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For children, the Spring Festival is not only a festival of joyful reunion, but also a day to wear new clothes, wear new hats, eat delicious food, and set off firecrackers, which makes them excited. "Wishing you prosperity, bring the red envelope. "You can receive New Year's money from your elders during the Chinese New Year, which is undoubtedly an important reason why children are looking forward to the New Year.
With the continuous growth of economic income, the amount of New Year's money is also rising year by year, and after a Spring Festival, there are more and more hundreds of "little millionaires". I think that in traditional Chinese customs, the New Year's money wrapped in red paper represents harmony and festivity, and also contains the encouragement of the elders to the younger generations. Today's children are more mature, sensible, and have their own ideas than we imagined.
However, after all, children are young and lack the ability to control and manage money. What children need is not money and enjoyment, they need the right guidance, psychological care and education. How to deal with this considerable "income" is a worthwhile question for children, parents, and teachers.
In dealing with the issue of New Year's money, I believe that parents should act as guides and supporters, guide and help their children establish a healthy outlook on consumption and money, so that they can correctly use their New Year's money according to their personal preferences. At the same time, parents can also guide their children to make spending plans, encourage them to buy more school supplies and various books, or teach their children to donate their New Year's money to places and people in need, so as to educate their children about gratitude and enhance their sense of social responsibility. Parents can formulate a reasonable financial plan for their children according to their age and personality, or establish a special bank account for their children to save the annual New Year's money, or their parents can buy various financial products on their behalf, as an educational investment or future reserve, which can not only exercise their children's financial management ability, inspire their thrifty awareness and financial management concepts, but also cultivate children's good consumption mentality, so that they can gradually form a scientific and rational view of money and values.
So, how to use this festive and auspicious New Year's money? Expert advice: (1) Save.
You can deduct a small part of the New Year's money as the cost of buying new items and reasonable consumption during the New Year, and the rest is deposited in the bank in the form of regular "education savings", so that children can develop a good habit of saving money. (2) To be used for study expenses. Parents can also educate their children to use the New Year's money for the next semester.
Although I don't have to pay tuition and fees now, my usual study expenses are also a lot of expenses. Spending the New Year's money on learning expenses can not only reduce the financial burden on parents, but also cultivate children's self-reliance and sense of family responsibility. (3) Poverty alleviation.
Wealthy families can also guide their children to use the money to help others, such as sponsoring the disabled and the poor, cultivating children's love, and doing things that are beneficial to society. (4) Investment. After communicating with the child, you can invest in combination with the amount of New Year's money, and the name of the account opened for investment is the child, and tell the child about the investment situation regularly, so that the child can share the experience of investment and financial management.
Cao Weifang).
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Mathematics on the use of the New Year's money method**.
New Year's money is easy to come by, but it is difficult to distribute it. It's very difficult to get it right and make the most of it.
We have money to spend carefully, and we can't "buy, buy, buy". We can deposit money into our father's bank card and let Dad help you make money, which can help children in need in mountainous areas, or use the money to buy your favorite snacks, or buy stationery and favorite extracurricular books, and you can also buy some small gifts for everyone.
If I collect a total of 100 yuan for the Chinese New Year, I plan to save only 50 yuan, and the remaining 50 yuan will be used to buy books and school supplies. If I went to save money with my dad, I chose the 5-year one, and the interest rate was so that I could calculate how much money I would get in 5 years. I pondered:
Interest = principal x interest rate x time, then the interest is 50 * 5% * 5 = yuan.
Although I don't make much, I can definitely make a lot of money every year, and at that time, the annual interest could only be compared to the total interest.
I hope that everyone should be more satisfied with the author's New Year's money and have a good year. If the amount of New Year's money is higher, the higher the satisfaction. In the end, everyone is happy, don't forget the family affection and touching brought by the New Year's money, and give me a thumbs up.
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Through the above statistical charts and statistical tables, I found that everyone's New Year's money is increasing day by day, and it is basically consistent with their original family background, but the gap between the New Year's money is too big, the least is 400 yuan, the most is 4000 yuan, the average is about 1446 yuan, overall, most of them are around 1000-2000. However, by comparing the New Year's money of boys and girls, I also found that the gap between boys and girls is also very large, for example, the maximum amount of money for boys is 4,000 yuan, while the maximum amount of money for girls is 2,100 yuan, which shows that the current living situation is better. Everyone should be more satisfied with their New Year's money, and it is certainly worth being happy to get the New Year's money.
But the higher the amount of New Year's money, the higher the satisfaction. It shows that what everyone is happy about is not the family affection and touching brought to us by the New Year's money, but the use of the New Year's money to do what they like.
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The New Year passed, and I got a lot of New Year's money, and I felt like a little rich. I wonder every day, how to spend all this money, whether to buy that long-desired toy, to read a comic book, or to let my mother save it, it's really nerve-wracking!
One afternoon, I read a story in the newspaper about a tree with lush foliage that loved to play with a child and watch the child ride on itself and pick the fruit. When the child grew up, he left the tree, and when he returned, the tree happily called the child to climb the branches and pick the fruit.
But the child told the tree that there was no fruit left on the tree, and the child was most worried about the lack of a house. So the tree told him to cut off his branches and build a house. After the house was built, the child told the tree to go on a long journey, and the tree said that he could not give anything but give his trunk to the child to make a boat.
Many years later, the child came back, and the tree was already old, and the tree let the child rest on his own, but the child said that it was ......cold to tease meground, so the tree ignited itself at the last moment to warm the child's .......
After reading this story, I burst into tears. Isn't this big tree like our parents, they don't want anything in return, as long as we are happy, it's enough, and what do we do for our parents, think about our mother, fancy a beautiful silk scarf but it's always too expensive to be willing to buy, and when I go home, I will talk for a long time, but I never frown when I buy clothes for me. Think about Dad, a razor has been used for so long, the wiring has not been touched well, Dad has put a one-yuan coin under the battery and is still making do, but buying school supplies for me has never been discounted.......
Holding the New Year's money in my hand, I feel more and more hot, and finally I have the best decision, I want to use this money to buy those things that my parents usually want to buy but are reluctant to buy, hehe, it will definitely bring them the biggest surprise!
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