How to choose 10 for your son who has just completed his month of life to buy education insurance, m

The principle of insurance purchase is that adults first and then children, and the cumulative annual premium does not exceed 20% of the annual incomeThe approximate annual income of your husband and wife is about 150,000 yuan, that is, the cumulative annual premium of your insurance purchase does not exceed 30,000 yuan.

I don't know if you think it's high between 10,000 and 20,000 a year, accident and medical insurance are included. The principal at the end of 15 years of 20,000 (actually less than 20,000) is definitely obtained, and there is about more than 100,000 yuan of interest (conservative calculation).If primary school, junior high school, and high school do not receive education funds, they will receive 10,000 yuan at the age of 18, 30,000 yuan at the age of 19, 30,000 yuan at the age of 20, 10,000 yuan at the age of 21, and 150,000 yuan at the age of 25, there will be more than 100,000 yuan in the account, and you can withdraw about 200,000 yuan when the child is 30 years old and then close the account, or you can end the account when the child is 40 years old and withdraw more than 300,000 yuan as your own pension supplement or the child's entrepreneurship fund.

You can also choose to take out the child's pension supplement when you are 60 years old according to your choice, about 800,000 yuan. I think this plan is okay, if you don't think it's good, I'll recommend other plans to you. Elementary, junior high and high school can choose to receive money or not according to your actual situation.

The one I mentioned above is a case where you start receiving money from university. If elementary school, high school, and junior high school all receive a certain amount of money, it is also okay, just reduce the account balance at the back accordingly.

First of all, determine the idea, what exactly should the child's insurance buy? Education insurance and marriage insurance don't need to be so, health insurance first, including critical illness insurance and medical insurance. Critical illness insurance should best include the insurance liability of "leukemia", because this is more frequent, you can check it, and then there must be a premium waiver function, while even if the policyholder has an accident, the child can continue to enjoy protection.

Secondly, first do a good job of the child's parents - the protection of the family's economic pillar is the first, and the skin will not be attached to the hair, you know.

The requirements you need are, in order to ensure fair competition and create a harmonious network environment, you should add me as a friend to chat.

Usually like a drop of water, when it is difficult to have the Pacific Ocean! Your satisfaction, our value!

Choose Chinese life's wedding insurance plus health insurance, perfect match, you can ask your friends around you to see, insurance companies and insurance types must be carefully chosen.

First of all, how old is your son? If you are in your 20s, you don't need to buy health insurance, but you need to buy marriage insurance.

Personally, I think it is better to choose health insurance, either life insurance includes all three types, or the highest point.