What is the process of buying and selling real estate without going through an intermediary

The process of buying and selling a house for individuals.

Handling process] 1Qualification Verification (Residential).

2.Sign the contract online.

3.The local taxation department verifies the deed tax.

4.The house ownership certificate is handled in the housing issuance hall.

Submitted Materials] 1The original application form for registration (to be provided at the reception desk).

2.Proof of the applicant's identity.

3.Original Certificate of Ownership of the House.

4.The original contract for the sale and purchase of stock housing in Beijing signed online.

5.If the buyer and the seller agree to transfer the transaction settlement funds through the exclusive account, the original escrow certificate for the settlement funds of the stock housing transaction shall be submitted; If the buyer and seller agree to transfer the dissolution funds of the transaction on their own, they shall submit the original statement of the self-transfer of the settlement funds of the stock housing transaction.

6.Original certificate of tax payment or tax reduction and exemption of deed tax.

7.The house registration form and floor plan on the house ownership certificate will cover the name of the property owner and reconsider the number of buyers + 1 copy.

8.Other information:

1) In the case of residential housing sales, it is also necessary to provide the identity certificate, marriage certificate, household registration certificate and other original materials of the family members who declare the house purchase qualification review.

2) If the central property has purchased the co-housing transfer, the original "Notice of Change of the Purchased Public Housing in Beijing" should also be submitted.

3) If the deed tax payment certificate or house ownership certificate has been obtained for less than five years for the purchased affordable housing or limited-price commercial housing, it shall not be based on the market price**, and if it is really necessary, the original certificate issued by the housing security management department of the district and county where the household registration is located to determine the eligible buyers shall be submitted; After five years**, it is necessary to submit a certificate of waiver of the right of repurchase issued by the housing security department of the district and county where the property owner's household registration is located.

4) Proof of payment of land transfer fee.

5) Standard price, *** submit the original certificate of supplementary payment of housing price or 65 years of service.

6) State-owned land use certificate (for the whole property).

7) If the entire allocated land or the entire building occupies the allocated land, the approval document for the transfer of the allocated land shall be provided.

8) If the commercial supporting facilities are transferred, the original commitment to use the house according to the planned use should also be submitted.

1. Some of the current intermediaries are indeed too dark, and they will not charge too much if they just transfer the property.

2. The two parties go to the real estate bureau where the house to be traded is not so complicated, and if the money is not received in time, they will be required to cancel the transfer procedures.

The intermediary charges a certain intermediary fee, not only to help you find ** or buyers, but also to play the role of an intermediate guarantee. Normally, the sale of the house is a net income, and the cost of the transfer is borne by the buyer (the buyer and the seller can negotiate according to their own situation), although they have to charge a certain remuneration, but you get peace of mind. Time-saving.

Safe and secure.

It's more crumbling. It is more frustrating to people, generally it takes 7 days to survey and map first, and then evaluate, and then the buyer and seller sign the sales contract, and they have to pay a real estate transaction fee of 6 yuan per square meter. Then the seller's property will also be handed over, and then it will take an estimated 10-15 working days to wait for the house transfer application form to be delivered.

Then go to pay the tax, deed tax, and business tax, and then pay the announcement fee, the time to get the certificate is also very slow, there are acquaintances fast, if you don't have it, it is estimated that it will be almost a month. And then there's a stamp duty, and there's a cost of work, and that's basically it...

Without going through an intermediary, only the process of transferring ownership between the buyer and the seller is as follows:

1.Negotiate and sign the sales contract.

The negotiation and signing of the sales contract is the most important part of the process of buying a house, and the buyer and seller must put their rights and obligations into words, especially the key terms related to the size of the house, the payment method, the property condition and so on.

2.Apply for a loan.

Second-hand houses can be applied for commercial loans. According to your own financial resources and the various conditions of the house you purchase, you will consider the amount and duration of the loan. The intermediary company will assist in handling the loan procedures in accordance with the relevant regulations of the bank.

3.Handle the transfer of property rights.

The original seller's name is to be changed to the new buyer's name. Under the guidance of the intermediary company, all relevant materials should be prepared, and then the warrant officer will assist in the transfer of property rights.

4.Inspect the house and check in.

The water, electricity, gas, cable TV fees, heating fees, property fees and other expenses of the purchased house must be settled for inspection, and the buyer and seller and the intermediary company must sign the property delivery form for filing.

Buying and selling a property can be done without going through an agent, but this requires both the buyer and seller to have some real estate expertise and experience in order to legally complete the home transaction process. The advantage of buying and selling real estate directly by yourself is that you can save the agency fee, but you need to handle all the transaction matters and related legal formalities yourself, including the following aspects:

1.Screening**: If you want to buy a house by yourself, you need to check the **information by yourself, or obtain **information through your friends, family, colleagues and other channels, and filter **.

2.Negotiation**: To buy a house by yourself, you need to grasp the market and the true value of the market in order to negotiate a reasonable one.

3.Check the condition of the house: You also need to conduct your own inspection and evaluation of the structure, decoration and facilities of the house to ensure that the house you buy meets your needs and requirements.

However, if you lack real estate expertise and experience, or if you are not familiar with the relevant laws and regulations, you need to consider carefully. In some countries and regions, real estate transactions are subject to legal procedures that can lead to legal prosecution if these procedures are violated. At this time, it is especially important to seek help and consultation from a professional intermediary.

In addition to the previously mentioned points, here are a few more points:

1.Supplemental professional knowledge and experience: Buying and selling a house requires relevant professional knowledge and experience, as well as an understanding of various operational procedures and precautions in real estate transactions to avoid mistakes and mistakes.

2.Consult a lawyer: If you wish to buy or sell a property directly without going through an agent, it is advisable to consult a professional lawyer to ensure that your rights and interests are protected.

3.Raise and review funds on your own: If you want to buy and sell your home directly, you will need to raise and reconcile the funds yourself, as there may be various uncertainties during the transaction process, including fast money flows, fund security issues, etc.

4.Completing the transaction formalities: To complete the transaction formalities, such as signing the purchase contract, transfer, tax registration, etc., it takes a considerable amount of time and effort, including the buyer to complete various verification and appraisal procedures, confirm the true nature of the property and the mortgage status, etc.

5.Learn how to avoid risks and problems in transactions, such as how to understand property development plans, understand legal procedures and local policies, avoid bad records, and choose a safer and more secure property.

In conclusion, it is more convenient and secure to handle real estate transactions through an intermediary than to complete all the transaction processes on your own, so that you can make full use of their expertise and experience and avoid the risks and problems that may be exposed to Kaixiao.

The disintermediation of second-hand housing transactions has become a trend, and due to the development of inter-bureau selling networking technology, many platforms have provided services for buying and selling houses directly online, such as Lianjia, I love my home, etc. At the same time, many ** gods are also implementing a policy of disintermediation to encourage direct buying and selling of houses.

This trend has both advantages and disadvantages for home buyers. Removing the intermediary fee can save the cost of buying a house, and at the same time, due to the direct transaction with the homeowner, it can reduce problems such as information asymmetry and reduce the risk of buying a house. However, for some buyers of a house in Lachang, they may need the help of an agent to solve various problems in the process of buying a house, such as the purchase contract, house appraisal, transfer, etc., without the help of the agent, it may increase the difficulty of buying a house.

In short, the disintermediation of second-hand housing transactions is a trend, but whether it is completely disintermediated still depends on market demand and policy support.

Personal income tax: 1% from the seller (exempted for the only residence in a family unit for five years); \x0d\x0a2.Deed Tax:

Transaction fee: area * 6 yuan and half of the buyer and seller; \x0d\x0a5.Cost of production:

$80 buyer; x0d x0a and then take out the title deed, and the transaction is over.

The process of buying and selling a house without going through an intermediary is as follows:

1. Within 30 days after the signing of the housing sales contract, both parties shall apply to the real estate management department with the real estate ownership certificate, the legal certificate of the parties, the transfer contract and other relevant documents, and declare the transaction**;

2. The real estate management department shall check the relevant documents provided, and make a written reply to whether to accept the application within 15 days;

3. The real estate management department verifies the declared transaction**, and conducts on-site investigation and evaluation of the transferred houses as needed;

4. The parties to the transfer of real estate shall pay the relevant taxes and fees in accordance with the regulations;

5. The real estate management department shall issue the transfer form;

6. After going through the above procedures, both parties shall obtain the real estate ownership certificate in accordance with the transfer procedures and in accordance with the regulations

1) Indicate the certificate of ownership of the house;

2) Sales and Purchase Contract;

3) The original and photocopy of the ID cards of both parties;

4) Application for registration of house ownership.

Legal basisArticle 61 of the Law of the People's Republic of China on the Administration of Urban Real Estate.

To obtain land use rights by way of transfer or allocation, an application for registration shall be made to the local people's land management department at or above the county level, and the land use right certificate shall be issued by the people at the same level after verification by the local people's land management department at or above the county level.

If a house is built on the land for real estate development obtained in accordance with the law, it shall apply for registration with the local people's real estate management department at or above the county level with the land use right certificate, and the local people's real estate management department at or above the county level shall verify and issue a house ownership certificate.

When real estate is transferred or changed, it shall apply to the local people's ** real estate management department at or above the county level for registration of real estate change, and apply to the people's ** land management department at the same level for registration of change of land use right with the changed house ownership certificate, and the people's ** land management department at the same level shall replace or change the land use right certificate after verification by the people's ** land management department at the same level.

Where the law provides otherwise, it is to be handled in accordance with the provisions of the relevant laws.

1. The buyer and the seller establish information communication channels, and the buyer understands the overall status of the house and the property rights, and requires the seller to provide legal documents, including house ownership certificates, identity documents and other documents.

2. Sign the contract: The seller provides the legal documents of the house, the buyer can pay the deposit for the purchase of the house, and the buyer and the seller sign the house sale contract.

3. Handling the transfer of ownership and concealment: the buyer and the seller jointly apply to the real estate transaction management department for review.

4. Deed: According to the property rights of the transaction house and the purchase object, the relevant departments of the real estate can apply for review and approval step by step according to the approval authority set by the transaction department in advance, and the two parties to the transaction can go through the deed formalities.

5. Pay taxes and fees: The composition of taxes and fees is more complicated, and it depends on the nature of the transaction house.

6. Handle the procedures for the transfer of property rights: after the two parties to the transaction complete the registration of the change of property rights in the real estate transaction management department, the transaction materials will be transferred to the issuing department, and the buyer will apply for a new property right certificate with the notice of receiving the house ownership certificate to the issuing department.

7. Bank loan: For the buyer of the loan, after signing the house sale contract with the seller, the buyer and the seller will go through the loan procedures at the loan bank, and the bank will review the buyer's credit, evaluate the house that the two parties want to trade, so as to determine the buyer's loan amount, and then approve the buyer's loan.

8. Complete the transaction with the remaining payment: the buyer receives the house ownership certificate, pays off all the house payments, and the seller delivers the house and settles all the property fees.

Civil Code of the People's Republic of China

Article 209:The creation, alteration, transfer, and extinction of real estate rights shall become effective upon registration in accordance with law, and shall not take effect upon registration, except as otherwise provided by law.

The ownership of natural resources that belong to the State in accordance with the law may not be registered.

Article 240:Owners enjoy the right to possess, use, benefit from, and dispose of their immovable or movable property in accordance with law.

Article 596:The contents of a sales contract generally include the name, quantity, quality, price, time limit for performance, place and method of performance, packaging method, inspection standards and methods, settlement method, words used in the contract and its effect, and other clauses.