What is the best insurance for me to be 19 years old?

It is recommended that young people do some medical accident insurance!

Ping An Insurance Medical Accident Insurance Portfolio:

Example: Mr. Li, 21 years old, Class 1 occupation.

Type of insurance Sum insured Annual premium to be paid.

Ping An accidental injury, the sum insured is 100,000, 250 yuan;

Ping An hospitalization expenses, 2 copies, RMB;

Additional accidental medical treatment, 10000, 78 yuan;

Additional hospitalization day, 5 copies, 85 yuan;

Total annual payment: RMB;

The benefits are as follows:

Accidental death: 100,000 yuan;

Accidental disability: 10,000-100,000 yuan; Third-degree burns are also included.

Accidental medical treatment 10,000 yuan; Accidental hospitalization and outpatient can be reimbursed, with a deductible of 100 and 100% reimbursement for the part above 100.

Hospitalization Expenses: Covers sickness and accidental hospitalization. It can be insured multiple times a year, and the maximum reimbursement is 29,000 yuan each time. Reimbursement at 80% of reasonable expenses. There is no limit to the sum of one year.

Daily Hospitalization: 50 days per day after hospitalization, up to a maximum of 180 days.

Less than two dollars a day, you can enjoy high protection, comprehensive protection!!

Ping An Insurance (Group) Co., Ltd. of China is the first close, efficient and diversified comprehensive financial service group in China with insurance as the core, integrating diversified financial services such as insurance, trust, banking, asset management, and enterprise annuity.

In April 2007, the Forbes Global 2000 list of listed companies was announced, and Ping An was once again shortlisted for the top 500 with its excellent operating performance and strong profit growth, ranking 440th overall. And ranked first among non-state-owned enterprises.

In April 2007, Ping An was awarded the award again for its standardized and transparent governance and rapid growth performance, and became the only company in the insurance industry to be on the list for six consecutive years since its inception in 2001 as "China's Most Respected Enterprise".

In April 2007, Ping An won the "2006 Customer Management Award" after winning the "Best CRM Implementation", "Best CRM Cross-Industry Implementation" and "Best CRM Implementation in Greater China" awards from 2003 to 2005.

In September 2006, Ping An ranked first among Asian insurance companies and Chinese companies in the 2006 Asia's Best Managed Companies by Euromoney, an internationally renowned financial magazine, and ranked fifth among Asian companies overall.

In August 2005, Ping An was selected as one of China's top 10 world-class brands by the Financial Times, an internationally renowned financial company, and ranked first among China's financial enterprises.

Buying insurance is buying peace!!

You can consider medical insurance and accident insurance first.

It is recommended that you buy critical illness insurance, accident insurance, and medical insurance for hospitalization expenses! If you're just an ordinary salaried person, don't buy dividend insurance, it's for the rich!

Take out a month's salary, first buy 200,000-300,000 yuan of accident insurance, buy about 10,000 yuan of hospitalization expenses to compensate for medical insurance, and the rest of the money to buy critical illness insurance, critical illness insurance, choose to pay for 20 years.

You can buy some investment-type insurance, and you can also buy some accident insurance. Young people like to move around and get hurt easily!

If you are 18 years old, you can apply for all insurance by yourself. Considering personal finance, it is recommended to start with accident insurance and health insurance first.

Social security is a must... If you are looking for a job that can go to social security·· If the unit is not formal and does not have social security, you also have to go to social security at home... Urban hukou to talents·· Farmers go to the village to run pension and medical care·· This is your most basic protection, and it is also about your retirement benefits... To accumulate years.

On the basis of social security, if you go out to work, you can get a one-year insurance for commercial accidents

Other commercial insurance don't need to be considered·· Other rates are high, the insurance salesman is too flickering, and there are too many commercial insurance exemption clauses.

Here, I would like to give you the general insurance principles for your reference:

1) Buy insurance first to buy medical health, health can ensure that customers have everything.

2) Buying insurance is light on words and heavy on contracts, life insurance is generally medium and long-term contracts, and if you buy it, you can become a lifelong happiness, otherwise it will have a great impact.

3) Insurance products have the dual functions of protection and value preservation and appreciation, and should be preferred according to their own circumstances.

4) To buy insurance, you must first protect the head of the family, if the main wealth creator of the family is not protected, then the premium? Cost of living? and other family expenses are not ***.

5) It is best to take social insurance as the basis, and then combine it with appropriate commercial insurance as a supplement.

6) The expenditure of its insurance costs is generally about 10---20% of the annual income, and it is best not to exceed 20%, that is, to use 10% of the funds to preserve 100% of their assets.

Safety Straw Hat Diagram! Teach you what insurance to buy at what age!

19-year-old young people are advised to buy accident insurance, critical illness hidden burning insurance, and million medical insurance, which are cost-effective and can form a more comprehensive protection.

Accident insurance

About 100 yuan can buy hundreds of thousands of accident insurance, to protect accidental disability and death, young people can buy a small budget, the most basic protection can choose an accident insurance, for young people, additional sudden death accident insurance is more suitable.

Pay more than 100 in 1 year, you can have a good accident protection, such as these are very good:

"Top 10 Cheap and Good Price Accident Insurance Points! 》

Critical illness insurance

According to WHO data, 75% of the people in China are in a sub-health state, and the incidence of some major diseases in young people is higher than that of the elderly, and the incidence of major diseases is gradually increasing in young people. Critical illness insurance protects critical illnesses, moderate and mild diseases, and it takes hundreds of thousands of critical illness ** costs at every turn, and many young people can't afford it, and it is important to buy a critical illness insurance at the age of 19.

The older you are, the more expensive the premium of critical illness insurance, and the sooner you buy critical illness insurance, the better.

Million Medical Insurance

Million medical insurance is mainly to reimburse for hospitalization, and many medical insurance will also come with a green channel for medical treatment, which can provide proton heavy ions**. A few hundred dollars a year, you can have millions of reimbursements, and you don't need to be afraid of insufficient budget.

If you want to buy medical insurance, you can't be sloppy, you can take a look at this list:"Super Complete! Comparison Table of Popular Million Medical Insurance in China

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.

19 years old is suitable for buying medical insurance, critical illness insurance, and accident insurance, so that you can have more comprehensive protection.

The risks that threaten 19-year-olds are mainly diseases and accidents, medical insurance can reimburse medical expenses, critical illness insurance can cover a variety of diseases such as critical illness, mild illness, moderate illness, etc., and accident insurance can provide accident protection.

If you want to know more about these types of insurance, you can see the following: What is the difference between critical illness insurance, medical insurance, accident insurance, and life fibrillation fluid insurance? Will there be a conflict when it comes to compensation?

Hello! Accident risk and health risk is the biggest risk for young people, suitable for 19-year-old people insurance products are very rich, it is recommended that you can buy a protection insurance product for yourself, it is recommended that you refer to: public "white collar health insurance" plan A, it covers general accidental injury, critical illness, public transport accident, accidental medical treatment, accidental hospitalization allowance, annual premium is very cheap.

In addition, it is necessary to remind you that to choose a suitable protection type of insurance products, you must first have a good communication with the professional insurer Mengheshi, which is a professional insurance network platform, and a large number of professional customer service personnel can provide high-quality insurance consulting services, hoping to help you.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

At the age of 19, you should first buy protection insurance such as critical illness insurance, medical insurance, and accident insurance.

Critical illness spike mu stove insurance is a benefit-type insurance, and the claim payment is not limited to the purpose, and it can also make up for the loss of family income.

Medical insurance is a reimbursement type of insurance that reimburses necessary and reasonable medical expenses to reduce the stress of seeing a doctor.

Accident insurance usually provides coverage for accidental death, accidental dismemberment and accidental medical treatment.

Although 19-year-olds are generally in good physical condition, it is not completely impossible to get sick; In addition to the risk of disease, the risk of accident and death is also not**.

In addition, the younger the insurance, the more cost-effective it is to buy, so the senior sister is more recommended to buy insurance at the age of 19.

At the age of 19, it is good to buy insurance and buy protection insurance.

At the age of 19, you may face risks such as illness and accidents, so it is more practical to buy protection insurance.

Common protection insurance includes million medical insurance, critical illness insurance, and accident insurance, which provide corresponding disease and accident protection.

If you don't know much about protection insurance, you can read this popular science: What is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be a conflict when making a claim?