If you want to buy medical insurance for one year, please ask how much you need to pay for personal

Hello, the more comprehensive the medical insurance coverage, the higher the sum insured, the better, but it also depends on your financial situation.

Here are a few principles for choosing critical illness insurance for your reference, we believe that there is no best insurance, only the most suitable insurance product.

1. It is advisable to have more than 25 types of critical illness benefits; Must include total disability and death benefits;

2. Critical illness insurance should preferably have dividends;

3. Return time for major illnesses; The return should preferably be the sum insured;

Fourth, the background and past experience of the insurance company are also important;

Fifth, how much insurance amount to buy.

6. It is better to buy long-term insurance than to buy consumer insurance, and the premium is more moderate to pay for 20 years.

PICC Health "Health Insurance Card" (including critical illness).

1. Only 480 yuan can enjoy the triple protection of health, accident and accidental medical treatment.

2. You can enjoy 365 days of professional health consulting services with purchase.

3. Critical illness insurance of 100,000 yuan.

If one or more of the 31 major illnesses listed occur, a one-time payment of 100,000 yuan will be given after confirmation.

4. Comprehensive protection for accidental injuries and medical treatment.

$200,000 in accidental death, disability and burn benefit and $10,000 in accidental medical benefit;

5. At present, it is the only self-activated short-term critical illness product on the market with high cost performance.

Critical illness insuranceHealth insurance

If you are interested, you can take a look.

One of the reasons why it is very cost-effective is that it is very cost-effective, cheap, and you can enjoy millions of protection amounts by spending only a few hundred yuan. It also covers medical expenses such as surgery, materials, anesthesia, medicines, etc., and the coverage is very comprehensive.

When buying million-dollar medical insurance, you should not only look at the regular content such as protection liability, **, exemption clauses, renewal clauses, etc., but also look at the "stability of sustainable insurance".

In terms of renewal, it should be noted that medical insurance can only be purchased for a short period of time, so there may be a situation where the first year of insurance goes smoothly, but the second year is rejected because of some minor physical problems. For example, the following medical insurance, in the renewal, there are more moths:"When encountering these medical insurances, please be careful and be careful!

Whether the product will be discontinued or not is an intuitive manifestation of whether the "stability of sustainable insurance" is good or not, but in fact, no one can say this except the insurance company. Generally speaking, it can be used as a reference from these aspects: whether the sales volume is large enough, whether there are enough healthy people among the buyers, whether the pricing is competitive, the market strategy of the insurance company, and so on.

Another point that needs to be reminded is that for most products, if people who have not purchased social security are insured, the premium will be more expensive, so social security should be paid well

That's all I have for the question, towards.

Prices are rising. There are more types and proportions of reimbursement than the earliest ones.

Because his reimbursement ratio is getting bigger and bigger, and your salary is going up.

Prices are rising. There are more types and proportions of reimbursement than the earliest ones.

Ask the farmer about his wages.

Wages from the peasants.

Answering that you don't read it doesn't mean that paying for NCMS is useless. Because in the end, you can't ** when you will get sick. I believe that when you see a doctor one day in the future, the medical expenses repaid will far exceed the 2,300 yuan you paid.

Therefore, it is still important to pay to yourself.

Question: Where do you go for nothing, so I'm going to ask and see where you go for nothing, so I'm going to ask and answer on this, and now the state doesn't have regulations on this, I believe that it will give you subsidies later, and it's impossible for everyone to pay 320 yuan this year, and everyone has to pay 320 yuan this year.

Medical insurance is mainly divided into employee medical insurance and urban and rural residents' medical insurance, and the amount of payment is different for different types. For employee medical insurance, the payment amount = unit medical insurance payment base * payment ratio + individual medical insurance payment base * payment ratio. Under normal circumstances, the unit pays 8% and the individual pays 2%.

There is no clear regulation on how much urban and rural residents should pay for medical insurance in a year.

It depends on what kind of insurance you buy Now Alipay has insurance and medical care on all platforms The kind of hundreds of yuan a year But it also depends on the age The older you are, the more money you have to pay There are also prerequisites for insurance, whether you are hospitalized or not.

1. How much does the student pay for medical insurance every year?

The medical insurance for college students is collected by the school and is composed of basic medical insurance premiums and subsidies paid by insured students, and the general medical insurance for college students is 110 yuan per person a year, of which the students themselves pay 30 yuan and the financial subsidy is 80 yuan. In addition, if it is a low-income family, the expenses are fully subsidized by the state treasury, and the students themselves do not need to bear the expenses.

However, due to the differences in the economic level of various places, the payment standards of medical insurance for college students in various places may be different, and the actual notice of the charging standards issued by the school shall prevail.

The details are subject to the notice of the school.

You can go to the Social Security Bureau and ask for it.

Medical insurance is one of the four basic types of insurance, the premium is relatively cheap, and most of them provide short-term protection, will there be any difference in reimbursement with other types of insurance? If you are interested, you can take a look:What is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance?

Will there be a conflict when making a claim?

Commercial medical insurance is mostly reimbursement, and for the different needs of different groups of people, commercial medical insurance has developed many branches, according to different protection responsibilities and coverage can be subdivided into these categories: small medical insurance, million medical insurance, high-end medical insurance and cancer prevention medical insurance, I will simply sort out their protection content, let's first see what the difference:

1. Small medical insurance: Relatively speaking, small medical insurance is a type of medical insurance product with a low sum insured. The reimbursement amount of 1-20,000 yuan for disease hospitalization is mainly to solve the problem of medical reimbursement for minor diseases, ordinary minor illness hospitalization, accidental hospitalization medical expenses, self-financed drugs, outpatient expenses, etc., generally speaking, it is more suitable for children, or adults have purchased millions of medical insurance as a supplement.

2. Million medical insurance: Usually the reimbursement amount of million medical insurance is more than one million, which is an upgrade of small medical insurance, with a wide range of reimbursement, usually including self-paid drugs, which is enough to cope with the cost of major diseases.

Most million medical insurance does not cover outpatient liability and has a deductible of 10,000, while a good million medical insurance has 0 deductible for critical illness, or 0 deductible for malignant tumors! Therefore, it is also suitable for people of all ages to be insured, as long as you choose a good product, million medical insurance is a practical and anti-fight equipment!

3. Medium and high-end medical insurance: Medium and high-end medical insurance has the characteristics of high sum insured, breaking through national medical insurance restrictions, direct payment for medical treatment, and wide coverage of diseases. It is not limited to hospitals, you can go abroad to see a doctor or go to a private hospital, and the medical coverage is very wide, which also includes a number of additional services, of course, the corresponding premiums will be more expensive, the premium is basically in the thousands, and even up to tens of thousands of yuan a year, which is more suitable for successful people or people with sufficient budget.

If you want to know more about high-end medical insurance, you can check out this article:High-end medical insurance, the terminator of difficult medical treatment!

4. Cancer prevention medical insurance: only reimburse the cost of hospitalization due to cancer, if it is other diseases, it is not covered, and the protection is relatively simple. The advantage is that it is very age-friendly, and you can still be insured up to 80 years old; The health notice is relaxed, such as the common three highs and diabetics, it can be easily bought, because the coverage is narrow and the relative premium is lower, so it is more suitable for older or unhealthy people.

Isn't it different from place to place?

What kind of medical insurance are you talking about, the 280 workers paid by the peasants have more than 3,000 medical insurance.

Medical insurance is mainly divided into BAI employee DU medical insurance.

ZHI insurance and medical insurance for urban and rural residents, different types of DAO payment versions.

The amount is different. For employee medical insurance, the amount of payment right = unit medical insurance payment base * payment ratio + individual medical insurance payment base * payment ratio. Under normal circumstances, the unit pays 8% and the individual pays 2%. There is no clear regulation on how much urban and rural residents should pay for medical insurance in a year.

View product detailsPICC Health "Health Insurance Card" (including critical illness).

There is no specific answer to the question of how much you need to pay for a health insurance. Medical insurance includes social medical insurance and commercial medical insurance.

If you don't already have social health insurance, we recommend that you do so. If you are an employee, you can purchase employee medical insurance, the company pays 8%, the individual pays 2%, and the payment base is your salary income; If you don't have a job, you can buy urban medical insurance, which is usually only a few hundred yuan a year.

If you want to buy commercial medical insurance, the cost of commercial medical insurance needs to be determined according to the insurance liability and insurance amount selected by the policyholder, and the length of payment and additional insurance will also affect the cost of commercial medical insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello, I have seen your question and am sorting out the answer, please wait a while

If it is an enterprise employee, the company will pay 8% and the individual will pay 2%; In the case of flexible employment, the amount of health insurance is fully covered by the individual. The formula is as follows: annual medical insurance amount for flexibly employed persons = social insurance contribution ratio * social medical insurance payment base * 12 months.

Taking Changsha as an example, the social medical insurance payment ratio is 2,695 yuan per month, and the annual social medical insurance payment amount for flexible employees = 2,695 yuan per year. As for the standard of medical fee payment, it varies from region to region, so it is recommended to consult the local social security bureau in advance or call the national social security unified **12333** for inquiry. In addition, if you feel that the cost of medical insurance for employees is high, you can also choose medical insurance for urban and rural residents, which is only 320 yuan per year.

Hello: There are two forms: active employees and flexible employment. Generally speaking, the contribution ratio of units is 10%, and individuals need to pay 2%, totaling 12%.

If an employee's salary is 5,000 yuan, the medical insurance premium that the employee needs to bear is 5,000 * 2% = 100 yuan. The basic social medical insurance for flexibly employed persons varies depending on the standards in different places.

Hello: There are two forms: active employees and flexible employment. Generally speaking, the contribution ratio of units is 10%, and individuals need to pay 2%, totaling 12%.

If an employee's salary is 5,000 yuan, the medical insurance premium that the employee needs to bear is 5,000 * 2% = 100 yuan. The basic social medical insurance for flexibly employed persons varies depending on the standards in different places.

It cannot be generalized, because of different types of insurance, the specific situation is as follows:

1. Accident medical photographic treatment insurance**At present, most of the commercial accident medical insurance on the market is a one-year comprehensive insurance, and the ** of this kind of insurance is usually more affordable, generally about a few hundred yuan, and the insurance can obtain more comprehensive accident protection with higher cost performance. The specific amount of commercial accident medical insurance is determined according to the amount of insurance and coverage of accident medical insurance, generally speaking, the higher the amount of accidental medical insurance, the more comprehensive the coverage of the insurance** is often higher.

2. Critical illness medical insuranceThe critical illness medical insurance currently on the market is roughly divided into two types: consumption and return, and the consumption-based critical illness medical insurance is usually more affordable, and you can get critical illness protection with an insurance amount of about 100,000 yuan for only a few hundred yuan a year. Return-type critical illness medical insurance is usually more expensive, generally requiring thousands of yuan and continuous payment, and the insurance can obtain a certain amount of insurance income while obtaining continuous critical illness protection.

3. Hospitalization medical insurance currently provides commercial hospitalization medical insurance on the market, with more than a dozen yuan and hundreds of yuan, and the hospitalization medical protection provided by different will be different. To sum up, commercial medical insurance, as a good supplement to social security, is favored by consumers at present.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello. The financing standards and individual payment standards for basic medical insurance for urban residents who buy medical insurance are determined according to the age of the insured persons, specifically: for people over 70 years old, the financing standard is 3,300 yuan per person per year, of which 340 yuan is paid by individuals; For those over 60 years old and under 70 years old, the financing standard is 3,300 yuan per person per year, of which 500 yuan is paid by individuals; For those over the age of 18 and under the age of 60, the financing standard is 1,700 yuan per person per year, of which 680 yuan is paid by individuals; For primary and secondary school students and infants and young children, the financing standard is 750 yuan per person per year, of which 90 yuan is paid by individuals.