Want to get yourself a health insurance, how to buy health insurance for yourself

I suggest you learn about peace:

In December 2006, Ping An Zhifu Whole Life Insurance (Universal, A B, 2004) won two awards in the "Most Influential Insurance Product in the Comprehensive Category" and "Best Financial Insurance Product" in the Individual Category in the "First Innovative Insurance Product Appraisal in China".

Ping An's Universal Insurance is an upgraded version of financial critical illness insurance. 400 yuan per month. 150,000 yuan.

1: High protection, the rate is 30% cheaper than that of peer insurance.

2: The payment is flexible, you can pay for 5 years, 10 years, and 15 years.

3: 30 types of critical diseases, 470 minor critical diseases, also protect death, lifelong.

4: All illnesses are covered after the age of 60.

5: Another *** interest, uncapped income.

6: And the interest is calculated on a daily basis, and the interest is rolled over by month.

7: Flexible to receive money, there are two free opportunities to receive it every year, and you can enjoy safe income.

8: The claim is simple, (only the hospital's medical certificate can be paid in full).Full coverage is also payable in death. (as a legacy).

9: Premium waiver function. (Unfortunately, if you have a critical illness and the insurance company loses money, you will be exempted from paying future insurance premiums, and the benefits of the insurance plan will remain unchanged!) )

Ping An Insurance (Group) Co., Ltd. of China is the first close, efficient and diversified comprehensive financial service group in China with insurance as the core, integrating diversified financial services such as insurance, trust, banking, asset management, and enterprise annuity.

In April 2007, the Forbes Global 2000 list of listed companies was announced, and Ping An was once again shortlisted for the top 500 with its excellent operating performance and strong profit growth, ranking 440th overall. And ranked first among non-state-owned enterprises.

In April 2007, Ping An was awarded the award again for its standardized and transparent governance and rapid growth performance, and became the only company in the insurance industry to be on the list for six consecutive years since its inception in 2001 as "China's Most Respected Enterprise".

In April 2007, Ping An won the "2006 Customer Management Award" after winning the "Best CRM Implementation", "Best CRM Cross-Industry Implementation" and "Best CRM Implementation in Greater China" awards from 2003 to 2005.

In September 2006, Ping An ranked first among Asian insurance companies and Chinese companies in the 2006 Asia's Best Managed Companies by Euromoney, an internationally renowned financial magazine, and ranked fifth among Asian companies overall.

In August 2005, Ping An was selected as one of China's top 10 world-class brands by the Financial Times, an internationally renowned financial company, and ranked first among China's financial enterprises.

Buying insurance is buying peace!!

You go to take a look at Taiping Life's Fulu Shuangzhi, it's not bad, you can pay dividends, buy a 10w when it's time to get sick, there should be 30w, enough for you to see a doctor, the key is to give money in advance, more humane.

Health insurance mainly includes four categories: sickness insurance, medical insurance, disability insurance, and nursing care insurance. Health insurance that is more suitable for ordinary people includes critical illness insurance and medical insurance. Before the official introduction, those who don't know much about health insurance can read this article with Lingling first:

Is it necessary to buy health insurance? Be sure to pay attention to these routines!

1. Critical illness insurance.

Critical illness insurance mainly covers critical illnesses, such as malignant tumors, severe acute myocardial infarction, sequelae of severe stroke, etc., and some products will also cover mild and moderate diseases. With the continuous improvement of medical technology, many critical illnesses have the possibility of being the best, but the high cost of the first day often becomes an obstacle to the patient's path.

If there is a critical illness insurance coverage, the insurance company will pay the claim amount agreed in the contract when the insured suffers from a critical illness as agreed in the contract and meets the claim standard during the insurance period. This money is not limited to the purpose of use, not only for the first expense of medical expenses, but also to compensate for the loss of income during the patient's illness. The senior sister has compiled a list of super cost-effective critical illness insurance, and those who are interested in insurance may wish to refer to it:

Top 10 Popular Critical Illness Insurance** Points to Buy.

2. Medical insurance.

The reimbursement ratio and coverage of the national medical insurance before Muzhou pants are limited, and cannot provide us with comprehensive protection. Medical insurance can reimburse reasonable medical expenses within the scope of the contract within the scope of the insurance amount above the deductible, so it can be used as a powerful supplement to medical insurance.

Common medical insurance includes small medical insurance and million medical insurance, and small medical insurance mainly helps us solve the problem of medical reimbursement for minor illnesses such as colds and fevers. The reimbursement amount of millions of medical insurance can reach millions, which can effectively help us solve the problem of medical reimbursement for a large number of hidden diseases. Some excellent million medical insurance will also come with value-added services such as green channels, which can help us solve the problem of expensive and difficult medical treatment.

Therefore, the senior sister recommends that everyone configure millions of medical insurance. The senior sister has counted ten million medical insurance lists with high cost performance, you can refer to it: the latest top ten million medical insurance rankings are newly released!

Hello, people of different ages have different priorities when buying health insurance, young people give priority to disease insurance, especially critical illness insurance, the earlier you buy the premium, the lower the premium, the longer the time, the higher the protection benefits. In addition to life insurance, middle-aged and elderly health insurance such as income protection insurance and lifelong critical illness insurance can be considered.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

If you want to buy health insurance, you need to choose the type of insurance according to your protection needs, and then compare the products to choose the insurance that is more suitable for you. Next, I will popularize health insurance for everyone, if you are in a hurry, you can also directly take away the key points of the evaluation:Is it necessary to buy health insurance?

Be sure to pay attention to these routines!

Health insurance refers to the insurance that insurance companies pay insurance benefits for losses caused by health reasons through illness insurance, medical insurance, loss of disability income insurance and nursing care insurance, that is, Zen Eggplant insurance that can protect people's health.

Ho Fu. Among commercial insurance, critical illness insurance and medical insurance are the two most popular health insurances.

>> critical illness insurance

Critical illness insurance is a type of illness insurance in health insurance, which can provide the insured with corresponding disease protection, such as cancer, cardiovascular and cerebrovascular diseases, etc. When the insured is sick and meets the claim criteria, the critical illness insurance will pay the insurance money to the insured as agreed, and there is no limit on the use of this money.

The insured can use this money for medical treatment, physical treatment, and the rest of the money can be used as compensation for loss of income, which is used to subsidize daily living expenses and other purposes.

>> medical insurance

Medical insuranceThis type of health insurance is a reimbursement type of insurance, which can reimburse medical expenses on a pro-rata basis, and its function is similar to that of medical insurance.

For example, when hospitalization, outpatient and emergency medical care, critical illness medical treatment and other expenses are incurred, the insured can try to use medical insurance for reimbursement, for example, after buying a million medical insurance, then after meeting the claim conditions, the million medical insurance will be reimbursed proportionally after deducting the deductible, and most products can be 100% reimbursed after social security settlement.

Let's take a look at some of the cost-effective million-dollar medical insurance policies worth paying attention to:The latest top 10 million medical insurance rankings are newly released! Hope.