Does the excavator have to be insured by compulsory traffic insurance? Do excavators have to buy com

To make it clear, the excavator does not need to be on the compulsory insurance at all, the excavator is not exercised on the highway (because you are all pulled to the construction site by car), the excavator does not belong to the means of transportation, the full name of the compulsory traffic accident insurance is compulsory road traffic accident liability insurance, your this is not a traffic accident (he can not have a traffic accident), but a production accident. It has nothing to do with compulsory liability insurance at all. Besides, even if you go up, the state won't allow you to go up.

Generally, this kind of insurance company pays for it. A while ago, there was a Pacific Ocean that did not pay compensation, and it was entrenched by the court.

Excavators are subject to compulsory traffic insurance and belong to the scope of special vehicles.

First, after July 1, 2006, the traffic police will detain the motor vehicle that does not have compulsory traffic insurance, and if there is a traffic accident

All companies can insure compulsory traffic insurance, compulsory traffic insurance is the same as the national compulsory insurance terms are the same Compulsory traffic insurance is mainly to claim the third party, when the death of the third party can be claimed through the compulsory traffic insurance up to 50,000 yuan, the maximum compensation for injury accidents is 8,000, and the property damage of the third party is up to 2,000 (and the car is fully responsible).

Legal Analysis: Yes. According to the provisions of the Road Traffic Safety Law, a motor vehicle refers to a wheeled vehicle that is driven or towed by a power unit and driven on the road for personnel or used to transport goods and carry out special engineering operations.

The excavator is a special vehicle dedicated to engineering operations in the regulations, in line with the provisions of the Road Traffic Safety Law, and belongs to motor vehicles. 2. Since the excavator is a motor vehicle, it should purchase compulsory traffic insurance according to the regulations.

Legal basis: Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability

Article 21 If a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the vehicle personnel and the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.

Article 22 In any of the following circumstances, the insurance company shall pay the rescue expenses within the limits of the compulsory insurance liability for motor vehicle traffic accidents, and shall have the right to recover compensation from the victim: (1) the driver has not obtained driving qualifications or is intoxicated; (2) The accident is caused during the theft and robbery of the insured motor vehicle; (3) The insured intentionally causes a road traffic accident. In any of the circumstances listed in the preceding paragraph, if a road traffic accident occurs, the insurance company shall not be liable for compensation for the property damage caused to the victim.

Article 24 The State shall establish social assistance for road traffic accidents** (hereinafter referred to as assistance**). In any of the following circumstances, the funeral expenses and some or all of the rescue expenses of the victim in the road traffic accident shall be paid in advance by the rescue, and the rescue management agency shall have the right to recover from the person responsible for the road traffic accident: (1) The rescue expenses exceed the liability limit of the compulsory insurance of motor vehicle traffic accident liability; (2) The motor vehicle involved in the accident has not participated in the compulsory insurance of motor vehicle traffic accident liability; (3) Fleeing after a motor vehicle has been hit.

Summary. Hello, you can buy construction machinery insurance. If you buy a new machine in full, you can choose an insurance company or entrust a ** merchant to buy a policy.

Most buyers purchase equipment through financial leasing or bank mortgages, which is equivalent to mortgaging the excavator to a financing company or bank, and the equipment belongs to the financing company or bank before the mortgage is paid. In order to pass on the risk of equipment accidents during this time, the purchase of insurance policies has become a necessary condition for passing the credit review. Under normal circumstances, the excavator will buy insurance for customers, and the insurance period is consistent with the term of financing, and the premium will be paid together with the purchase price.

Hello, you can buy construction machinery insurance. If you buy a new machine in full, you can choose an insurance company or entrust a ** merchant to buy a policy. Most buyers purchase equipment through financial leasing or bank mortgages, which is equivalent to mortgaging the excavator to a financing company or bank, and the equipment belongs to the financing company or bank before the mortgage is paid.

In order to pass on the risk of equipment accidents during this time, the purchase of insurance policies has become a necessary condition for passing the credit review. Under normal circumstances, the excavator will buy insurance for customers, and the insurance period is consistent with the term of financing, and the premium will be paid together with the purchase price.

Comprehensive insurance for construction machinery and equipment is a special property insurance, which is suitable for construction machinery and equipment manufacturers, distributors, banks, financial leasing companies, equipment owners and other people. Its underwriting subject is the construction machinery and equipment that have been tested and qualified by the relevant state departments, registered in accordance with the law, and have a valid operation certificate, except for special vehicles that have been licensed for motor vehicles.

1. Whether the forklift needs compulsory traffic insurance.

1. Forklifts need compulsory traffic insurance. The scope of compensation for compulsory traffic insurance is:

1) If the other party's personal injury is caused, it shall compensate for the reasonable expenses incurred for ** and **, such as medical expenses, nursing expenses, transportation expenses, nutrition expenses, and hospital meal subsidies, as well as the income reduced due to lost work;

2) If the death of the other party is caused, the funeral expenses and death compensation shall be compensated;

3) If property damage is caused, it is necessary to compensate the other party for property loss, and the property loss is calculated in accordance with the market or other reasonable methods at the time of the loss.

2. Legal basis: Article 12 of the "Compulsory Insurance of Motor Vehicle Traffic Accident Liability".

When applying for insurance, the policyholder shall truthfully fill in the insurance policy, truthfully inform the insurer of important matters, and provide a copy of the driving license and driver's license of the insured motor vehicle. Important matters include the type of motor vehicle, make and model, identification**, license plate number, nature of use and the name, gender, age, residence, ID card or driver's license number (organization**) of the owner or manager of the motor vehicle, the accident of the motor vehicle before the renewal of the insurance, and other matters stipulated by the CIRC.

If the policyholder fails to truthfully inform the important matters and has an impact on the calculation of the insurance premium, the insurer shall re-evaluate the insurance premium according to the policy year.

2. Can compulsory traffic insurance be denied?

Compulsory liability insurance can refuse to pay. The following losses and expenses are not covered by the compulsory liability insurance:

1. The driver has not obtained the driving qualification certificate;

2. The driver is drunk;

3. The insured motor vehicle has an accident during the theft and robbery;

4. Traffic accidents intentionally caused by the insured;

5. Traffic accidents intentionally caused by the victim;

6. All property of the insured and property damage of the insured motor vehicle;

7. The insured motor vehicle is involved in a traffic accident, resulting in the victim's suspension of business, power outage, stoppage, gas outage, suspension of production, interruption of communication or network, loss of data, and voltage change;

8. Losses caused by the value after maintenance and other simple losses.

Hello dear! We'll be happy to answer for you; The loader compulsory insurance is 950 yuan, and the vehicle damage insurance is almost 1,000 yuan; 3. Third-party liability insurance can be insured. The annual insurance cost of the commonly used loader models is about 5,800 yuan, and the compulsory traffic insurance is the compulsory insurance for motor vehicle traffic accident liability.

Many people will ask how much is compulsory liability insurance. In fact, the compulsory insurance cost for different types of traffic accidents is different. It has a certain way of calculating.

If you want to know how much is different compulsory liability insurance now, let me tell you now! It is a compulsory liability insurance for the insured motor vehicle to compensate the victim (excluding the vehicle personnel and the insured insurer) for personal and property losses caused by road traffic accidents caused by the insured motor vehicle within the liability limit. When the insured motor vehicle is involved in a traffic accident, the first thing the vehicle personnel want to know is:

How much does compulsory liability insurance cost? In fact, the compulsory insurance fee for different types of traffic accidents is different. But it also has a certain way of calculating.

For a private car with less than six seats, if the owner has not had a liability accident within one year, but has had one traffic accident caused by drunk driving, then the final premium payable by the owner in the second year is: 950 (1-10%) 1+30%) = RMB.