Has anyone ever been to the people s bank direct loan, and how

Before, because of the urgent need for money, applied for their home online, they called ** to me, said that you can get the money on the same day, on the spot with the attitude of giving it a try, 11 o'clock to their place, more than three o'clock on the same day to get the money, to solve my urgent need to do not understand can ask me again.

If you bring it, I don't know about this yet, but I think you can, just go to these banks of theirs, and ask about them in detail.

My friend has been there, and he told me that it seems to be good, and I am ready to find a time to take out a loan.

Bank direct loans must be the safest, the most reliable, and the interest rate can be the lowest! Yours is my motivation.

Financing costs can be minimized by borrowing through the bank's direct lending platform. Thank you for being able to ask me if you don't understand.

I just went last Sunday and approved two on the same day, one on the same day and one on Monday morning.

I got a loan from them, and I personally think it's very good.

At that time, the family needed money, my husband applied for a loan from their family, and then I went with him, I feel very reliable Thank you for your question, I hope it can help your question.

I have been to them, when I wanted 300,000 turnover, but because my credit is not particularly good, but they still gave me 200,000, and then patiently taught me how to raise credit, I have been raising for a month, ready to go to them after a month to handle a thank you for recognizing me so much, I wish the work well.

Of course, Huimin Bank's direct loan is very reliable, because it is a product of the bank, and they will definitely be supervised by the China Banking Regulatory Commission, and it is estimated that 100% of the compensation will be paid if this problem occurs. Huimin Bank is a private enterprise, which is a village and township bank jointly established by local banks and enterprises, and is a state-owned commercial bank.

Holdings, and non-state-owned capital holdings.

Further information: 1. Is Huimin Bank a private enterprise or a state-owned enterprise?

Huimin Bank is a private enterprise, which is a village and township bank jointly established by local banks and enterprises, which is controlled by both state-owned commercial banks and non-state-owned capital. Village and township banks refer to those approved by the China Banking Regulatory Commission.

Banking financial institutions established in rural areas in accordance with the approval of relevant laws and regulations, funded by domestic and foreign financial institutions, domestic non-financial enterprise legal persons, and domestic natural persons, mainly to provide financial services for local farmers, agriculture and rural economic development.

2. What is a direct loan?

A direct loan is a loan that is self-made with the funds raised. Refers to a loan issued by the lender on its own initiative with funds raised in a lawful manner, the risk of which is borne by the lender, and the principal and interest are recovered by the lender. The maximum term of a direct loan shall generally not exceed 10 years, and any excess shall be reported to the People's Bank of China.

Record. To put it simply, a loan from one party to another party is entrusted to a third party (commercial bank) for management. The commercial bank does not bear the risk of loan loss, and is only responsible for disbursing, supervising the use and assisting in the recovery of the loan in accordance with the object or investment direction specified by the client, the specified purpose and scope, and the prescribed conditions (amount, term, interest rate, etc.).

Entrusted loans. It is used as a way to circumvent the ban on intercompany lending.

3. Equal principal amount of the loan is selected.

Or equal principal and interest.

The equal principal amount will be heavier in the early stage of repayment, and it is more suitable to have a certain economic foundation.

Customers who can bear the greater repayment pressure in the early stage; The equal amount of principal and interest is more friendly to customers whose income is in a more stable state because the same amount is repaid every month, which is convenient for arranging income and expenditure.

4. How to repay the bank loan.

When a user applies for a bank loan, there is usually a bank card that is used to repay the loan. Users only need to deposit the amount due into the repayment bank card before the repayment date every month, and wait for the system to automatically deduct the payment on the repayment date. There are many ways to deposit money in a bank card, such as direct online banking and mobile banking.

You can also use Alipay, WeChat, etc. to transfer money, or deposit money in the ** deposit and withdrawal machine. In addition, the repayment method must be selected when signing the loan contract, and the repayment method cannot be changed halfway.

It's an intermediary platform, and if you go, you have to go to the credit report, and after the credit is shown to the people inside, they say that it doesn't work here, it doesn't work there, and the interest rate is very high offline, and they also want to get rebates, and don't mind using high-interest loans.

0755 starts with collection**, it may be i loan, face, Bai Qian, you and I finance are 0755It is understood that the ** at the beginning of 0755 is generally pulled from Shenzhen, Guangdong. Common collections** and so on.

The best way to deal with collection is to pay the money on time and pay off the overdue money. You can communicate and negotiate with the other party to see if you can postpone the repayment. Let's not be afraid in the face of debt, this is not the outcome we want.

But in the face of illegal collection, we don't have to be afraid, we must know how to use the law to protect ourselves. I hope sorting out these can help friends who are in debt.

If you encounter problems, you can file a complaint in the following ways:

1. China Banking and Insurance Regulatory Commission.

Respondents: Bank loans, credit cards, and other subsidiaries of banks;

2. **315 complaints.

Complaint: The lending company illegally operated to defraud customers, induced customers to sign yin and yang contracts, charged high service fees, etc.;

3. Poly complaints and black cat complaints.

Complaint object: illegal collection and illegal lending, which is a third-party company that accepts complaints, and its influence is also quite large;

4. Internet Finance Association of China.

Complaint object: The self-regulatory organization of the Internet finance industry at the national level, illegal collection and illegal lending are all accepted.

Here's how to deal with collections**:

1. Install the interception software.

Nowadays, there are a lot of security software on mobile phones, especially interception software, which will automatically display the mark of ** when it comes, if it is a collection mark, then you can not pick it up.

2. Pull into the blacklist.

If a number is repeatedly called**, and you are sure that it is a collection, then, in order not to affect your work and life, you can directly set this mobile phone number to the Liang Rang blacklist, and you don't need to answer it in the future.

3. Change your mobile phone number.

This method is very simple, it is to change your mobile phone number.

Suning's capricious loan application conditions are:

1. The sponsor is between the ages of 22 and 55 and has full capacity for civil conduct.

2. The sponsor can ** valid identification and is a resident of Chinese mainland.

3. The sponsor's personal credit status is good, and there is no bad repayment record such as overdue on the credit report.

4. The sponsor has a stable job and income, and has the ability to repay the principal and interest of the loan on time.

6. The sponsor has maintained a certain consumption record in Suning**, and the consumption record is good.

If the above conditions are met, you can apply for a capricious loan in Suning.com. The longer the user's Suning Finance has been used, the more consumption records in Suning.com**, the more conducive it is to the approval of the wayward loan.

Suning Wayward Loan is a personal consumption loan product launched by Suning Consumer Finance, and its loan amount is revolving, and the amount will be automatically restored and can be used again after the previous loan is fully repaid.