When there are too many debts to repay in full, how do you determine the order of repayment?

<> credit card expiration, bank loan expiration, small loan company loan expiration, online loan expiration, too many loans, once the capital chain has a problem, the arrears cannot be repaid, all are facing overdue, in the face of these loans, when we are unable to repay them all, we can weigh the pros and cons from the following aspects and determine the order of repayment.

The first is divided according to the strength of credit influence.

With the development of society, the impact of credit on a person is increasing, the loan is overdue, it will be reflected in the personal credit record, the overdue time is too long, and it becomes a credit blacklist, which will have a greater impact on the individual's life, so when repaying, the first thing to do is to go to the credit, such as bank loans and credit cards, the consequences of these two kinds of loans are more serious, for those who are not on the credit report, you can slowly repay, of course, as the industry becomes more and more standardized, many institutions will access the credit, so, What should be repaid must be repaid, don't think that you won't pay it back if you don't get a credit report.

The second type is divided according to the level of interest.

Generally speaking, the interest of online loans is the highest, so when you have money, you can pay off the online loan at one time, without bearing the pressure caused by high interest, and the bank's borrowing can be negotiated in many cases, as long as there is a good willingness to repay, and the credit card has the option of minimum repayment, you can choose to repay the minimum repayment amount when you have no money, and pay it off at one time when you have money.

The third is the degree of pressure that needs to be borne by you.

In general, the first thing that needs to be solved is the kind of collection that has a great impact on your life, so that you have a relatively stable living environment, and then slowly make money to repay the corresponding debts.

Everyone faces a different situation, the above methods are not necessarily suitable for all people, in the face of debt, we must have a good attitude, according to the actual situation of rational analysis, choose the right way to repay, and then, down-to-earth work to make money, and strive to pay off the debt as soon as possible.

Wouldn't it be better to find a high-paying job and pay off the money you owe.

1. If there is evidence that the money earned by your father is not used for the common living expenses of the family, then it is okay not to pay it back.

Article 24 Where a creditor claims rights in respect of a debt incurred by one of the husband and wife in his or her own name during the existence of the marital relationship, it shall be handled as a joint debt of the husband and wife. However, one of the husband and wife can prove that the creditor and the debtor have expressly agreed that it is a personal debt, or can prove that it falls under the circumstances provided for in paragraph 3 of article 19 of the Marriage Law.

If it is true that your father's money is not used for household expenses, then your mother cannot be asked to repay your father's debts with personal property.

The debt is owed by your friend and father, and when his sister gets married, there is no legal obligation to pay the debt for his father and brother, but from a moral point of view, it is possible.

The debt is owed by your friend and father, and whether there is an IOU or an IOU, the IOU has nothing to do with your sister. Of course, if the younger sister is more helped, after the younger sister gets married, from a legal point of view, she is not obliged to repay the debts of her father and brother, but from a moral point of view, she can.

There are certain obligations, i.e., not all.

If she didn't borrow the money, she was not obliged to pay it back.