What to do if the motorcycle is insured, how to get insurance on the motorcycle

I can go out of the national motorcycle commercial insurance, interested in talking.

Before the motorcycle has a license plate, take the motorcycle certificate and the motorcycle purchase invoice to the insurance company, and the motorcycle with the license plate can be insured by taking the motorcycle license to the insurance company.

The following documents are required to purchase compulsory motorcycle insurance:

Hello Take the driving license and the owner's ID card to the local property insurance company to buy, you can go to the PICC, life insurance, Pacific insurance company and so on. I hope it will help you and hope to adopt!!

Summary. Hello dear! 1. The way of insurance on motorcycles1. You can buy it from any property insurance company that has compulsory traffic insurance business, and the insurance company shall not refuse to underwrite, shall not delay the underwriting, and shall not terminate the contract at will.

2. The official website** insurance can be insured through the formal third-party insurance sales platform. After providing relevant vehicle information and selecting the type of insurance you want to buy, you will choose whether to buy it or not, such as the electric vehicle accident insurance provided on the official website of Zhongan Insurance. 3. Apply for insurance through customer service** or the counter of the outlet.

4. When you go to the urban area and the vehicle management office of each county and city, there are basically special motorcycle insurance handling points.

Hello dear! 1. The way of insurance on motorcycles 1. You can buy it from any property insurance company that has compulsory traffic insurance business, and the insurance company shall not refuse to underwrite, shall not delay the underwriting, and shall not terminate the contract at will. 2. The official website** insurance can be insured through the formal third-party insurance sales platform.

After providing relevant vehicle information and selecting the type of insurance you want to buy, you will choose whether to buy it or not, such as the electric vehicle accident insurance provided on the official website of Zhongan Insurance. 3. Apply for insurance through the lack of customer service** or the counter of the outlet. 4. When you go to the vehicle management office in the city and the counties and cities, there are basically special motorcycle insurance handling points for grinding and laughing.

The required materials motorcycle belongs to a motor vehicle, and it is also necessary to pay compulsory traffic insurance, and the procedures are as follows: 1. Bring the following information directly to the insurance company for insurance: Jinji (1) driving license (original high resistance, copy, **, choose one of the three).

2) If the insurance policyholder is an individual, he or she needs to provide: ID card (copy, **, both must be front and back, choose one of the two) If the insurance policyholder is an enterprise: organization ** certificate (copy, **, choose one of the two auspicious thoughts).

Some. The insurance of the motorcycle has these:

1. Motorcycle Loss Insurance:

The insurer shall be responsible for compensation for the loss of the insured motorcycle caused by the following reasons in the use of the insured motorcycle by the insured or its permitted drivers:

1.collision, overturning, falling;

2.Fire**;

3.Falling and collapsing of external objects;

4.storms, tornadoes;

5.lightning strikes, hailstorms, torrential rains, floods, tsunamis;

6.ground subsidence, ice subsidence, cliff avalanche, avalanche, debris flow, landslide;

7.Natural disasters on ferries carrying insured motorcycles (only for those who are accompanied by a driver).

In the event of an insured accident, the necessary and reasonable rescue expenses paid by the insured to prevent or reduce the loss of the insured motorcycle shall be borne by the insurer, up to the amount of the insured amount.

2. Compulsory insurance for motorcycles

The full name is the third liability insurance (mainly based on the principle of people-oriented services for the third party, the state in order to prevent the owner of the car from having no money to compensate the victim after the accident and the establishment of compulsory insurance, motor vehicle and motor vehicle collision is not included in this compulsory insurance).

Basic rate of compulsory motorcycle insurance:

1) Motorcycle 50cc and below: premium 80 yuan;

2) Motorcycle 50cc-250cc (inclusive): premium 120 yuan;

3) Motorcycle 250cc or more and side three-wheeler: premium 400 yuan.

3. Third Party Liability Insurance:

In the past, the vast majority of third-party liability insurance listed third-party liability insurance as a compulsory insurance type, and if you don't buy this insurance, the motor vehicle will not be licensed and can not be inspected annually. After the introduction of compulsory motor vehicle traffic insurance (hereinafter referred to as compulsory traffic insurance), third-party liability insurance has become non-compulsory insurance.

Fourth, theft and rescue:

If your car has been parked in a relatively reliable and safe parking lot during use, and there is no particularly secluded section on the way to and from work, you can consider not insuring theft insurance, but if your car belongs to a very common model with a relatively high loss rate, then you must protect against theft.

5. Seat liability insurance on the bus:

It is recommended to consider life insurance products separately for on-board seat liability insurance, as the coverage and premium are generally lower and better. If your car is often ridden by friends, then you can also consider buying a little, but you don't need to buy too much, the insurance amount is enough for 10,000 to 20,000 yuan.

6. Spontaneous combustion insurance:

During the driving of the motorcycle, due to the failure of the vehicle's electrical appliances, circuits, and fuel supply systems and the spontaneous combustion of the goods carried, the motorcycle was damaged and the reasonable expenses paid for the rescue. It is recommended not to buy a new car, and it is recommended to consider a car that is more than three years old.

Including motorcycle loss insurance, motorcycle compulsory insurance, etc., motorcycle compulsory insurance must be paid, generally paid when giving the motorcycle license plate, and some are selected according to personal needs, you can choose the premium range that you can accept, the speed of the motorcycle can be very fast, easy to accident, so you must learn to insure it.

The claim steps of motorcycle insurance are, keep the scene and report to the insurance company within 48 hours, provide the insurance policy, wait for the insurance company survey personnel to investigate the scene, fill out the claim application form at the same time, hand over various claim documents to the insurance company's claims adjusters, keep the repair invoice after the repair of the insured vehicle, and provide other necessary materials to claim from the insurance company, and finally after the accident is closed, prepare the materials required for motorcycle insurance claims.

The contents of the insurance are as follows:

1. Insurance refers to the commercial insurance behavior in which the insured pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility of compensating for the property loss caused by the occurrence of the accident that may occur as agreed in the contract, or the insured bears the responsibility of paying the insurance money when the insured dies, is disabled, sick or reaches the age and time limit agreed in the contract;

2. From an economic point of view, insurance is a financial arrangement for apportioning accident losses; From a legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for its losses; From a social point of view, insurance is an important part of the social and economic security system, and it is an "exquisite stabilizer" of social production and social life. From the perspective of risk management, insurance is a method of risk management;

3. Insurance originates from sea lending. By the Middle Ages, adventure lending appeared in Italy, with interest rates similar to today's insurance premiums, but declining due to its high interest rates that were forbidden by the Church. In 1384, the world's first insurance policy appeared in Pisa, and the modern insurance system was born;

4. Insurance has gradually developed from a form of mutual aid in its embryonic period to adventure lending, to marine insurance contracts, to marine insurance, fire insurance, life insurance and other insurances, and has gradually developed into modern insurance;

5. Commercial insurance can be roughly divided into: property insurance, life insurance, liability insurance, credit insurance, allowance insurance, and marine insurance. The large categories are classified according to the scope of insurance coverage, and the small categories are classified according to the types of insurance objects;

6. The insurance subject is the subject of the insurance contract, which only includes the policyholder and the insurer. The insured, the beneficiary, and the policy owner are not insurance subjects unless they are the same person as the policyholder.

Summary. Hello, the insurance of motorcycles is not good, it must be because it is easy to lose money, saying that the motorcycle accident rate is high or something. But the real reason for this is from traffic management, insurance company operations, and car owners' insurance awareness.

Motorcycle insurance is reluctant to do it, and the insurance company itself has an important reason. First of all, there is a serious corruption of the insurance company's on-site investigators. Anyway, as long as there are benefits, if you can't manage your financial compensation according to the regulations, he can let you make a claim, so it's no wonder that such a business doesn't pay compensation.

On the contrary, if the owner of the car has suffered an accident that has not been claimed for his own reasons, the next time the owner of the car will definitely remember it, never dare to make a mistake again, and will strictly abide by the traffic laws. For example, do not drink and ride, do not change lanes at will, etc.

Hello, the insurance of motorcycles is not easy to pay, it must be because it is easy to lose money, and it is a mess to say that the accident rate of motorcycles is high or something. But the real reason for this is from traffic management, insurance company operations, and car owners' insurance awareness. Motorcycle insurance is reluctant to do it, and the insurance company itself has an important reason.

First of all, there is a serious corruption of the insurance company's on-site investigators. Anyway, as long as there are benefits, if you can't manage your financial compensation according to the regulations, he can let you make a claim, so it's no wonder that such a business doesn't pay compensation. On the contrary, if the owner of the car involved in the accident has suffered an accident due to his own original call, the owner will definitely be engraved in his heart next time, and will never dare to make a mistake, and will strictly abide by traffic laws.

For example, do not drink and ride, do not change lanes at will, etc.

Motorcycle accidents are frequent and the insurance rate is high, and most insurance companies are reluctant to take the initiative to underwrite motorcycle compulsory insurance.

Summary. If you can buy motorcycle commercial insurance through the counter or the official app of the insurance company, you can buy it directly, if you can't buy it, you can only buy it through a third-party app, of course, it will be much more expensive.

Generally, motorcycle insurance only covers compulsory traffic insurance, and other types of insurance are not covered. Don't ask a salesman to handle it, go to the counter of the property insurance company to handle it yourself. It may be that there is no commission for the local motorcycle compulsory insurance, and the salesman is worried that it is too troublesome to do after-sales service.

If the insurance company refuses to insure, it can complain to the insurance regulator, and the compulsory traffic insurance cannot be denied.

If you can buy motorcycle commercial insurance directly through the official app of the company or the official app of the insurance company, you can only buy it through the third-party app, of course, it will be much more expensive.

Legal analysis: The insurance company shall settle the claim according to the accident liability determination issued by the traffic police department.

Legal basis: Article 1213 of the Civil Code of the People's Republic of China If a motor vehicle is involved in a traffic accident and the damage is the responsibility of the motor vehicle, the insurer underwriting the compulsory insurance of the motor vehicle shall first compensate within the limit of the liability of the compulsory insurance; For the shortfall part, the insurer underwriting the commercial insurance of motor vehicles shall compensate in accordance with the provisions of the insurance contract; If it is still insufficient or has not taken out commercial insurance for motor vehicles, the infringer shall compensate for it.