The definition of finance, what is the concept of finance

Finance is a general term for money circulation and credit activities and related economic activities, and finance in a broad sense refers to all economic activities related to the issuance, custody, exchange, settlement, and financing of credit currency, even including the purchase and sale of gold and silver, and finance in a narrow sense refers to the financing of credit money.

The content of finance can be summarized as the issuance and withdrawal of currency, the absorption and payment of deposits, the issuance and payment of loans, the trading of gold and silver and foreign exchange, the issuance and transfer of valuable money, insurance, trust, domestic and international currency settlement, etc. Institutions engaged in financial activities mainly include banks, trust and investment companies, insurance companies, and credit cooperatives, finance companies, investment trust companies, financial leasing companies, as well as gold and silver, foreign exchange exchanges, etc.

Finance is an economic category formed after the emergence of credit money, and it is two different concepts from credit: (1) finance does not include physical lending and refers to the financing of monetary funds (narrow sense of finance), people in addition to borrowing money to finance funds, but also to issue ** way to finance funds. (2) Credit refers to the lending of all currencies, and finance (in the narrow sense) refers to the financing of credit money.

The reason why people want to create a new concept in addition to "credit" to refer specifically to the financing of credit money is to summarize a new economic phenomenon; The two economic processes of credit and money circulation are closely integrated. The most indicative of the characteristics of finance is the bank credit, which can create and subtract money, and bank credit is considered to be the core of finance.

Resources.

Finance is an organic whole of the interdependent interaction of money circulation and credit activities, and it is the circulation of money with bank credit as the hub, and on this basis, it is different from the activities of financing monetary funds between various credit forms and intermediaries between economic subjects. It is the inevitable product of commodity-money relations, and it is a form of value impotence movement that is compatible with the modern market economy.

The definition of finance is as follows:

Finance (finance, finaunce) is the economic and economic activities of market entities that use financial instruments to flow funds from the surplus side to the scarce side. Finance is a general term for monetary and financial integration. It mainly refers to various activities related to money circulation and bank credit.

The main contents include: the issuance, release, circulation and withdrawal of currency; absorption and withdrawal of various deposits; the disbursement and recovery of loans; Bank accounting, cashier, transfer, settlement, insurance, investment, trust, leasing, exchange, discount, mortgage, purchase and sale, as well as international and non-settlement between traders, trade, export, import, etc.

Develop. Finance as a discipline is growing rapidly. Over the past decade or so, there has been a surge in the number of researchers, students, methods, and models in academia and industry.

This growth and diversity is reflected in the emerging interdisciplinary and transnational academic portfolio, which is now driving the field of financial rejuvenation forward. The intellectual roots of modern finance and its branches will be reflected in the Department of Finance at Princeton and in the Cinnais.

With the vigorous development of the financial market, the popularization of financial products and financial services has undoubtedly become the main theme of the development of the financial industry in recent decades. In addition to traditional banking, insurance, and services, consumers can also purchase innovative financial products and financial derivatives such as bank wealth management products, regular investment, savings insurance, etc., and enjoy the convenience brought by credit cards and Internet financial services, which greatly facilitates consumers and increases consumers' choices.

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Problem description: Please explain the reputation code more specifically, thank you.

Analysis: Let me talk about it briefly.

Finance, as the name suggests, is the synthesis of all economic activities related to capital.

It can also be thought of as the synthesis of all the activities of financial integration.

Then from its definition, we can know that all the activities and things that participate in the process of financial integration can be called finance. It is the sum of all activities and cannot be counted one by one.

Therefore, if the bank is a financial system that provides the flow of funds, it provides a place for the party with surplus funds to store and provides loans to the party with insufficient funds.

Another example is that the market provides an opportunity for companies to go public, so that they can raise capital. Because it provides the financing of funds, it is also finance.

Another example is insurance (insurance market), whose function is to collect the funds of each insured person before the risk occurs, and then provide the insured with the risk after the risk occurs**. It is also a financial institution, so insurance also belongs to finance.

There are many, many institutions that are financial institutions that are engaged in financial activities.

Having said that, I wonder if you have begun to understand a little.

Finance is a general term for monetary and financial integration. It mainly refers to various activities related to money circulation and bank credit.

Finance is a discipline that studies value judgments and the laws of value. This program trains professionals with theoretical knowledge and professional skills in finance.