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Hello, Judging from the current insurance situation in China, people over 70 years old can no longer buy any commercial insurance. Therefore, it is recommended that you mainly manage your finances with bank products, or it is good to let your children buy some insurance.
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The best thing for a 72-year-old man is to exercise regularly, pay attention to safety, and keep a happy mood, and the insurance is still left to the children who are working hard to make money to support him, because the children of people in the age stage are his best insurance. If you need to know about insurance as the child who is the breadwinner of the family, you are welcome to contact me for more information, and I will be happy to serve you!
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Hello, I am glad to provide you with insurance and financial consulting services, according to your age has missed the period of life insurance, it is recommended that you buy some state bonds for protection.
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At the age of 72, he can only buy Ping An's "Enjoy Ping An Accident Rescue Advance Card Type B" accident insurance card business, which is 180 yuan each.
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Hello! Thank you for your love and trust in New China Insurance! It's a pity that the 72-year-old can't buy insurance anymore because of his age. However, you can let the children buy it.
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Hello friends, insurance needs to be planned in advance, and the elderly only have card-type policies, and their generation has missed the best age for insurance. Our children are the best insurance for the elderly, and only by perfecting our insurance can we take better care of the elderly, what do you think? I wish you happiness and peace.
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Hello: Ping An Insurance Company of China has a card-type accident insurance, insurance period: one year; Issue Age:
Under 80 years of age; Insurance liability: accidental injury, traffic accident, accidental medical treatment, fractures and joint dislocations, inpatient care allowance. Premium:
180 yuan year.
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Hello, welcome to consult here If you are 72 years old in Ping An, you can buy a "Enjoy Ping An Accident Rescue Advance Card B" accident insurance card business, 180 yuan each. The specific plan also needs our further communication, want to know more, I can tailor an insurance plan for your insurance needs, for more information, please feel free to add QQ or ** contact me.
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Hello netizens, you are welcome to consult, and thank you for your trust in Kwai Net. The fact is that "the book is used to hate less", and it is understandable that the 72-year-old man wants to have insurance, but the age is indeed high, and he can only "have more than enough heart but not enough strength". However, you can let the children buy it.
I believe that the following cases and articles will be helpful to you, except for the age, sum insured, payment period, etc., their protection functions are the same. Buying insurance is a family financial issue, and you must figure out before applying for insurance that a good protection plan should be controlled by yourself. Xinhua Insurance gives you a new life, don't forget to add Xinhua to your life ---.
Reference: Buy insurance cheats--- learn the truth before applying for insurance The four major problems of life and their solutions The full protection of the 1-year-old dragon and phoenix fetus The insurance combination of the post-80s family.
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Hello! At this age, you can only consider accident insurance. Xinhua should not have it.
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Hello! Life is rare for seventy years. At this age, I am afraid that I can't guarantee anything, including social security.
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Hello! Accident coverage can be considered. Please consult a local insurance professional for details. I wish the whole family happiness and peace!
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Hello! As far as I know, I can't buy it anymore! Take a look at other companies!
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Hello: For your age, you can only buy some accident card insurance at present, there is nothing to recommend about other aspects of protection, insurance is prepared today for tomorrow, you need to buy it in advance, I believe you can also experience it, but you can recommend your family to buy. Insurance is:
It's never too early to buy a policy, it's too much! It's never too late, too little! Insurance is cash for urgent needs, and it is better to not use it for a thousand days than to not prepare it for a day.
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At the age of 72, you can also buy Ping An's "Enjoy Ping An Accident Rescue Advance Card B" accident insurance card business. Hehe.
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Hello, Ping An has an elderly accident card that can meet your needs.
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Hello! At such an age, it is easy to buy without insurance.
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72 years old, only accident insurance can be bought.
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Hello, at such an old age, you may only be able to buy accidents.
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If you are a wealthy person, you can negotiate with the company through a broker.
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You are over the legal retirement age for social security and are no longer eligible for social security. If you have a rural hukou, you can enjoy a basic pension of 55 yuan per month without paying contributions. Are you still satisfied with my answer? If you don't understand, you can continue to ask me.
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Of course, people in their seventies can also buy insurance! Generally speaking, these types of insurance can be selected for the elderly:Medical insurance + accident insurance + cancer insurance
Many people are worried about how to buy insurance when they get older, which is due to the fact that the elderly are olderIt is greatly affected by the age limit of insurance, coupled with poor physical conditionThere are relatively few products to choose from.
1.Million Medical Insurance
As people get older, their health deterioratesFor the elderly, medical insurance is still more important. However, the upper age limit of medical insurance is low, if it is higher than 65 years old, the medical insurance that can be purchased covers a lot less coverage, and the cost performance is not too high, and it is not suitable for families with average economic conditions.
2.Accident insurance
The old man's physique has deterioratedIt is easy to fall and get injured when you bump the ground, and the chance of traffic accidents for the elderly is also relatively largeBecause the physical function of the elderly declines, they may react slowly on the road, and the elderly can get a safety guarantee if they have accident insurance.
"In 2020, the most worthwhile accident insurance for the elderly is here".
3.Cancer insuranceFor the elderly, it is difficult to buy critical illness insurance, and the products that can be bought are not low, and the cost performance is actually very low. At this time, we can buy a cancer insurance for the elderly that has relatively low age restrictions and physical conditions.
For the elderly,The risk of cancer is relatively high, GeneralThe cost of cancer is not a small amount eitherAfter buying cancer insurance, the elderly can get a sum of money in the unfortunate case of cancer to alleviate the family financial pressure caused by the cost of treatment. Friends who are worried about buying insurance for their parents, don't worry, I have compiled a complete strategy for your reference:
"What are the [old people's insurance] and what insurance should I buy for my parents".
[Written at the end].
I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;
I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.
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We all know how people live now. The conditions are getting higher and higher, but because people continue to destroy the environment, the probability of people getting sick is also increasing, if you want to buy insurance for the 72-year-old, it is also very difficult, because we all know that commercial insurance has a very strict age limitThe 72-year-old can choose to buy medical insurance, and then combine it with cancer insurance and accident insuranceIn this way, you can better protect your own life safety, and at the same time, you can reduce the burden on your children.
1. Why buy medical insurance for 72-year-olds?
We all know that the human body, if the age is too old, is very prone to the problem of illness and hospitalization, if you buy a medical insurance, you can largely solve the problem of fear of spending money, outpatient emergency hospitalization can be reimbursed, but also to reduce the financial pressure of children, for a family is a great benefit, we can buy an insurance for their parents as soon as possible, so that we can better protect our family.
2. What is cancer insurance used for?
We all know that as far as commercial insurance is concerned, it is very necessary to insure critical illness insurance for the 72-year-old, but critical illness insurance cannot be purchased if you are over 55 years old, but cancer insurance has no age requirements, and the health notice is particularly relaxed, so we can use cancer insurance instead of critical illness insurance to protect the health of the elderly, I hope everyone can understand this.
3. Accident insurance is even more essential.
We all know that the elderly in their 70s are very inconvenient to act, and it is very likely that there will be a situation where they bump into it, and we should also have a prevention and control of these unexpected risks, only in this way can we better protect the health of the elderly before the danger comes, and I hope that everyone can buy the right insurance for their families, and at the same time, for the purchase of insurance, we should also adhere to the principle that the sooner we buy, the sooner we benefit, because we all know that the younger the age, the lower the premium.
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There are relatively few types of insurance suitable for the 72-year-old to buy, and it is recommended to choose medical insurance, because the elderly are prone to illness, and the purchase of medical insurance will protect the elderly from medical hospitalization after the purchase.
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It is recommended to buy some insurance for critical illness insurance or personal accident insurance, and it must be noted that these two insurances must be bought, because after the elderly buy these two insurances, they will provide some protection for the future of the elderly.
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It is recommended to buy medical insurance, because the elderly in this age group will also have some diseases, and medical insurance can still reimburse some diseases.
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Yes, for example.
1. Accident insurance:
As long as the accident insurance meets the sudden, non-disease, non-intentional, foreign, can be underwritten, for the physical health requirements are basically no requirements, many elderly accident insurance has no health notice, plus the elderly osteoporosis is severe, the legs and feet are not flexible, the phenomenon of fractures is also more common, the elderly accident insurance is the first choice for parents to buy.
2. Cancer Insurance:
Some cancer insurance or cancer insurance medical insurance on the market can also be protected for advanced age, after all, in the critical illness claim, cancer is the hardest hit area for serious claims, such as Teckwah Angu Life Filial Piety Treasure Cancer Insurance, the elderly up to 75 years old can also be insured, up to 85 years old, suitable for the elderly with three highs, coronary heart disease, is also a good choice.
There is also Taiping Property Insurance's Lifetime Worry-free Cancer Prevention Medical Insurance, which can be purchased up to the age of 80, and the premium is not expensive, so you can consider it.
3. Local inclusive medical insurance:
Many economically prosperous cities, such as Foshan City, Guangdong, Chengdu, Sichuan, the local medical payment for the national medical care actually wants to effectively reduce, which needs to rely on commercial medical insurance, which can reduce the financial burden.
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Many types of insurance have age restrictions. It is not allowed to be purchased after a certain age. Especially overage people like this.
Hardly any insurance company is willing to invest. Well. When you have a chance later, you can ask the salesman of the insurance company.
If you have insurance, it doesn't mean much. In the end, it is also more difficult to settle the claim.
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You can also buy it, first of all, you can buy accident insurance for the elderly.
Secondly, if you are located in a different city, you can also supplement the city-specific medical insurance and the exclusive cancer insurance for the elderly.
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Absolutely. First of all, the elderly are older. It is not cost-effective to buy life insurance, so you can configure some medical insurance and cancer insurance for the elderly.
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It seems that it can't, because the old man is old, and many insurance companies don't dare to take it!
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You can only buy accident insurance and cancer insurance!
Xinhua Insurance, whose full name is Xinhua Life Insurance Co., Ltd., is a large-scale life insurance company whose business scope is life insurance in RMB and foreign currencies (including all kinds of life insurance, health insurance, and accident insurance); Insurance, inspection and claim settlement for domestic and foreign insurance institutions; Insurance consulting, etc. >>>More
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I believe we all have a lot of questions about this issue, because we all know that when we get older, many insurances will not be issued to us. In fact, although we are a little older, there are still many insurances that are suitable for us, such as life insurance, Taikang life insurance, etc., and there are still some insurance that is more suitable for our older people. So, when we are 54 years old, at this age, we can still sell insurance, and generally when we are over 60 years old, we can no longer buy insurance, and they no longer sell these insurances. >>>More