Ask a question about the type of fund!!

There are several ways to buy**: one is to buy at the bank counter, as long as there is a bank card, the handling fee is, the second is to buy on the online bank, the handling fee is six percent off, the third is to buy on the company, the handling fee is lower than buying in the online bank, and some are four folds, but it is also necessary to open online banking.

One-time buy**, minimum 1000 yuan, fixed investment** minimum 200 yuan per month, but some ** require a minimum of yuan.

There is also a redemption fee at the time of redemption, and if the holding time is within one year, a handling fee will be charged, and a handling fee will be charged for more than one year and less than two years, and there will be no redemption fee for more than two years.

Of course, there are two charging methods, one is the front-end charge, which is generally the default one, that is, the percentage mentioned above is charged, and the other is the back-end charge (not all ** have back-end charges), which is the kind mentioned above.

In addition, if the cash dividend is changed to dividend reinvestment, if the dividend is paid, the company will re-invest the cash divided, and there is no handling fee for this part, and it can also generate compound interest benefits.

As for what type of ** to buy, it should be determined according to your own risk tolerance, and investing ** is risky, with high risk and high return. The risk of ** type and index type is relatively high.

The purpose of the hybrid design is to allow investors to diversify their investments by choosing a variety of products, without having to buy different styles of ****, bonds** and money markets**. Hybrid** will use both aggressive and conservative investment strategies, and its returns and risks are lower than those of **type**, higher than those of bonds and money markets**, and it is a moderately risky financial product. Some well-functioning hybrids will even exceed the level of ****.

The proportions are different. **Type**:** has a high proportion of investment and relatively high risk;

Bond**: Bond investment ratio is relatively high, and the risk is relatively low;

The hybrid type is somewhere in between, and is more flexible.

First of all, we must realize that it is precisely because of the different investment ratios, as the saying goes, the difference is a millimeter, the error is a thousand miles, and the investment ratio is different, and its essence is completely different!

1. At present, China's economy and ** are affected by various negative factors (such as the European debt crisis, the weak recovery of the United States, the situation in North Korea, the shadow of inflation, real estate regulation), the short-term trend is not optimistic, and there is even the possibility of turning down, and the pattern of wide box finishing next year is also very likely. In this case, there is less room for the index**, especially the CSI 300 Index, which is closely related to the economic environment. Therefore, I personally do not recommend Harvest 300, it is better to buy an active stock base, which is more promising in the ** market.

2. In order to control the risk, the one-time subscription proposal of 10,000 is divided into two parts, 5,000 stock base + 5,000 aggressive bonds, the former is selected in the Chinese business system, Harvest growth, theme, China **, strategy, dividend, Galaxy industry preferred, industrial system, etc.; The latter chooses the convertible bonds** or radical bond base of Industrial Corporation, Chinese Commercial and Wells Fargo.

The fixed investment of thousands is divided into 3: 500 + 300 + 200, respectively invest in stock base, convertible bonds, ordinary radical bonds**, the proportion is selected according to your own risk appetite, and the varieties are introduced earlier.

In short, you should be cautious in investing, have your own judgment, and do not believe the so-called recommendations and insider stories of others and friends around you. In **, following the crowd always suffers.

Yes, I'm also thinking about it, but this will not return much if you invest for at least three to five years, and if you only invest for one year, I am afraid that there will be no return!

I mind that you can invest 500 a month for about three years!

The Harvest 300 is a passive index**, with low fees, and fits the CSI 300 Index, which is possible. The principle of regular investment is to use long-term continuous and stable investment to avoid short-term volatility risks, so as to obtain the average rate of return of long-term returns. It is recommended that you consider 580002 Soochow Power, this **is the star of this year**type**, and the recent trend is good.

Before investing, you must first figure out three things, first, your own risk appetite.

If you can afford a loss of about 30 to 50%, you can invest in a high-risk index** or ****; If you can afford a loss of 10 to 20%, you can invest in a combination of **** and bonds**; If you can only afford a loss of less than 10%, it is recommended to invest in bonds**; If you just want to protect your capital, invest in currency**. High yield and high risk are twin brothers, and investors should pay attention to risks.

Second, financial needs.

If you invest 1w or 1000 a month, what you want to do with this money in the future should be understood in advance. Because different financial goals correspond to different investment products. For example, if you want to use this money to make a down payment on a home in a year's time, but you now invest that money in a high-risk index**, if the market is bad and you lose money after a year, do you redeem the house or continue to invest.

are all dilemmas.

Third, be clear about your income.

You must clearly know whether your income is stable, and if it is not stable enough, whether it is appropriate to invest 1000 a month. If there is a large fluctuation in income, it may cause the interruption of regular investment.

After understanding these three points, it is easy to find your own ** when you go to the **rating network. But there are a few things to keep in mind:

1.Choose the higher star rating**;

2.Select those with at least three years of historical performance**;

3.Choose the one with a lower fee, preferably with a back-end fee;

4.Long-term fixed investment selection index** or ****.

Hope it helps.

According to the different investment objects, **investment** can be divided into: **type**, bond type**, money market**, hybrid **, etc.

: More than 60% of the **assets are invested**.

Bonds**: More than 80%** of assets are invested in bonds.

Money market**: Investing only in money market instruments, money market**;

Hybrid: Investing in bonds, bonds, and money market instruments, and the ratio of investments in bonds and bonds does not meet the requirements of bonds, bonds, and bonds is mixed.

From the perspective of investment risk, the risks brought by several types of ** to investors are different. Among them, the risk is the highest, the risk of the money market is the least, and the risk of bonds is in the middle.

Investments of the same type** Risks vary depending on the investment style and strategy. According to the degree of risk, it can be divided into:

Balanced. Robust.

Exonential. Growth.

Growth. The greater the risk, the higher the rate of return; The risk is small, and the return is correspondingly lower.

**Net worth. Net asset value is the balance of the total market value of assets after deducting liabilities at a certain point in time, representing the equity of the holder. The net asset value of each unit is the net asset value represented by each unit.

Units**Net Asset Value (Total Assets, Total Liabilities) **Total Units.

Among them, total assets refer to all assets owned by **, including **, bonds, bank deposits and other valuable**; Total liabilities refer to the liabilities formed during the operation and financing, including various expenses payable to others, interest payable on funds, etc.; Total Units refers to the total number of Units outstanding at that time.

Cumulative Net Unit Value Net Unit Value **Cumulative unit dividend amount after inception.

The level of net worth is not the main basis for choosing, but the future growth of net worth is the key to judging the value of investment. In addition to the influence of the manager's management ability, the level of net worth is also affected by many other factors.

Buy bond**, steady and steady, and the income is much more stable than the ups and downs of ****!

Hello landlord! ~~

If you want to make a fortune by pointing to **, don't dream, the era is different.

I want to earn money to make sales. First of all, the experience is proficient, you can follow the boss of the business to learn to do sales, the early stage must be hard, what to do is the same, to persevere. It is very important to negotiate during the interview, which is not only the company's assessment of you, but also your recognition of the company's development prospects and industry market demand.

The choice is two-sided. So don't rush to make a little deposit, such as giving you 1 million now, the purpose is not to spend money, but to use 1 million to make more money! So it doesn't make sense to have 1 million at work.

When you are young, you can be bitter, and when you are old, you can be sweet, and no one is smooth sailing. It is recommended that you go and see how the new power supply "Chinese Partner" or some bull bosses from scratch such as Ma Yun, Lao Yu, Liu Chuanzhi, etc., have become stronger! The fate of bitterness can be changed, the essence of moonshine can also be changed, this society can only be adapted to it, not you to change it!

No one can do that!! If you want to change your destiny, you have to rely on yourself! ~~

1. Generally, it is necessary to open online banking, and the Agricultural Bank of China card can apply for an electronic payment card without opening online banking 2, which is relatively safe, relatively speaking, online banking is more convenient, and you can also go to the counter to handle it, and the bank card used for online transactions should be properly kept.

3. Generally speaking, direct sales are more preferential than online banking, this is because the company's own direct selling platform is relatively cheaper than bank sales, and the specific rate concessions can be queried on **, or you will also be revealed when trading.

4. Generally, you can inquire about the share after confirmation within two working days.

Meaning: Broadly speaking, it refers to a certain amount of money that is set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills.

From an accounting perspective, ** is a narrow concept that refers to funds with a specific purpose and use. What we are talking about now is mainly referring to investments.

According to different criteria, you can divide your investment into different types:

1) According to whether the unit can be increased or redeemed, it can be divided into open-ended and closed-ended. Open-ended non-listed trading (it depends on the situation), through banks, brokers, and companies to subscribe and redeem, the scale is not fixed; Closed-end has a fixed duration and is generally listed and traded on the trading venue, and investors buy and sell units through the secondary market.

2) According to the different organizational forms, it can be divided into company type ** and contract type **. **Established by issuing **shares** to establish an investment company**, usually referred to as a corporate **; It is established by the manager, the custodian and the investor through a contract, which is usually called a contractual type. China's **investment** are all contractual**.

3) According to the different investment risks and returns, it can be divided into growth, income and balance**.

4) According to the different investment objects, it can be divided into ****, bonds**, money market**, ****, etc.

There are a lot of ** in Alipay, you can invest a little, and you need to be cautious about big money.

The biggest difference between the fund of funds (FOF) and the open-ended is that the open-ended is based on the investment target, while the open-ended is based on the investment target, bonds and other valuable assets.

There are broad and narrow senses, and in a broad sense, it refers to a certain amount of funds that are set up for a certain purpose.

For example, trust investment, provident fund, insurance, retirement, all kinds of will. What people usually refer to as ** mainly refers to ** investment **.

There are three main investment analysis methods: basic analysis, technical analysis, and evolutionary analysis, in which fundamental analysis is mainly used in the value judgment and selection of investment objects, and technical analysis and evolutionary analysis are mainly used in the time and space judgment of specific investment operations, as an important supplement to improve the effectiveness and reliability of investment analysis.

Not only can you invest, but you can also invest in businesses and projects. The management company concentrates investors' funds through the issuance of ** units, which are managed by ** custodian (that is, qualified banks), and the ** manager manages and uses the funds to invest in financial instruments such as ** and bonds, and then shares investment risks and benefits.

If you want to invest 5,000 yuan, it is not recommended to be a one-time investment, it is recommended to increase the position in batches, so that you can diversify the risk, for example: a certain past income is good, the recent **is not good, all **type** have ** for a period of time, and then ** begins to have a **** trend, you can consider entering.

For example: ** down 5% to buy 1000 yuan, and then wait for **** to add 1000 yuan, which can effectively diversify its risk, and will not buy in a relatively high position, which is under the premise of choosing a good **type**.

In addition, when choosing **type**, be careful not to chase up, for example: a certain ** rose better, and it rose for five or six days in a row, at this time** The possibility of losing money is relatively large, because ** may be relatively in a relatively high position.

Note**in** is a low **, sell at a high level, the possibility of making money will be great, if you chase up to buy at a high level, sell at a low level, then you will lose money.

Extended Information: How much can I lose?

Theoretically speaking, ** is not principal-guaranteed, no interest-guaranteed, it is possible to lose to 0, that is, all losses, but because ** is lower than a specified value, it will be liquidated, after liquidation, it will be sent to investors according to the shares, so there will be no loss of 0, and it is rare to lose to 0.

But also pay attention to the loss of **, some **type** is likely to lose 30% 40%, for example: an investor has a principal of 10,000, buy a certain **type, the loss of 30%, that is, the loss of 3,000 yuan, is still more, so you must be cautious when buying **.