseases, and proton and heavy ion medical expenses insurance benefits);
2.Health Changle Middle-aged and Elderly Cancer Medical Insurance: The coverage period is one year, which can be guaranteed to be renewed for 3 years, and the insurance benefits for cancer medical expenses (including cancer diagnosis medical expenses insurance, cancer hospitalization medical expenses insurance, cancer special outpatient medical expenses insurance, outpatient and emergency medical expenses insurance benefits for 30 days before and after cancer hospitalization, and proton and heavy ion medical expenses insurance);
3.Specific Cell Immunity** Medical Insurance: The coverage period is one year, no renewal is guaranteed, and specific cell immunity** insurance benefits can be insured (including specific cell immunity** medical expenses insurance, specific cell immunity** hospitalization allowance insurance, specific cell immunity** allowance insurance, specific cell immunity** intensive care allowance insurance, ** period disease death insurance);
4.Medical insurance for special drugs and worry-free drug expenses: the insurance period is one year, and there is no guarantee of renewal, and the insurance benefits for specific medical expenses of severe malignant tumors can be guaranteed (including the insurance for the cost of special drugs for severe malignant tumors, the insurance for the cost of imported drugs urgently needed for clinical treatment of severe malignant tumors, and the insurance for the cost of genetic testing for severe malignant tumors);
5.Additional Hospitalization Privilege Medical Insurance (Rate Adjustable): The coverage period is one year, and the policy can be guaranteed to be renewed for 10 years.
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Hello! At present, there are many affordable health insurance products in the market, such as Fosun Prudential Guardian Type A Female Breast Cancer Critical Illness Protection Plan, WiseBaby Critical Illness Protection Plan, and Cancer Prevention Insurance. Among them, the minimum of "Liren Guardian A paragraph" is only 50 yuan, and the maximum is only 150 yuan, and you can choose the protection amount ranging from 100,000 yuan to 300,000 yuan; The minimum amount of "Huize Baby" is 100,000 yuan, and the maximum insurance is 500,000 yuan, which is only 199 yuan; The amount of insurance for cancer prevention is 1-100,000 yuan, and the premium is 10-100 yuan, which is also very cheap. >>>More
Yes, you are a very filial person, you can add me, I have bought a lot of health insurance for your mother's age, I can introduce it to you in detail.
It depends on the contract. The annuity of an insurance product is usually limited to a specific age of the insured.