Is there a rule on how to write cash checks and transfer checks?

The date of issue of the ticket must be capitalized in Chinese. In order to prevent the date of issuance of the bill from being altered, when filling in the month and day, if the month is one, two and one pick, and the day is one to nine and one pick, two picks and three picks, "zero" should be added before it; If the day is to lift one to the nine, "one" should be added before it. In front of the Arabic lowercase amount, the symbol of the currency should be filled in".

If the date of issuance of the bill is filled in lowercase, the bank will not accept it.

1.Capitalize the date of ticket issuance.

2.Add the word RMB before the amount.

Legal Analysis: No, cash withdrawals only. It must be withdrawn by your customer's accountant with a bank settlement card to their bank (only a basic account), and a cash withdrawal greater than 50,000 yuan must be booked one day in advance.

Article 83 of the Negotiable Instruments Law stipulates that a cheque may be withdrawn in cash or transferred, and when used for transfer, it shall be indicated on the front of the cheque. If the cheque is specifically used for cash withdrawal, a cash cheque may be made separately, and the cash cheque can only be used for cash withdrawal.

If the cheque is specifically used for transfer, a separate transfer cheque may be made, and the transfer cheque can only be used for transfer, and cash may not be withdrawn.

Legal basis: Article 83 of the Negotiable Instruments Law can be withdrawn in cash or transferred, and when used for transfer, it shall be indicated on the front of the check.

If the cheque is specifically used for cash withdrawal, a cash cheque may be made separately, and the cash cheque can only be used for cash withdrawal.

If the cheque is specifically used for transfer, a separate transfer cheque may be made, and the transfer cheque can only be used for transfer, and cash may not be withdrawn.

Cash cheques are used to make money and should not be used to transfer money late, and the transfer cheque should be used. The accounting treatment of cash cheques is: debit: cash on hand, credit: bank deposits.

When an enterprise needs to withdraw cash, it can go to the bank to go through the cash withdrawal procedures by filling in the cash check.

When the customer needs to use cash, he can issue a cash check at any time, withdraw cash from the opening bank, and the bank unconditionally pays the payee a certain amount of cash at the sight of the check. So what are the specifics of cash checks?

What is a cash check?

A cash check is a type of check that is specially made for cash withdrawal. When the customer needs to use cash, he or she can issue a cash check at any time, withdraw cash from the opening bank, and the bank will unconditionally pay the payee a certain amount of cash at the time of seeing the cash. A transfer check is a bill issued by the drawer, and the bank entrusted with the check deposit business pays a certain amount to the payee or bearer without the conditions of the mountain source at the time of seeing the draw.

Clients or entities that have opened a deposit account with a bank can issue transfer cheques for all kinds of funds used for intra-city transactions.

Can cash checks be used to transfer money?

Cash cheques can only be used for cash withdrawals and cannot be used for transfers. Similarly, transfer cheques cannot be used to withdraw cash, but can only be used for transfers. However, both cash cheques and transfer cheques can serve the purpose of transferring money.

There is also a kind of check that is not printed with the words cash or transfer on the cheque, that is, an ordinary check. Regular cheques can be used for cash withdrawals or transfers. Draw two parallel lines in the upper left corner of the ordinary cheque, which is a crossed cheque, which can only be used for transfers, not for cash withdrawal, but can be used as a cash cheque when it is not crossed.

A note on checks.

1. There can be no traces of alteration on the front of the cheque, and if there are traces of alteration, the cheque will be invalid;

2. If the conductor finds that the check is incomplete, he can make a supplementary record, but he cannot alter it;

3. The cheque is valid for 10 days, counting one day from the beginning to the end of the date, and one day after the holiday;

Fourth, the check is paid at sight, bearer, so don't do it at the beginning of getting the check. It is convenient to stamp all the cheques at the same time, and it is very troublesome if the cheques are lost;

5. If the cheque is lost, it is also necessary to report the loss to the bank. If someone picks up the cash and goes to the bank to withdraw cash, the bank does not need to be responsible for the payment;

6. If the seal on the back of the cash check of the issuing unit is blurred, the blurred seal can be crossed and re-stamped once.

Legal analysis: Cash cheques are used to withdraw cash, not to transfer money, and transfer cheques should be used.

Legal basis: Negotiable Instruments Law of the People's Republic of China

Article 7 The signature on the bill shall be a signature, seal or signature with a seal. The signature and seal of the legal person and other units using the instrument on the instrument shall be the seal of the legal person or the unit plus the signature of its legal representative or the person authorized by it. The signature on the instrument shall be the real name of the party.

Article 8 The amount of the bill shall be recorded in both Chinese capitals and numbers, and the two must be consistent, and if the two are inconsistent, the bill shall be invalid.

1. Cash check: If the unit has issued a transfer check and has a bank account, it can be transferred, you can go to the opening bank of the issuing unit and the branch of the opening bank, or you can go to the bank where the account is located.

2. Transfer check: The payee or bearer entrusts his own bank with the transfer check to collect money or prompts payment to the drawer's bank.

Function. Units and individuals that have opened deposit accounts that can be used to receive and pay in cash in banks may use cash cheques to entrust the opening bank to pay cash for all kinds of funds that meet the requirements of the "Measures for the Administration of Bank Accounts" and the "Regulations on Cash Management". Cash cheques can only be used for cash withdrawals.

Cash cheques can only be withdrawn in cash at the drawer's bank. Cash check is one of the most basic payment and settlement business varieties.

Refer to the above content: Encyclopedia - Cash Check.

1. Cash check:

The payee holds the cash check to the drawer's bank to prompt payment, and when the payee prompts payment, it should sign at the back of the cash check "payee's signature", and if the bearer is an individual, it is also necessary to submit his identity document for inspection, and indicate the name, number and issuing authority on the back of the cash check.

2. Transfer check:

The payee or bearer entrusts his own bank with a transfer check to collect money or to the drawer's bank to prompt payment. When the payee prompts payment, it should make an endorsement of entrusted collection, and sign and seal at the "endorser's signature" on the back of the transfer check, indicating the words entrusted collection.

Yes, both crossed cheques and regular cheques can be transferred.

1. Fill in all the vacant elements such as the payee (unit and personal name), the amount case, the date, and other vacant elements on the front of the check;

2. Stamped the financial seal of the unit and the seal of the legal person in the endorsed column on the back of the check;

3. Go to the bank and ask for a bill, generally in three copies, and in some places it is okay to write two copies;

4. Fill in the full name, account number and opening bank of the drawer in the three columns corresponding to the drawer in the upper left (this information is available on the check);

5. Fill in the full name, account number, and opening bank of the payee in the three columns corresponding to the payee in the upper right (this information should be remembered);

6. Fill in the upper and lower case of the amount in the middle amount column;

7. There are three columns below the amount, fill in the type of bill as "transfer", fill in the number of bills as "1", and fill in the number of the bill number as the number of the check that will be deposited.

The precautions for transferring checks are:

1. Purchase check: After the customer has used the transfer check, he should stamp the reserved bank seal on the transfer check collection form, and at the same time pay the standard fee to receive the blank transfer check.

2. The client shall issue a cheque within the balance of his deposit account. If the overdraft bank refunds the cheque, a fine of 5% but not less than 1,000 yuan will be imposed on the face value.

3. The "drawer's signature" column should be stamped with the reserved bank seal, and when the seal is missing or the seal does not match, the bank will refund the cheque and impose a fine of 5% but not less than 1,000 yuan according to the face value.

4. The bills issued by the customer shall be recorded in accordance with the "Payment and Settlement Measures" and the "Basic Provisions on Correctly Filling in Bills and Settlement Vouchers".

5. The payment period of the transfer check is 10 days, and the bank will not accept the check beyond the payment period; The statute of limitations for transfer cheques is six months from the date of issuance, and within six months from the date of issuance of the cheque, the payee may request payment from the payer with the relevant supporting documents.

6. When the customer closes the account, the unused blank check shall be returned to the bank.

7. The payee, amount and date of the cheque shall not be altered.

Look at what kind of check you have, there is no cash printed on the check, and the transfer is an ordinary check, which can be withdrawn and transferred. If there are two parallel lines on the upper left corner of an ordinary check, it is a crossed check, and it can only be used for transfers, not for cash withdrawal.

There are also transfer checks and cash checks.

Generally, it is a transfer check, and only those who write cash can get cash.