Pls pension and pension are the same thing, thank you

The pension is paid according to the national social security requirements, and the state pays the living expenses to the individual on a monthly basis after retirement. A pension is a lump sum payment by some businesses to employees when they retire. In the past, enterprises paid pensions or pensions, and some had good benefits, and they paid both pensions and pensions; Now it should be that all enterprises and institutions have paid social security according to the requirements of the state, and employees are paid pensions by the state.

Retirement is not the same as a pension.

First, the concept is different.

1. Retirement pension is a monthly or one-time payment of insurance benefits in the form of money in accordance with the provisions of the social insurance system, after the workers are old or lose their ability to work, according to their contributions to the society and their qualifications for enjoying pension insurance or retirement conditions, which are mainly used to ensure the basic living needs of employees after retirement.

2. Endowment insurance, the full name of social basic endowment insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers after reaching the working age limit of the state for the release of labor obligations, or after losing the ability to work due to old age.

Second, the funding channels are different.

1. Pensions are generally paid by the state or local finances, and the retirement benefits of retirees who have not participated in the social co-ordination of pension insurance (such as civil servants, personnel of public institutions, excluding units managed by enterprises of public institutions) are referred to as pensions or retirement living expenses.

2. The pension is paid by the social insurance fund, and the retirement benefits of retirees who participate in the social co-ordination of the pension insurance are collectively referred to as the pension.

3. Different payment methods.

1. The pension is provided by a single entity or an enterprise, and can be enjoyed without the beneficiary's contribution.

2. The social endowment insurance costs are generally withheld and paid by the units of the insured persons, and part of them are handed over to the state and part of them are deposited into personal accounts. The payment standards of social pension insurance often follow a unified payment standard.

Fourth, the way to receive is different.

1. According to the payment method of pension, it can be divided into one-time payment of pension and installment payment of pension. The former refers to the one-time payment of pension after the retirement of the employee, and the enterprise has no obligation to pay the employee after paying the pension, while the latter refers to the payment of the pension in installments after the retirement of the employee until death, such as monthly or annual pension.

2, the social pension insurance by the first department of the unified distribution, pension issues, for each member of the community has a unified pension rules, to Chongqing after 1996 to participate in the work of the personnel as an example, its basic pension = basic pension + personal account pension. The basic pension is social pooling, that is, the part of the unit that pays 18% is remitted to the large pool of social pension; The personal account pension is the accumulation of the part that the individual pays 8%. The pension it provides is often the most basic security, which can only solve the most basic food and clothing problems.

Pension, also known as pension, retirement, is the most important social pension insurance. That is, the relevant documents of the state: after the history of the laborer or the loss of labor, according to their contribution to society and the insurance benefits of pension insurance or retirement conditions, in the form of monthly or one-time money, it is necessary to benefit the society mainly to ensure the necessary basic living needs of employees after retirement.

Pensions are cumulative and run on the principle of the state, collective and individual. When people are rich and affluent, a portion of the wealth created is being invested in pension plans to ensure that they have to improve.

1. Legal basis

That is, the relevant documents of the state. After the loss of the worker's history or labor, according to their contribution to society and pension eligibility or retirement conditions, the insurance premises are payable in the form of monthly or lump sum money, which is mainly used to ensure the retirement of the employee. Basic living needs.

People at all levels should include social insurance into the regional national economic and social development plan, and the implementation of basic pension insurance can only ensure the basic living principles of retirees, so that the lives of retirees and economic and social development continue to improve, reflecting the difference between the principle of labor and the principle of regional development and the economic benefits of enterprises, all regions and relevant departments must vigorously develop enterprises under the guidance of national policies to supplement their pension insurance, at the same time commercial insurance, At present, according to the overall idea of the country's basic pension insurance system, the replacement rate of the basic pension insurance target in the future is determined. It can be seen that the main purpose of the future basic pension is to ensure the basic living of the old retirees.

2. Basic composition

The basic pension consists of a basic pension, a personal account pension and a transitional pension, that is, the basic pension = basic pension + personal account pension + transitional pension. Among them, since the 90s of the 20th century, China's pension insurance system has been gradually established, and the transitional pension is used as a transitional arrangement, not everyone enjoys. Only in the implementation of the establishment of a unified basic pension insurance system for enterprise employees, the improvement of the basic pension insurance system for enterprise employees after the implementation of the payment period of 15 years to enjoy the transitional pension, based on the basic pension and personal account pension.

Issuance of transitional pensions.

3. Adjustment of pensions

In the work report ***** 2020, it was proposed to increase the basic pension of retirees and raise the minimum standards for urban and rural residents. Nearly 3 million people in the country receive pensions, and it is important to ensure that they are issued on time. On June 22, 2021, the provincial ** unanimously agreed that the provincial people's social security department, the Ministry of Finance recently issued a notice that the basic pension of retirees in 2021 will increase their pensions from January 1, 2020, retirees who have retired at the end of 2020.

It should not be the same thing, the concept is different, pension refers to the retirees who have not paid pension insurance to the retirement age, the state finance or local finance to them every month pension, or a lump sum, but they do not need to pay any fees before retirement, pension refers to the employee in the unit after paying the pension insurance, and so on to the retirement age every month to receive pension, before receiving the pension, pay insurance premiums for not less than 15 years.

It's not the same thing, the pension is basically borne by the unit, while the pension is mainly borne by the individual and finally returned to the personal account.

It's not the same thing, the pension is in a unit, and I have worked for a long time, so when I get old, the unit will give me some retirement pension insurance that I pay by myself.

No. A pension is not a pension. The differences between a pension and a pension are as follows:

1. The concept is different.

Pension is an insurance treatment paid in the form of money by the state on a monthly or one-time basis according to the contribution they have made to the society and their qualifications for pension insurance or retirement conditions after the workers are old or incapacitated to work in accordance with the provisions of the social insurance system, and are mainly used to ensure the basic living needs of employees after retirement. Endowment insurance, the full name of social basic endowment insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers after reaching the working age limit of the state's dismissal of labor obligations, or losing the ability to work due to old age.

2. Different payment methods.

The biggest difference between a pension and a pension is the issue of contributions. Pensions are provided by individual individuals or businesses and do not require contributions from the beneficiary to be enjoyed. The social endowment insurance costs are generally withheld and paid by the insured persons, part of which is handed over to the state, and part of which is deposited into personal accounts, and the payment standards of social endowment insurance often follow a unified payment standard.

Social Insurance Law of the People's Republic of China

Article 11 The basic endowment insurance shall be combined with social pooling and individual accounts. The basic endowment insurance is composed of employer and individual contributions, as well as subsidies.

Article 12 An employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and it shall be credited to the basic endowment insurance plan. Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts. Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.

Article 13 Before the employees of state-owned enterprises and public institutions participate in the basic endowment insurance, the basic endowment insurance premiums that should be paid during the period of payment shall be borne by the first party. When the basic endowment insurance is insufficient, it will be subsidized.

Are pensions and pensions the same thing: (1) The concept of pensions is different: the full name of social basic pension insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers after reaching the working age limit of the state to terminate labor obligations, or after quitting the labor post due to old age.

Pension: In accordance with the provisions of the social insurance system, after the workers are old or lose the ability to work, according to their contributions to the society and their qualifications for enjoying pension insurance or retirement conditions, they are paid monthly or once to the form of insurance in the form of insurance, which is mainly used to ensure the basic living needs of employees after retirement. (2) Different payment methods for pensions:

Paid jointly by individuals and units, part of which is handed over to the state, and part of which is deposited into personal accounts, the payment standards of endowment insurance often follow a unified standard. Pension: Provided by a single entity or a business, it can be enjoyed without individual contributions.

3) Different funding channels for pensions: the retirement benefits of retirees who participate in the social pooling of pension insurance are collectively referred to as pensions if they are paid by social insurance funds. Pension:

The retirement benefits of retirees (such as civil servants, personnel of public institutions, excluding units managed by enterprises of public institutions) who are paid by the state or local finances and have not participated in the pension insurance are referred to as pensions. (4) Different pension methods: only to receive in installments until death; If the insured person dies before 10 years have passed, the beneficiary can receive the remaining pension as an inheritance in a lump sum or in installments until the end of 10 years, according to the unified standard of the state.

Pension: There are two ways to receive pensions, namely lump sum and installments, which can be freely chosen.

No. A pension is not a pension. The differences between retirement and pension are as follows:

1. The concept is different.

Pension is a monthly or one-time payment to the monetary form of insurance after the worker is old or incapacitated in accordance with the provisions of the social insurance system, according to their contribution to the society and their qualifications for enjoying the pension insurance or retirement conditions, which is mainly used to ensure the basic living needs of employees after retirement. Endowment insurance, the full name of social basic section of the endowment insurance, is a kind of social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers after reaching the working age limit of the state's dismissal of labor obligations, or losing the ability to work due to old age.

2. Different payment methods.

The biggest difference between a pension and a pension is the issue of contributions. Pensions are provided by individual individuals or businesses and do not require contributions from the beneficiary to be enjoyed. The social endowment insurance costs are generally withheld and paid by the units of the insured, part of which is handed over to the state, and part of which is deposited into personal accounts, and the payment standards of social endowment insurance often follow a unified payment standard.