What is the difference between Drip Insurance and other insurance, and what is the difference?

Is it reliable to buy insurance on water drops? Is the product good? Are there any pits?

1. Is the water drop reliable? What should I pay attention to?

Water drop insurance is not an insurance first, but a platform, the best products on the water drop insurance platform are other insurance companies, water drop insurance itself will not involve insurance products, there is no need to worry about authenticity, the insurance you buy will be protected by law.

What should I pay attention to?

It is important to note that if you see an advertisement like "you can buy a million medical insurance for three yuan a month" on Douyin or other platforms, you must carefully read the terms and conditions when buying insurance products.

2. What should I do if I want to surrender the policy?

Do I lose anything if I want to surrender the policy? There is an introduction in my article, if you are interested, you can take a look《 How to refund insurance surrender, how much can be refunded, and how to reduce surrender loss? 》

In summary, there are probably the following ways:

1) One way to do this is to apply for a surrender in their official app.

2) Directly hit their ** surrender.

3. What products are worth buying?

Since there is a lot of controversy about the products sold on the water drop insurance platform, my personal opinion is that you can take a look at more of the company's products, we might as well compare more products, before deciding whether to buy it, I made a ** some time ago, let's take a look"Comparison Table of 136 Popular Critical Illness Insurance in China".Hope!

Shuidi is just a platform, and Shuidi Insurance is just a certain insurance product sold on this platform.

The essence is that they are all insurance company products.

Therefore, there is no difference between buying directly from an insurance company.

But you said that there are many details of the differences between each product, and there is too much expertise involved... Don't say.

Now the official platform of Shuidi Chip has launched a million medical insurance and 6 million medical insurance. Many friends don't believe it and think it's a lie, but in fact, it is not necessary, insurance is subject to national legal supervision. This insurance is an ordinary million-dollar medical insurance, which is an online Internet insurance.

Today, I will help you analyze what kind of insurance is water drop insurance, which is not protected by law.

Shuidi is an insurance brokerage platform (which can be understood as a chain in the insurance industry), and they are also qualified, and they are not just registered a company to sell insurance. The insurance they sell is all insurance products of insurance companies (similar to landlords), and these products have been reviewed and confirmed by the China Banking and Insurance Regulatory Commission. All are protected.

After reading the basic content of Shuidi 6 million insurance, in fact, this is already the standard configuration of general million medical insurance, general disease and accident medical expenses: 3 million, 120 major disease medical expenses: 6 million, but in addition, it also has 1 million targeted drug costs, 5,000 yuan of remote medical transportation costs, etc.

Basically we have everything we want, and the premium is not expensive. We must pay attention to and examine clearly when applying for online products, **, protection, claim terms and so on. The renewal of Shuidi Million Medical Insurance needs to be reviewed, and the review conditions are strict.

If your health deteriorates or you have made a claim, it is very likely that you will not be able to renew your policy. We know that one of the most important conditions for choosing a million medical insurance is to renew the policy, if it cannot be renewed, the loss is very big for us, so we must be cautious when applying for insurance.

Shuidi Chip is actually a first-class platform, and it is various insurance companies that are really underwritten. Even if the platform is gone, the products you are insured will continue to be underwritten by the insurance company. Therefore, friends who want to insure do not have to worry about the collapse of the platform and the inability to make claims.

As long as you meet the terms of the claim, you will definitely be compensated! In short, Shuidi Insurance is an Internet insurance sales platform established by a number of insurance companies, and you can use it as a channel to buy insurance. There is no distinction between good and bad channels, the focus is on insurance product liability, in short, the most important thing is to pay attention to the product itself.

Shuidi Insurance is a third-party insurance platform, which is protected by law and is also regulated by the China Banking and Insurance Regulatory Commission, and the court and the China Banking and Insurance Regulatory Commission are strong backing for users.

The insurance bought in Shuidi ** is the product of various insurance companies, and it has nothing to do with Shuidi, all insurance companies are the same, and the policies issued by insurance companies are equally protected by law. In a legal sense, there is no difference in the policies of various insurance companies.

This is actually normal insurance, and this should be the name of the company, this insurance should be protected by law, and it is also regular now, so there is no risk.

In fact, it belongs to accident insurance, which is also supported and protected by the law, and has a lot of legal effects.

Protected by law, and now this insurance has also helped a lot of people. It is a platform that belongs to the subordinate insurance sales.

Shuidi Insurance has, Shuidi Insurance is the preferred Internet insurance platform created by Baoduoduo Insurance BrokersThe platform is regulated by the China Banking and Insurance Regulatory Commission, subject to the Insurance Law, and is legal and effective.

Shuidi has created a new model of Internet insurance, which can be simply understood as a "Tmall-like" model, dozens of insurance companies have settled in Shuidi Insurance**, and Shuidi will provide full-process services for users to recommend insurance products and diseases.

Answer: Hello, Shuidi Bao is a water drop insurance shopping mall, is an Internet insurance sales platform, the products sold on it are also commercial insurance products, these products are not underwritten by Shuidi Bao, but by regular insurance companies. The insurance companies that Shuidi Insurance cooperates with include Taiping Insurance, Ping An Insurance, Chinese Life, Chinese People's Insurance, Guohua Life, Zhongan Insurance, Anxin Insurance, Allianz Insurance, Centennial Insurance, Tongfang Global and Fosun United Insurance Company.

There are many types of insurance products sold on Shuidi Bao, including critical illness insurance, medical insurance, accident insurance, term life insurance, annuity insurance and other products. If you have already bought an insurance product on Shuidi Bao, and the protection is comprehensive and the coverage amount is sufficient, in this case, you can choose not to apply for other commercial insurance products. If the coverage is not comprehensive enough, it is better to supplement the coverage in a timely manner.

Xueba talks about insurance, focusing on insurance evaluation! Well? It seems that the water drop protection has been often mentioned by the public recently, so I wrote an article dedicated to the water drop protection.

Are there any pits? 》

1. Is the water drop reliable? What should I pay attention to?

Shuidi Bao is an insurance platform, selling insurance products of major companies online, the insurance products above are launched in cooperation with major insurance companies, there is certainly no problem with authenticity, and the products bought online, whether electronic or paper, have legal effect.

What should I pay attention to?

By the way, if you see an advertisement like "you can buy a million medical insurance for three yuan a month" on Douyin or other platforms, you must carefully read the terms and conditions when buying insurance products, otherwise it is easy to be rejected by the insurance company because your physical condition does not meet the health notice when you apply for insurance!

2. What should I do if I want to surrender the policy?

Can the policy be surrendered in full? Due to the length of the article, I won't go into details, so if you are interested, please take a look at this article《 How to refund insurance surrender, how much can be refunded, and how to reduce surrender loss? 》

Actually, there are three ways:

2) Consumers who want to surrender the insurance can also directly call the customer service to request the surrender.

3. What products are worth buying?

Yes, Shuidi Insurance is an Internet insurance platform, cooperating with major insurance companies, all insurance on the platform are relevant for the record in the CIRC, and Shuidi Insurance **Insurance** is also certified by the CIRC Please rest assured that you can apply for insurance.

Not really! It's an internet mutual aid platform, although it's similar to insurance. It can provide insurance coverage, but at a much lower cost than insurance. Mutual Aid spends all of its members' money on providing protection, while insurance is profitable in addition to providing protection against accidents.