What are the requirements for opening an online banking, how to handle it, and is it confidential?

What is Online Banking?

Provide personal customers with online foreign exchange treasure, personal account management, credit card and ** trading services; For corporate customers, we provide services such as corporate payment, group cash management, financial management and account information inquiry.

Which banks have such a service?

Including Bank of Communications, Industrial and Commercial Bank of China, Agricultural Bank of China, China Construction Bank, China Merchants Bank and certain development banks.

How to apply? First of all, you must have a bank card that can be used to open business (it is recommended not to use a bank card with a large amount of memory, so as not to increase the loss in the event of a confidential leak).

Then go to the bank window to handle online business.

About how to keep it confidential?

Major banks have their own confidentiality measures, in addition to the necessary passwords, mobile phone authentication, digital authentication, etc. For example, ICBC handles different security tools according to the customer's transaction limit, using electronic password cards for low amounts and U shields for high amounts (similar to U disk security tools).

Depending on the card-issuing bank, you can go to the window to inquire about the specific confidentiality measures.

There are no conditions, go to the bank to open it, just give you a password card, you will use it when you log in in the future, and you can change it when you run out.

Nowadays, many banks have online banking. Industrial and Commercial Bank of China, China Construction Bank. I personally use a CCB card.

It requires you to bring your ID card to the business hall and ask the salesperson to open the online banking function. If you buy something online (Alipay), you can apply for a special card for Alipay at CCB. It's beautiful.

Very easy to use. But be careful to save your security certificate.

You need to have a card first

Then he will ask you to fill out 1 form.

Ask for an ID card, and he will handle it for you after filling out the form

It takes 24 hours for you to trade online

I run the Industrial and Commercial Bank of China

Now, in order to be more secure, ICBC limits the annual online transaction volume to 200, and if it exceeds 200, you have to apply for an electronic password card

Now it's asking for money. You can apply for a password card together when you apply for online banking, and you will enter the coordinate password on the password once more when you make a transaction.

When applying for a passphrase card, you will also need an ID card and a bank card

At present, it seems that only ICBC has a password card (it is recommended that you take your bank card and ID card to the bank to find the counter, he will tell you how to do it) Be sure to take your ID card and bank card!!

I think the most secure for business and commerce, the password card can be changed at any time.

If it's ICBC, he will give you a password card when you open an account! If you need to trade online, you will be prompted to enter the password on the webpage to trade! It's safe!

If it's any other bank, it's encrypted on every bank**! Be careful not to tell others about some of your online banking information!