If the seller exports a batch of fragile goods on the basis of CIF, what insurance should be insured

There is no insurance.

Marine insurance only guarantees that the outer packaging is good, and if the outer packaging is good, the inside is broken, and no one will compensate.

A: The basic insurance of China Insurance includes Ping An Insurance, Water Damage Insurance and All Risks.

1. Among them, the scope of safety insurance is the smallest, and the water damage insurance includes not only the responsibilities of the safety insurance, but also part of the losses caused by the insured goods due to severe weather, lightning, tsunamis, **, and floods. (Note here that the marine performance insurance is only responsible for the individual average, if your cargo is a total loss, it will not be compensated.) In addition to safety insurance and water damage insurance, all risks also include 11 additional risks (1) theft, delivery of goods without risk 2

Freshwater rain risk 3Short volume insurance 4Mixed and stained risk 5

Leakage Insurance 6Damage and breakage insurance 7Cross-flavor insurance 8

Moisture and heat insurance 9Hook damage insurance 10Package Breakage Risk 11

2. Of course, the larger the coverage of the insurance, the larger the insurance rate, and the more insurance premiums will be paid. Therefore, if the buyer does not stipulate it, you can invest in the smallest insurance, which is the basic insurance and safety insurance, plus additional insurance, damage and breakage insurance. However, if you have all the insurance, you don't need to add damage and breakage insurance, because all risk insurance already includes damage and breakage insurance.

The risk borne by the seller under the CIF clause is only before the goods arrive at the ship, although we take out the insurance, but the ultimate beneficiary is still the buyer, so first of all, you have to explain to the customer that we do not bear the risk after the ship. You should endorse the insurance policy and send it to the customer.

Then you are in contact with PICC about this matter, and then you can contact PICC directly with the customer!

Can you be reliable no, I am anxious for an answer.

CFR is a cargo to ship string, right? CIF is going to be the whole thing.

Is the question wrong?

Under CIF conditions, if the goods cross the ship's side, the risk will be transferred to the buyer, and the goods are in distress during sea transportation, and the seller's matter is not answered, why should the foreign trade company as the exporter claim from the insurance company? The seller is not troublesome, and the insurance company will not pay him, because the beneficiary of the policy is not the seller, but the buyer.

Therefore, the importer should claim compensation from the insurance company, and the insurance company should compensate the importer.

Because the coverage of Ping An Insurance covers all or part of the loss of the vehicle in an accident (referring to the sudden landing on the way, resulting in a partial loss of the goods) and the partial loss caused by natural disasters before and after the accident of the means of transport (referring to a storm, resulting in a part of the goods being damaged by water).

Therefore, the amount of compensation shall not exceed the amount of damage to the goods of the losing party. That is, $2,100,8,000 and $10,100.

The CIF risk fee transfer point is at the port of shipment, and the risk of crossing the ship's side is borne by the buyer, and the buyer claims from the insurance company.

In the case of CIF transactions, all problems are borne by the seller.

The formula for CFR valence to CIF** is:

1- (Insurance Rate Insurance Markup) = CIF CIP**.

CIF** is 250,000 1-(USD.)

Then we can see that the insurance premium is $1,813.

Because the risk demarcation boundary in the CIF clause is over the port of shipment, then some of the risks after the goods pass over the side of the ship are borne by the buyer, and we can reduce the cost to the minimum and only insure safety insurance, good luck

Cargo insurance generally defaults to all risks

Generally take all risks.

Ping An insurance is the minimum insurance type, so the part of the water damage is not compensated, only $8,000 is paid for the reef.

1) The insurance company should compensate. (2) Because, according to Articles 2 and 3 of the scope of liability of Ping An Insurance of the Chinese People's Insurance Company's "Marine Cargo Insurance Clause", the $8,000 damaged by the reef is part of the loss caused by the accident of the means of transport, and the insurance company is responsible for compensation; (3) The $2,100 damaged in the storm was part of the loss caused by natural disasters during transportation, but because the goods were caused before the accident caused by the reef accident, the insurance company should also be responsible for compensation of $2,100. As a result, the insurance company was liable to compensate for both of the above-mentioned losses of the consignment.

It should be compensated.

Although Ping An Insurance means that the average alone is not responsible for compensation, that is, partial losses are not compensated, the scope of liability of Ping An Insurance now exceeds the limit of only paying for total losses.

In particular, total or partial loss of goods as a result of an accident on the means of transport.

As long as the means of transport has been grounded, grounded, sunk, incinerated and other accidents, regardless of whether the accident has occurred at sea before or after the occurrence of a natural disaster such as severe weather, lightning, tsunami and other natural disasters caused by part of the loss of the insured cargo.

Therefore, the loss in this case should be compensated.

The insurance rate is 5/10,000, this is the lowest all insurance, 1/1000 is quite high, you do 5/1000, is it fragile? Ordinary goods are not so high, with 24,000 ride insurance rates are enough.

The insurance premium is the value of your goods multiplied by your insurance rate, and I am a logistics company.

CIF price = 1980 [1-(1+20%)x2%]=USD)).

Sum insured = USD).

Insurance premium = USD).

Isn't there any more questions to be asked?