Can I buy a house without an intermediary, and can I buy a house without going through an intermedia

The procedure for buying a second-hand house without going through an intermediary is as follows:

1. The buyer and the seller establish information communication channels, and the buyer understands the overall status of the house and the property rights, and requires the seller to provide legal documents, including house ownership certificates, identity documents and other documents. The buyer needs to be eligible to buy a home.

2. If the house provided by the seller is legal, it can be listed and traded, the buyer can pay a deposit for the purchase of the house, and the buyer and seller sign the house sale contract (or house sale contract). After the buyer and seller reach an agreement on the location of the house, the status of property rights and the transaction, the delivery time, the delivery of the house, and the handling of property rights through negotiation, the two parties sign the house sale contract.

3. The buyer and the seller jointly apply to the real estate transaction management department for review. After the buyer and seller submit the application procedures to the real estate management department, the management department shall check the relevant documents, review the property rights, and approve the transfer procedures for the houses that meet the listing conditions.

4. Deed. According to the property rights of the transaction house and the object of purchase, the real estate transaction management department can apply for review and approval step by step according to the approval authority set by the transaction department in advance, and the two parties to the transaction can go through the deed formalities.

5. Pay taxes and fees. The composition of taxes and fees is more complex and depends on the nature of the property being traded. For example, the tax composition of housing reform, dangerous housing and relocation housing, affordable housing and other commercial housing is different.

6. Handle the procedures for the transfer of property rights. After the parties to the transaction complete the registration of property right change in the real estate transaction management department, the transaction materials will be transferred to the issuing department, and the buyer will apply for a new property right certificate with the notice of obtaining the house ownership certificate.

7. For the buyer of the loan, after signing the house sale contract with the seller, the buyer and the seller will go through the loan procedures with the loan bank, and the bank will review the buyer's credit, evaluate the house that both parties want to trade, so as to determine the buyer's loan amount, and then approve the buyer's loan.

8. The buyer receives the house ownership certificate, pays off all the house payments, and the seller delivers the house and settles all the property fees.

When the word "intermediary" is mentioned, most people look at it with tinted glasses. The streamer asked his friends around him if they would be willing to buy a house through an agent. Almost 90 percent of them said no.

OK. 1. Actively cooperate with the house, don't look at the house where the real estate company originally has the key, those landlords are very busy or familiar with the landlord, you can't figure it out or can't find the landlord, you rarely have the opportunity to skip the intermediary. And write down the address of the house privately, and try to leave your mobile phone number with the landlord in the house.

2. If you have a favorite house, contact or find the landlord privately and discuss with the landlord one-sidedly, so that you and Fang Dongfang do not have to pay the intermediary fee. And if you talk about the number,**can be much lower、、

3. In order to protect your own interests, it is best for you and the landlord to have a handwritten, or formal contract to protect the interests of both parties, and also to do insurance for the future.

Of course, you can, but if you have filed with the agent and contacted the seller through the agent, you have to guard against the agent retaliation.

Buying a house through an intermediary, bypassing the intermediary, and closing the deal directly, that is, the so-called "skipping orders", should you bear the liability for breach of contract?

In recent years, with the development of Internet technology and the support of policies, many places in China have launched the "second-hand housing direct sale" platform, which directly connects the buyers and sellers, without the need to trade through intermediaries, thereby reducing the cost and transaction time, and has been welcomed by more and more buyers. However, there are still some limitations and challenges to whether the second-hand housing transaction is completely "disintermediated".

First of all, for home buyers, the emergence of second-hand housing direct sales platforms can provide more choices and more convenient transaction processes, while also reducing transaction costs. However, if it is completely disintermediated, buyers need to deal with some cumbersome matters on their own, such as housing appraisal, property transfer, etc., which may increase the risk and burden for inexperienced buyers.

Secondly, for intermediaries, the emergence of second-hand housing direct sales platforms may have a certain impact on their business, and some intermediaries may need to adapt to this new model, change their business model or provide higher quality services to maintain market competitiveness.

Finally, there are some legal and institutional constraints to complete "disintermediation", such as the need for the transfer of title to be handled by notary offices and real estate bureaus, and the existence of these institutions still requires the provision of certain services and supervision.

To sum up, although the emergence of the second-hand housing direct sales platform has brought more convenience and opportunities to second-hand housing transactions, the complete "disintermediation" still needs further exploration and improvement. For home buyers, there is a need to understand and master more relevant knowledge and skills to reduce transaction risks. For intermediaries, they need to adapt to the new market environment and provide higher quality services to stay competitive.

Buying a house can be done without going through an agent. Nowadays, there are many ways to deal with real estate, and if you can find a suitable one, you can contact the landlord directly without going through an intermediary, and you can achieve the purpose of saving intermediary fees. However, if you are buying a house by yourself, you must confirm the property rights of the house and go to the housing authority to confirm it to avoid the situation of selling more than one house.

What are the risks of buying a house without going through an agent.

1. Buying a house without an intermediary is very likely to encounter a situation of not cheating for buyers who are not familiar with the place. If the tenant is concealing the owner's situation, he signs a contract with the buyer and collects the payment. or the sale of the real estate of the unit by the employee, etc., will cause disadvantage to the buyer.

2. The risks of the transaction itself. For example, the house is rented out by the owner and then sold, so that the buyer buys the house and cannot use it for a short time, or the house is mortgaged, or the quality of the house is defective.

3. The house is a real estate, and it needs to go through a formal process before the property rights of the house can be transferred to the name of the buyer. If the seller's documents are not complete, they cannot go through the normal process and can only trade privately, which brings a potential threat to the interests of the buyer.

4. If you buy a house through an intermediary, you must confirm the property rights of the house and ensure that the property rights are in your own name, otherwise it is likely to affect personal use.

1.Intermediary can help customers quickly find a house that meets their needs, a good intermediary company, the quality of the hand is enough, according to the actual economic ability of the buyer, understand their needs to buy a house, provide customers with substantial purchase advice, and help customers choose the right house, so that the customer's funds can be maximized.

2.Can help buyers analyze and apply for bank loans, a good intermediary company will provide customers with a comprehensive analysis of the second-hand housing market, by comparing the surrounding houses, to help customers buy cost-effective houses, and will choose different banks for customers to consult according to the customer's situation, so as to get a loan with a high degree of potato and low interest.

3.Review of the title of the house as well as the housing issues. Before the transaction, the intermediary company will investigate the loan situation, legality, age, whether there is a mortgage or co-owner of the house sold, so as to prevent the occurrence of fake landlords, foreclosure or controversial issues; The internal structure of the house is also inspected to ensure the safety and comfort of the house.

4.After the house is closed, assist the buyer and seller to deal with the after-sales problem. After the transaction is completed, both the buyer and the seller can communicate with the intermediary if there is a problem, and the intermediary is equivalent to an intermediate guarantor to escort the second-hand housing transaction.

Can a property transaction be done without going through an agent?

Of course. But choosing to trade freely means that you need to bear the risk, and the main risks are as follows:

1.Transaction Entity.

It mainly means that the seller is not the owner of the house, or has not been authorized by the owner of the house. This situation often exists in real life, and many buyers find out after paying the money that the house is not the real owner.

2.Property disputes.

Buyers' understanding of relevant national policies and regulations is often not clear, and the real situation of the other party's house property rights (such as seizure, mortgage, small property rights, unclear property owners, etc.) cannot be clearly understood, which is prone to the situation that the property cannot be transferred smoothly during the transaction process.

3.Housing payment transactions.

The handover of housing payment is a very important part of the process of second-hand housing transactions. Self-directed transactions cannot guarantee the safety of funds, for example, the buyer pays a deposit or house payment, but the house cannot be transferred smoothly; Or the seller only received the deposit, and could not get the balance after completing the transfer, etc.

4.Sign the contract.

Unclear agreement on the rights and obligations of both parties in the contract, unclear contract terms, can easily damage their own interests, and without the supervision of the intermediary, it is difficult for the buyer and seller to reach an agreement, which may become evidence of future disputes.

Real estate agency services for information screening, comparison, information collection, transaction negotiation, capital security, reduce transaction risks and so on have irreplaceable value, in the future, with the complexity of housing transactions and the proportion of housing exchanges, the market will have higher and higher requirements for the efficiency of real estate transactions.

In the future, real estate agents should also improve their service quality, be more standardized and professional, and charge more rationally.