How about China Merchants Cigna accident insurance, how about China Merchants Cigna insurance?

China Merchants Cigna Accident Insurance mainly covers outpatient and emergency medical expenses, accidental injury, hospitalization allowance, subsidy, accidental death and disability, up to 1.2 million yuan, and leaves it to your family. I bought the accident insurance of China Merchants Cigna, almost 150 yuan, a month, the last time I reimbursed a claim, very fast, very good, it is indeed worth buying.

As an actual consumer, let me tell you my experience, China Merchants Cigna, I bought a product four years ago, at that time, the product included accident and hospitalization medical insurance, and the hospitalization medical part did not generate a claim and will be partially refunded. The annual premium is about 5,000 or more. Recently, I was told that the hospitalization was cancelled as a supplementary insurance, and it was unilaterally canceled by the other party, so when I combed through my insurance policy, I found that now, the remaining coverage is limited to death and severe disability, and the payment period is 20 years, and it has been paid for five years.

If you surrender the policy, the cash value is less than half, and if you don't return it, you will have to pay for 16 years. As far as the accident insurance itself is concerned, the content covered by the same kind of insurance company in a general insurance company can be insured for one year for less than 100 yuan. Now I feel very passive, well, especially when it is on sale, it is very comprehensive, but in 4-5 years, when the cash value is less than half of the premium, he will stop selling the most valuable part of it (which is why this is sold as a rider every year).

In this way, the main insurance with low cost performance can be sold. Otherwise, who would spend more than 5,000 dollars a year for an accident insurance?

China Merchants Cigna Insurance is very good,China Merchants Cigna Life Insurance**** is a Sino-US joint venture life insurance company jointly funded and founded by two reputable century-old enterprises, and the shareholders of the two investors are Cigna North America Life Insurance Company and a subsidiary of China Merchants Group. In 2013, China Merchants Cigna completed the equity transfer, and China Merchants Bank officially became the Chinese shareholder of China Merchants Cigna.

Founded in 1792, Cigna North America Life Insurance Company was the first joint-stock insurance company in the United States and is now part of the Cigna Insurance Group. Cigna Insurance Group is one of the four largest commercial health insurance companies in the United States, operating in 30 countries and regions around the world, providing insurance products and services to more than 80 million customers around the world, and has a global network of more than 1 million health professionals and related facilities.

Since its establishment, it has been brave in innovation and provides high-quality insurance products and services for Chinese consumers. Cigna's business has covered Guangdong, Beijing, Shanghai, Zhejiang, Jiangsu, Sichuan, Hubei, Shandong, Liaoning, Shaanxi and Hunan regions.

China Merchants Cigna Insurance is a reliable life insurance company that provides professional health medical insurance, and its shareholders are China Merchants Bank and Cigna Insurance Group, and it is also a formal insurance company approved by the China Insurance Regulatory Commission. It is understood that the solvency adequacy ratio of China Merchants Cigna Insurance in 2019 is 259%, and the comprehensive risk rating is A, so you can rest assured that you can apply for insurance without worrying about policies and claims services.

Further information: 1. China Merchants Cigna Life Insurance, established on August 4, 2003, has a business scope that includes the following businesses (except statutory insurance business) within the administrative jurisdiction of Guangdong Province and in the provinces, autonomous regions and municipalities directly under the Central Government where branches have been established: life insurance, health insurance and accident insurance and other insurance business.

2. China Merchants Cigna Life Insurance**** (abbreviation"China Merchants Cigna") is a Sino-US joint venture life insurance company jointly funded and founded by two reputable century-old enterprises. The shareholders of the two investors are Cigna Insurance Company of the United States and a subsidiary of China Merchants Group.

3. Founded in 1792, Cigna Group is one of the largest insurance companies in the United States, especially in terms of employee benefits. As early as 1897, the company's predecessor company became the first U.S. insurance company to obtain a license issued by the Qing Dynasty to conduct insurance business in China. Cigna is registered in 26 countries and territories around the world, with more than 28,600 employees, and its core business includes healthcare, life, accident, disability insurance and related employee benefit products.

Cigna is a member of the Fortune 500 with assets of $81 billion and annual revenues of more than $18.2 billion, and is registered in 28 countries and territories around the world.

4. China Merchants Cigna has absorbed the successful insurance business philosophy of Cigna Group in the world, and has been committed to becoming an expert and leader in providing "protection-oriented" insurance products and services including life insurance, accident insurance and supplementary medical care in the Chinese market through direct marketing by non-first-class people, so as to provide customers and their families with financial protection in the event of accidents and illnesses.

5. Since its establishment, the company has been brave in innovation and is committed to providing high-quality insurance products and services for Chinese consumers. Cigna's business has covered Guangdong, Beijing, Shanghai, Zhejiang, Jiangsu, Sichuan, Hubei, Shandong and Liaoning.

6. Cultural concept: to help customers be healthier, happier and more secure.

7. Business scope: By continuing to follow the successful insurance business philosophy of Cigna Group in the world, it has been committed to becoming an expert and leader in providing "protection-oriented" insurance products and services including life insurance, accident insurance and supplementary medical care in the Chinese market through direct marketing by non-first-class people, so as to provide customers and their families with financial protection in the event of accidents and illnesses.

China Merchants Bank Credit Insurance is very flexible, its options are very diverse, and you can choose different types according to your needs. And the after-sales service is also very good.

China Merchants Bank's insurance is very good, its policy amount is very high, and it is very fast, so it is worth buying.

I think it's pretty good because not only are there so many projects to choose from, but the rate of return is also okay.