What is consumer finance now, what is consumer finance now?

Updated on Financial 2024-03-27
10 answers
  1. Anonymous users2024-02-07

    Instant Consumer Finance is a financial institution approved by the China Banking Regulatory Commission and a financial service provider.

    Immediately consumer finance shares****.

    Registered capital: 400000 RMB.

    Company Type: Shares****.

    Legal representative: Zhao Guoqing.

    Business scope: issuing personal consumption loans; Accept deposits from shareholders' domestic subsidiaries and domestic shareholders; borrowing money from domestic financial institutions; Approved issuance of financial bonds; onshore interbank lending; Consulting and business related to consumer finance; ** Selling insurance products related to consumer loans; Fixed income** investment business.

  2. Anonymous users2024-02-06

    As a financial institution approved by the China Banking Regulatory Commission, Mai Consumer Finance is committed to becoming the most trusted financial service provider based on the values of "user-centric" and the vision of "technology makes life easier".

    In June 2015, the company officially opened its doors and introduced shareholders such as Chongqing Department Store, Bank of Chongqing, Wumart Group, Sunshine Insurance, and Zhejiang Commodity City, forming a dynamic diversified mixed-ownership shareholder structure with a registered capital of 4 billion yuan. The scope of business includes the issuance of personal consumption loans; Accept deposits from shareholders' domestic subsidiaries and domestic shareholders; Borrowing from domestic financial institutions, etc., its financial products include Anyihua, Instant Installment, Immediate Loan, Immediate Wallet, etc.

    Extended Information: Introduction to Consumer Financial Products Now:

    1. Comfort Flower:

    Product Overview: Support scenario consumption and cash withdrawal, can be borrowed and repaid at any time and cash installment;

    2. Immediate installment:

    Product function: commodity loan, which is used for commodity loan in specific scenarios;

    Product Overview: Big data approval, high degree of integration of consumption scenarios.

    3. Immediate loan:

    Product function: credit installment products;

    Product Overview: Simplified application process, fast approval, flexible use.

    Immediate Loan is a small cash loan product that is used by lenders for temporary emergency use. No mortgage, no guarantee, apply for a loan anytime and anywhere, the fastest three minutes can complete the approval and disbursement, the maximum application amount is 200,000 yuan, is a small money bag for customers to withdraw cash at any time. The immediate loan stipulates the loan amount and cycle, mainly providing a loan limit of 1,000-10,000 yuan, and in the loan cycle, the multi-stage loan cycle can be as long as 36 periods.

    You can also accumulate credit to revolve your loan limit. This is also a major measure for consumer finance companies to innovate consumer financial products by relying on the attributes of the Internet, which is conducive to meeting consumers' personalized and differentiated consumer financial service needs.

    Immediate Finance does not charge any fees to clients during the consultation and application process.

  3. Anonymous users2024-02-05

    Instant Consumer Finance is a technology-driven financial institution licensed by the China Banking Regulatory Commission (CBRC). The company officially opened in June 2015 and completed three capital increases and share expansions in the year, with a registered capital of 4 billion yuan.

    Shareholders include Chongqing Department Store Co., Ltd. (Beijing Zhongguancun Kejin Technology Co., Ltd., Wumart Technology Group, Bank of Chongqing Co., Ltd. (Sunshine Property Insurance Co., Ltd., Zhejiang China Commodity City Group Co., Ltd., etc.)

  4. Anonymous users2024-02-04

    Consumer Finance is a lending platform. On June 15, 2015, the company obtained a business license for consumer finance. The company has been recognized by the main AAA credit rating and national high-tech enterprises, and has been listed on the list of "Key Tasks of China's New Generation Artificial Intelligence Industry Innovation" by the Ministry of Industry and Information Technology of the People's Republic of China, and has been ranked among the national teams of China's new generation of artificial intelligence industry innovation.

    On September 1, 2019, the list of the top 500 Chinese service enterprises in 2019 was released in Jinan, and the consumer finance shares ranked 347th. On December 13, 2019, the list of the top 100 enterprises in Chongqing in 2019 was released, and the consumer finance shares ranked 43rd.

  5. Anonymous users2024-02-03

    On the online loan financial platform, it is possible that others entered the wrong number when registering, so it was sent to your mobile phone.

  6. Anonymous users2024-02-02

    Summary. Hello, dear, it's not formal, and consumer finance is not a regular online loan!

    Hello, dear, it's not formal, and consumer finance is not a regular online loan!

    Consumer finance is not a formal online loan! It has been complained by many netizens!

    Netizens complained that they immediately cut off interest on consumer finance, false information, and false publicity.

    Some netizens complained that college students who had just graduated from consumer finance took out loans directly in seconds, and were not allowed to repay in advance, which was taken advantage of, causing heavy losses.

    Immediately, the consumer finance overdue bucket shirt will call ** to the lender himself for collection, and will also send a text message to the lender himself, and then will calculate the penalty interest of overdue customers, so as to put pressure on the empty customers and urge the overdue customers to settle the debts and penalty interest as soon as possible.

    Consumer finance is not a formal online loan, and the complaint rate is very high! If you want to take out a loan, it is recommended to go to a regular bank for a loan! I am Xiao Li, a gold medal co-teacher who asks questions, and I am good at disturbing business management and five insurances and one housing fund, helping users identify fraudulent companies and prevent professional fraud!

  7. Anonymous users2024-02-01

    Immediately finance is formal.

    Immediate Consumer Finance is a formal consumer finance company approved by the China Banking and Insurance Regulatory Commission. Although the strength of consumer finance companies is worse than that of commercial banks, they are still formal financial institutions, and their daily operations will be strictly supervised and managed. Therefore, you don't have to worry about the qualification of consumer finance immediately, it is a legal financial institution.

    It was jointly initiated and established by well-known domestic enterprises such as Sunshine Insurance, Chongqing Department Store, Beijing Zirun, Bank of Chongqing, Zhejiang Commodity City, and Wumart Holdings. At present, the immediate borrowing has been connected to the central bank's credit system, and if the borrower is overdue in repayment, it will produce a bad credit history.

    I have been engaged in bank credit work for many years, if you want to apply for 1-20w capital turnover by yourself, which online platforms are more formal and easy to apply for by yourself? Generally speaking, (Du Xiaoman) has money to spend on a platform with a relatively high passing rate. The amount is the highest, the interest is low, I have a car loan to give me a line, and I recommend it to my colleague to have a direct credit line of 18w for real estate.

    If there is a need for capital turnover, the degree is small and full - there is money to spend, and the big brands are reliable and have low interest rates. There is money to spend - full easy loan, the maximum amount of borrowing is 200,000, and the daily interest rate is as low as low. The fastest disbursement is 3 minutes. The specific amount depends on the individual assessment!

    Reminder: Try to withdraw the full amount after the quota is issued, because risk control is dynamic. There are not many loans that can be released now, and it is recommended that you withdraw the full amount if you need it. After the first installment, early settlement and repayment are supported.

    Many people don't have enough money to spend, you can try the following two platforms, which are also more formal licensed financial institutions! The audit is relatively less rigorous! 360 IOU is a financial subsidiary of 360 antivirus software, and installment music is owned by Lexin, both of which are large companies.

    360 IOUs can borrow up to 200,000!

  8. Anonymous users2024-01-31

    Summary. Dear, hello, immediately consumer finance is a consumer financial institution, since it is a financial institution.

    Dear, hello, immediately consumer finance is a consumer financial institution, since it is a financial institution.

    Dear, you slow down, immediately consumer finance is a financial institution approved by the ZG Banking and Insurance Regulatory Commission, holding a consumer finance license, is a regular company, the company's full name is Ma which hall on the consumer finance stock Li Youyin ****, not a platform.

    Relevant information: There are the following 3 platforms for loans under the Immediate Consumer Finance: 1. Anyihua is a revolving line of credit products, according to the user's credit situation, the maximum loan can be 200,000 yuan, the annualized comprehensive interest rate starts (simple interest), and the loan amount can be repaid in up to 24 installments, and the loan amount can be used for decoration, tourism, education, wedding, medical and other consumer purposes, and non-student users aged 18-60 can apply, as long as the income is stable, they can ensure timely repayment.

    2. Immediately finance an installment loan app, you can apply with SFZ+YHK, unsecured and credit installment loans, annualized comprehensive interest rate (simple interest), the maximum loan amount is 200,000, a single approval of a single loan is noisy, the longest repayment can be divided into 12 months, the repayment method is equal principal and interest, support early settlement, early settlement will generate early settlement fees. 3. Youyihua is a product or service consumption installment product, as long as there is no bad credit record, there is a stable income can be repaid on time, the maximum application amount is also 200,000, the annualized comprehensive interest rate starts (simple interest), and the specific repayment can be divided into 3 6 9 12 installments, and the repayment adopts the same principal and interest method, which supports early settlement, and early settlement will generate early settlement fees.

  9. Anonymous users2024-01-30

    Immediate Consumer Finance is a financial institution licensed by the China Banking Regulatory Commission (CBRC). The company officially opened in June 2015 and completed three capital increases and share expansions in the first year, with a registered capital of 4 billion yuan. Shareholders include Chongqing Department Store Co., Ltd., Beijing Zhongguancun Kejin Technology Co., Ltd., Wumart Technology Group, Bank of Chongqing Co., Ltd., Sunshine Property Insurance Co., Ltd., Zhejiang China Commodity City Group Co., Ltd., etc.

  10. Anonymous users2024-01-29

    Summary. Hello <>

    Pro, Immediate Consumer Finance is a platform that provides consumer financial services, mainly providing consumers with financial services such as installments, cash loans, and credit loans. <>

    What is the platform for consumer finance now.

    Hello <>

    Pro, Immediate Consumer Finance is a loss search platform that provides consumer financial services, mainly providing consumers with financial services such as installment payments, cash loans, and credit loans. <>

    Hello <>

    Jointly funded by Alibaba Group and Ant Financial Group, the consumer finance platform is one of the most popular consumer finance platforms in China. The platform is mainly for individual users, providing convenient, fast and low-threshold lending services, and at the same time, reducing risks and improving service efficiency through means such as credit model risk control and data analysis. <>

    Hello <>

    The application process is simple, the review speed is fast, and the application can be completed within a few minutes, and the loan amount will be credited to the bank account of the applicant within a few hours or a few working days after the review is passed. <>

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