How can we break the habit of spending money and wasting money?

Write a good shopping list: every time you shop, you have to have a plan, have an arrangement, think about writing a good shopping list, what you need to buy, what you don't need to buy, don't blindly buy, buy something you don't need, it's a waste.

Don't compare and don't compare: you know your own ability, you know your own family background, don't compare with others, don't fight for wealth with others.

First of all, if you want to get rid of the habit of spending money and waste, you must learn to overcome the problem of spending money lavishly, you must learn to keep accounts, how much is the daily flow account, and by looking at the flow account to arouse the idea that you want to save, and make a series of plans, and then realize.

I used to be a person who spent money and didn't count it, bought what he wanted, and wasted it if he wanted to, because I felt that there was no money to make again, and happiness was the most important, but since I got married and lived on the construction site for a while, I found that the workers on the construction site had poor food, and some people could only spend 500 yuan a month on living expenses, and when I saw them, I remembered my father, who also worked on the construction site, and thought that he was tired of working every day. It's really sad, if you can save a little, your parents may be able to be a little less tired, so you started the money-saving mode, think about it before buying something, whether you want to buy this thing, if you don't think about it well, then wait until you sleep overnight, and then say it, and if you don't want to buy it overnight, you won't buy it, so that you can save money on a thing, because you can buy it back just because you like it, in fact, it's useless, and you have learned to keep accounts, and every dime you spend must be written down, and look at it at the end of the month, It turns out that I spent so much money this month, and it seems that I have to save a little next month, so I temporarily got rid of the habit of spending money a little.

I want to get rid of the habit of spending money and wasting money. Then you can plan your salary. For example, how much does it cost to live each month?

You can save the rest. Seeing that you save more and more money, you want to save more and more money, and you want to save a little more. In this way, I not only got rid of the habit of spending money indiscriminately, but also saved a sum of money for myself.

Kill two birds with one stone!

Sometimes I always feel that I haven't bought anything, but the money is gone, and if you want to get rid of your problem of spending money indiscriminately, you can find a small book, record your daily expenses, and don't spend some unnecessary expenses, especially girls don't stock up, thinking that they are saving money, but they have been spending money again.

Arrange the income and expenditure statement reasonably. Buy what you should buy, don't buy what you shouldn't buy. Don't be because of vanity in your heart.

Just spend money that shouldn't be spent. Every expenditure must be justified. The things you buy should be used in the near future, and don't buy useless things.

As long as you think about it before every purchase, whether this is really a necessity for your life, or if you really want to have it yourself. If not, then you need to figure out if you really have to buy it. As long as you think about it every time you make a purchase, you'll spend a lot less on unnecessary purchases.

Don't bring money with you when you go out, buy things with a purpose.

Ever since I got mobile payments, I've started to spend money indiscriminately because I don't feel like paying for things at all.

Later, I uninstalled the mobile payment software, withdrew some cash, and took it with me every time I spent money, so it was very distressing to spend money, and every time I went out to buy something, I felt that my heart was dripping blood.

I'm going to use 100 yuan to buy clothes, and I only take 100 yuan out of the house, and I don't take a dime, so that I can suppress my desire to buy.

Then don't buy it when you want to buy it for the first time, and after a week you see it and still want to buy it, you can't help but don't buy it, and finally after a month later, you see it for the third time and you still want to buy it, then buy it, and you are impulsive for it three times, and if you don't buy it, it will really suffocate you.

3.The third way is to save the money, save it for a fixed time, and only keep the money left every month according to your own expenses, you can have a little more, and save everything else (the kind that cannot be withdrawn on a current basis).

First of all, you need to figure out how much you will spend on living expenses every day; Then, when you get the money, take out your living expenses for a while. If there is any leftover, you can go to the bank to get a passbook and a deposit certificate for the whole deposit, every month, save part of the money to the deposit certificate (once this part is saved, it cannot be taken out), and the other part is deposited in the passbook, this part is used to prevent sudden emergency, and you can withdraw the money at will when you use it.

There is also that when buying something, you can't buy what you like, but you have to consider whether it has a practical effect and significance for us, and you must always remind yourself that when it comes to buying things, you will develop a habit of not buying things casually, and gradually the money will be saved.

This is my own experience in saving money, I hope it can help you!

Waste, one is to order too much food and discard it if you can't finish it, the second is to turn on the light and turn on the faucet in time to cause waste, and the third is to discard things you don't like.

First, if you order too much food and can't finish it during a meal, you will throw it away at will. One of the most intuitive phenomena of waste in our daily life is the waste of food. Many people order a lot of food at mealtimes, but eat very little.

For those uneaten foods next to the burial, they are discarded at will. This results in a very high level of waste. For this waste, we should order according to our own diet on the one hand, and on the other hand, we can take it home when the food is not finished, so as to effectively avoid waste.

Second, if the lights are turned on and the faucet is not turned off in time, it will cause a waste of water and electricity. In daily life, many people have a wasteful behavior that is often bent and seen, that is, they do not turn off the lights and faucets in time after turning on the faucet, but cause the phenomenon of long lights and long flowing water. This phenomenon has caused a waste of water and electricity, a waste of precious resources, and a great waste of Jinling.

For this problem, we should turn off the lights and turn off the faucet at any time to promote saving and avoid waste.

Third, discard things you don't like, causing unnecessary waste. In addition to the above-mentioned waste, there is another phenomenon that is also common in our daily life, and that is to throw away things that we don't like. In fact, although the style of those things is not what I like, but it is intact and not bad in function, and the waste caused by discarding it at will is very serious.

All in all, I should keep these things in my collection for this issue and make use of them when someone needs them.

Introduction] The news of a hotel discarding 43 bottles of unopened mineral water after a conference has attracted everyone's attention, and there are many similar wastes in our daily life, which need to be eliminated.

"Waste" always happens when you think you have plenty of money, and the same is true for food, where there are plenty of rich, perfect, and bright ingredients to choose from, without understanding the invisible consumption of the entire value chain. If you pay a little attention in your life, the most common sliced bread in the supermarket or bakery is discarded before it hits the shelves.

Wasteful behavior] 1, in our daily life, one of the most intuitive waste phenomena, is the waste of food. A lot of people order a lot of food when they eat at the restaurant, which creates a very serious waste. For this waste, we should order according to our own diet on the one hand, so that we can effectively avoid waste.

2. Many people in daily life have a very common waste behavior, that is, they do not turn off the lights and faucets in time after turning on the lights, which causes a waste of water and electricity, wastes valuable resources, and is a great waste. For this problem, we should turn off the lights and turn off the faucet at any time to promote saving and avoid waste.

3. Waste is also common in our daily life, that is, discarding things we don't like. Although the style of those things is something that I don't like, it is in good condition and not bad in function, and the waste caused by discarding it at will is very serious. Use it when someone needs it, so you can effectively avoid waste.

1.Throw away unexpired food - Food that is within its expiration date may still be edible, but many people throw it away due to over-purchase or negligence.

2.Unnecessary Printing and Photocopying - Overprinting and copying documents not only increases costs, but also wastes resources and has a negative impact on the environment.

3.Uncontrolled water use - Leaving the tap open, wasting a considerable amount of water resources, we need to be mindful of water use, using low-flow taps, showers, washers, etc. as much as possible.

4.Turn on the lights unnecessarily - In sunny areas, you don't need to turn on the lights during the day, so make proper use of the light and avoid unnecessary behaviors such as forgetting to turn off the lights in the middle of the night.

5.Over-packaging - Useless, exaggerated packaging increases costs, wastes resources and has a negative impact on the environment, minimizing waste generation and packaging material consumption.

6.Buying too many medicines and cosmetics - When buying cosmetics, medicines, and other daily necessities, it is easy to overbuy and forget to use them, resulting in a lot of waste.

7.Wasteful Rides - Vehicles such as personal vehicles, buses, and airplanes often use a lot of fuel resources, and if you don't pay attention to them, they can also consume a lot of environmental resources.

Spending money is often extravagant, money is always not enough to spend, and I don't know where my money is spent, spending money indiscriminately has become a habit, how to get rid of this habit? Give you a tip.

1. Be clear about your income: When you raise and spend money, you should consider your income, whether your income is a fixed salary, or whether there is a new income every day, whether you can meet your daily spending money, and remind yourself how much income is left this month when spending money, and whether income and expenditure can be balanced.

2. Write a good shopping list: every time you shop, you must have a slippery plan, have an arrangement, think about writing a good shopping list, what you need to buy, what you don't need to buy, don't blindly buy, buy something you don't need, it's a waste.

3. Stay away from discount activities and other activities: tell yourself not to be cheap, and buy it as soon as you see it, but you find that you can't use it and it's not suitable for use.

4. It is best to use cash to buy with cash, and less card: card swiping has become a fashion for shopping, and swiping cards has promoted consumption, but swiping cards has made many people develop the habit of spending money indiscriminately.

5. Don't compare and don't compare: you know your own ability, you know your own family background, don't compare with others, don't fight with others, eat healthy, dress comfortably, and don't pursue expensive brands.

6. When spending money, remind yourself that money is earned, not by the wind: when you spend money, you should think in your heart, how the money came from, it was earned by your hard work, not by the wind, and it fell from the sky, so you must be worthy of yourself and don't let yourself live so tired.

Think about when you are poor, think about when you are old and have nothing to rely on in the future.