Where is Hongkang Life Headquarters? Is Hongkang Life Insurance a regular company?

Hongkang Life Insurance Co., Ltd.**** was approved for commencement of business on July 19, 2012. Headquartered in Beijing, it has a registered capital of 500 million yuan.

Hongkang Life Insurance is headquartered in Chaoyang District, Beijing, although it has not been established for a long time, it is also a well-known insurance company in the industry and has a certain influence. Below, the senior sister will briefly introduce the background of this company.

How about Hongkang Life Insurance Company? Is the product good?

1.Background strength.

Hongkang Life Insurance was established on July 19, 2012, with a registered capital of 1 billion yuan, and the China Banking and Insurance Regulatory Commission stipulates that the minimum registered capital of an insurance company is 200 million yuan.

After decades of development, Hongkang Life Insurance has set up branches in Jiangsu, Shanghai, Henan and other places, and its insurance business covers life insurance, accident insurance, participating insurance, etc. In addition, in order to expand more business, Hongkang Life Insurance has also actively cooperated with other companies, including e-commerce platforms such as JD Finance and Xiaomi Finance, as well as dozens of insurance professional institutions such as Mingya and Datong.

In fact, when looking at an insurance company, in addition to understanding the background strength, the following content should also not be ignored:

When we look at insurance companies, what exactly do we look at?

2. Solvency.

When you buy insurance, in addition to understanding the company's strength and background, whether the solvency is good is also a point that needs to be paid attention to.

According to the relevant requirements of the China Banking and Insurance Regulatory Commission, solvency can only be considered to meet the standard if the core solvency adequacy ratio is not less than 50%, the comprehensive solvency is not less than 100%, and the comprehensive risk rating reaches Class B or above.

From the perspective of Hongkang Life's solvency in the second quarter of 2022, its core solvency adequacy ratio and comprehensive solvency adequacy ratio are ., respectively65%, with a comprehensive risk rating of B in the latest issue.

It is not difficult to see that the solvency of Hongkang Life Insurance is absolutely in line with the requirements, and everyone can rest assured.

However, when we buy insurance, we should not only focus on the insurance company, but also see whether the product coverage is good and meets our own needs. Only by buying the right insurance can you give yourself a more adequate protection when the risk comes.

Finally, considering that many friends don't know how to configure the right insurance for themselves, the following insurance strategy is very suitable for you:

With so many types of insurance, which one should I buy first?

Hongkang Rubber Life Insurance is a national life insurance company approved by the China Insurance Regulatory Commission and has legal business qualifications.

Moreover, Hongkang Life Insurance has only made a profit in the first full year of operation after its establishment, and it has been in a profitable state until now, and its operating ability is quite strong.

Hongkang Life Insurance Co., Ltd. was established on July 19, 2012. It is a national life insurance company approved by the former China Insurance Regulatory Commission, with a registered capital of 1 billion yuan. In addition, Hongkang Renfu Life is headquartered in Beijing, mainly engaged in various types of life insurance, health insurance, accident insurance, enterprise annuity insurance and other businesses approved by the China Insurance Regulatory Commission.

Hongkang Life's business area is mainly Beijing, Henan, Jiangsu, Shanghai and other provinces and cities. It also shows that the insurance company is under the supervision and management of the Insurance Regulatory Commission and will not easily go bankrupt and run away.

Hongkang Life Insurance is a regular company. The full name of Hongkang Life Insurance is Hongkang Life Insurance Co., Ltd., with a registered capital of 1 billion yuan. Founded in 2014 and headquartered in Beijing.

Shareholders include Zhongbing Optoelectronics Technology, Zhenjiang Herongfang Peisan Real Estate Development, Chengde Zishi Mining, Rugao Yaya Petrochemical and Tianjin Jinpeng Century Industry. Hongkang Life Insurance Company has a number of branches, branches and service outlets in Henan, Jiangsu, Shanghai and other places.

Further information: 1. Hongkang Life Insurance Co., Ltd. was established on July 19, 2012, and was approved by the China Insurance Regulatory Commission.

It is a national life insurance company approved for establishment, with a registered capital of 1 billion yuan and total assets.

More than $30 billion. Partners include e-commerce platforms such as JD.com, Xiaomi, and Suning, as well as ICBC and Agricultural Bank of China.

State-owned banks such as China Construction Bank, Communications, Posts and Telecommunications.

Guangfa, Minsheng and other joint-stock banks.

Dozens of insurance professional intermediaries such as Mingya and Dadong, as well as many first-class insurance business platforms such as Shuidi Insurance, Huise.com, and Jumi.com. In September 2020, the Insurance Research Institute of China released a market value ranking of 188 insurance companies in China, and Hongkang Life Insurance ranked 111th. According to the China Banking and Insurance Regulatory Commission.

**In the fourth quarter of 2020, Hongkang Life Insurance ranked first among life insurance companies with 10,000 cases.

2. Nowadays, everyone will buy insurance, but you can't buy insurance casually. There are many things to be aware of. Then, the precautions for buying insurance are as follows, the terms of insurance should be clear, many people buy insurance products, because the terms of insurance products are usually relatively long, no source has to read carefully.

They may even be insured without understanding what the terms are about. This is not feasible. Therefore, the insurance terms must be clear, because it is related to future claims and is also the core of the insurance product.

Whether it's benefits, protections, or exclusions, the terms are set out in detail. If you don't understand it well, it's best to ask a professional to explain it when you apply for insurance.

3. When the insurance company inquires about the situation, it shall truthfully inform the Insurance Law of China.

It is clearly stipulated that when an insurance party signs an insurance contract and the insurer asks the policyholder or the insured about the subject matter of the insurance or the insured, the policyholder must truthfully inform the policyholder. This is an obligation that the applicant must fulfill. If the policyholder deliberately fails to truthfully inform, or fails to truthfully inform due to gross negligence, it may affect the insurer's ability to underwrite and the insurance rate.

decision. Therefore, the insurer has the right to rescind the contract. Therefore, when we buy insurance products, we must not feel that it doesn't matter if we don't tell the truth, especially those who suffer from diseases, we must tell them truthfully, so as to avoid endless troubles.

Although Hongkang Life's popularity is not as high as that of insurance companies such as Chinese Life and Ping An of China, it is also a formal insurance company that has passed the CBIRC's audit and is regulated by the CBIRC.

If you are an insurance novice, then this knowledge book must be collected, it is very practical: super complete! Everything you need to know about insurance is here.

Founded in July 2012, Hongkang Life Insurance Co., Ltd. is a national life insurance company approved by the China Banking and Insurance Regulatory Commission, headquartered in Beijing, and currently has branches in Henan, Jiangsu and Shanghai, with existing assets of more than 76 billion yuan by the end of 2021.

Hongkang Life Insurance has been committed to developing cost-effective products that meet the needs of customers, covering life insurance, critical illness insurance, accident insurance and other types of insurance, and the per capita insurance amount of customers exceeds the industry average. Not only that, with its good reputation in the industry and among consumers, Hongkang Life Insurance has been awarded the 2021 Value Growth Insurance Company, China's Top 500 Financial Enterprises, and Pioneer Life Insurance Company Shiyan Qinqiang and other honors.

If the above content allows you to see the strength of Hongkang Life's comprehensive strength, then in fact, its "excellence" is far more than that.

Speaking of which, with so many excellent insurance companies on the market, how many can Hongkang Life Insurance rank? This rough article can tell you the answer: freshly baked! China's Top 10 Insurance Companies Ranking!

According to the solvency report of Hongkang Life Insurance Co., Ltd. in the third quarter of 2022, as of the end of the third quarter of 2022, the core solvency adequacy ratio of Hongkang Life Insurance Co., Ltd., the comprehensive solvency adequacy ratio was comprehensive, and the comprehensive risk rating in the fourth quarter of 2021 was Class B, all of which far exceeded the values stipulated by the China Banking and Insurance Regulatory Commission.

In general, Hongkang Life Insurance has performed very well in terms of comprehensive capacity and solvency. If you have a small partner who wants to buy its products, you can rest assured that you can buy insurance.

Hongkang Life Insurance is a regular company, and it is a regular insurance company approved by the China Wu Dacheng National Insurance Regulatory Commission. As long as the insured meets the claim criteria of the corresponding insurance products of Hongkang Life, the insurance company will make a corresponding proportion of claims, and there will be no refusal of claims, unless the exclusion clause in the policy is triggered.

How about Hongkang Life Insurance Company? Is the product good?

Then in the next time, the senior sister will introduce Hongkang Life Insurance to you, don't talk nonsense, go straight to the dry goods!

1.Company background.

Founded on July 19, 2012, Hongkang Life Insurance Co., Ltd. is a national life insurance company approved by the former China Insurance Regulatory Commission, with a registered capital of 1 billion yuan, Hongkang Life Insurance Co., Ltd. achieved profitability in the first full year of operation and has continued to this day, with total assets of more than 76 billion yuan and more than 7 million customers served by the end of 2021.

Headquartered in Beijing, Hongkang Life Insurance has branches in Henan, Jiangsu and Shanghai, and its partners include e-commerce platforms such as JD Finance, Xiaomi Finance and Suning Finance, state-owned banks such as ICBC and Agricultural Bank of China, joint-stock banks such as Everbright, GF and Minsheng, dozens of insurance professional intermediaries such as Mingya and Datong, as well as a number of online insurance business platforms such as Huize.com.

When we look at insurance companies, what exactly do we look at?

2.Solvency.

According to the regulations of the China Banking and Insurance Regulatory Commission on the solvency of insurance companies, the core solvency adequacy ratio is 50%, the comprehensive solvency adequacy ratio is 100%, and the comprehensive risk rating is B. As long as the above three requirements are met at the same time, it is an insurance company that meets the solvency standard.

Judging from the data of Hongkang Life Insurance in the third quarter of 2022, the company's core solvency adequacy ratio is the sum of the positive and comprehensive solvency adequacy ratios, respectively, and the latest risk rating is B, which has reached the passing line stipulated by the China Banking and Insurance Regulatory Commission, and is a reliable insurance company.

So what should we do if the insurance company to which the insurance product we bought goes bankrupt later:

The insurance company is bankrupt, what should I do with the insurance I bought?

Hongkang Life Insurance is a regular company. In fact, in China, all insurance companies are subject to the supervision of the China Banking and Insurance Regulatory Commission, so they are reliable and trustworthy.

Moreover, Hongkang Life Insurance has a strong capital dispersion and strength, with a registered capital of 1 billion yuan. The company has a wide range of businesses, including life insurance, health insurance, etc. The business area is Beijing, Henan, Jiangsu and Shanghai. The overall strength is relatively strong.

If you want to know more about this insurance company, you can take a look at this: How about Hongkang Life Insurance Company? Is the product good?

Hello dear I am glad to answer for you Hongkang Life is a formal insurance company, established on July 19, 2012, is a national life insurance company approved by the former China Insurance Regulatory Commission, with a registered capital of 1 billion yuan. In addition, Hongkang Life Insurance is headquartered in Beijing, which mainly operates various types of life insurance, health insurance, accident insurance, enterprise annuity insurance and other businesses approved by the China Insurance Regulatory Commission. Hongkang Life's business area is mainly Beijing, Henan, Jiangsu, Shanghai and other provinces and cities.

It also shows that the insurance company is subject to the supervision and management of the insurance regulatory commission, and will not easily go bankrupt and run away.

Summary. Hongkang Life Insurance is a regular company.

Hongkang Life Insurance Co., Ltd., with a registered capital of 1 billion yuan, was established in 2014 and is headquartered in Beijing.

Is Hongkang Life Insurance a regular company?

Hongkang Life Insurance is a regular company. Hongkang Life Insurance's full name is Hongkang Life Insurance Co., Ltd., with a registered capital of 10 billion, founded in 2014 and headquartered in Beijing. Cong Yu.

Shareholders include Zhongbing Guangwu Xingpi Electric Belt Xiang Technology Co., Ltd., Zhenjiang Herong Real Estate Development Co., Ltd., Chengde Zishi Mining Co., Ltd., Rugao Yaya Oleochemical Industry, Tianjin Jinpeng Century Industry Co., Ltd.

Hongkang Life Insurance is a national life insurance company approved by the former China Insurance Regulatory Commission, mainly engaged in life insurance, health insurance, accident insurance and other businesses.

Hongkang Life Insurance was established in 2012 with a registered capital of 1 billion yuan, which is 5 times more than the minimum registered capital of 200 million yuan set by the China Banking and Insurance Regulatory Commission.

As of the end of 2021, Hongkang Life's total assets exceeded 76 billion yuan, serving more than 7 million customers.

In addition, according to the solvency data of the latest quarter, the core solvency adequacy ratio of Hongkang Life Insurance Co., Ltd. is a comprehensive solvency adequacy ratio and a risk rating of Class B, which meets the standards set by the China Banking and Insurance Regulatory Commission (core solvency adequacy ratio of 50%, comprehensive solvency adequacy ratio of 100%, and envy risk rating of B and above), which also shows that Hongkang Life Insurance has sufficient ability to repay debts.

However, although Hongkang Life Insurance has a certain strength and is also reliable, when we buy its products, we should also start from our own needs, and carefully consider whether the product meets the actual needs, after all, the protection provided by different products is different, if you do not carefully understand, buy a product that is not suitable for you, you will not be able to play a strong role in protection. Hope.