Relatives were fooled by the bank and bought 600,000 yuan of insurance, how to reduce losses now

Updated on Financial 2024-05-06
9 answers
  1. Anonymous users2024-02-09

    The risk of investment-linked insurance is a bit large, the risk is greater, and now the market environment is not good, the market environment is not good, and the real estate is even worse, and it is wisest to choose the dividend products of the insurance company, which can not only guarantee the bottom, but also dividends, and can also be guaranteed. As for the amount of dividends, it depends on the income of the insurance company. Its income is determined by the "death difference", "profit combination" and "fee difference", so when choosing the dividend products of the insurance company, we must choose a company with wide investment channels, good management and large scale.

    I suggest you learn about Chinese Life, because he is the largest, earliest and best company in China's insurance industry, and is the only company controlled by *** in China, and it is a double 500 company.

    His fine products are good tomorrow, with a short investment period and a long benefit period. I hope what I've said has served you a little bit of a lesson!

  2. Anonymous users2024-02-08

    If you don't return well, you have to wait for a period of time, when the loss is small and when you return, almost 18 months, if there is an accident in the insurance, then "often walk along the river", the most cost-effective to take the insurance money if you lose your footing, do not lose but earn.

    Just kidding.

  3. Anonymous users2024-02-07

    The easiest way is to check your personal account and surrender the policy if you don't incur a loss. If you have a loss, you can wait for the selling price to be high when you can sell, the fastest way is to call Zhongyi Life to check your account value, and you can also log in to inquire at the same time.

  4. Anonymous users2024-02-06

    Fortunately, it is robust, in fact, this is similar to depositing money in the bank, that is, the time should be very long, at least 5 years, and it is best to take it again in 10 years, and there will be a certain loss if you withdraw it early, but it is not very large.

  5. Anonymous users2024-02-05

    You're done, and you're losing money on your current investment link

  6. Anonymous users2024-02-04

    Now in the interest rate cut cycle, the best investment is mainly corporate and corporate bonds, first, hold the maturity to obtain interest, but the time is longer, generally about 3 years; second, it can be at a premium in the secondary market at any time; Third, the most important thing for participating in bank-related wealth management products is that they can be redeemed at any time, and the income will be less, but it is conducive to the liquidity of funds.

    For now, we have moved from inflation to deflation, and there will be no danger of inflation in the coming year.

  7. Anonymous users2024-02-03

    Nowadays, insurance companies rarely push investment-linked insurance, and investment-linked insurance is also an investment-type, which is much less risky than **. Judging from the current market, there is a lot of risk in investing, and it is still possible to buy a little dividend insurance. Because the investment of insurance companies is still possible, their funds are operated by specialized asset management companies and are safe.

  8. Anonymous users2024-02-02

    Everyone's bank deposits are protected. The Deposit Insurance Ordinance came into force on 1 May 2015. The premiums are not paid by depositors, but are paid by banking institutions (commercial banks, rural cooperative banks, rural credit cooperatives, and other banking financial institutions established within the territory that absorb deposits shall take out deposit insurance in accordance with the provisions of these Regulations).

  9. Anonymous users2024-02-01

    You don't have to buy it yourself, and that is a maximum loss of 500,000.

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