Is it time to buy a house first, or to use the money to start a business first?

LS Are you still waiting? If you wait and see, you won't be able to buy a house.

Now the national housing prices are generally ** why are there so many houses bought from April to July.

It's because the wait-and-see crowd can't bear to look at the ** housing prices.

I suggest that you can buy a house with a loan first, so that you can use your working capital to start a business.

On the other hand, you can also use the money in your hand to buy a house, and then use the real estate certificate loan to start a business.

This kills two birds with one stone.

If you just use a real estate deed loan, the interest rate will be higher, and it is recommended to use a mortgage to buy a house.

You can make a mortgage for 10 years or 15 years, so that the monthly pressure will be much less, and when the business is successful, you can pay off the loan in one lump sum, and there is no such thing as a house slave.

I think if you can buy a house, you should buy it first.

After all, from the perspective of the general trend, housing prices are constantly rising.

Buying a house not only solves the worries, but also has the potential for appreciation.

But if you already have a house.

That's still starting a business.

If you are sure of starting a business and making a profit, then you start a business first, and buy a house first.

If you are sure not to accompany the entrepreneur, you can. If I am not sure, I agree with the point of view of the fifth floor. If there is a good entrepreneurial project, I also want to start a business, but I can't find a good project.

Agree to look at the individual's conditions and opportunities.

Personally, I think now is the most unsuitable time to buy a house, even if you want to buy a house, I recommend that you wait and see!

The current society has forced us into a house slave society!

Young people's entrepreneurial and innovative ideals have been wiped out.

The house installment is negative, and the rest is left to start a business.

If finding a place to live isn't a problem, it's better to start a business first.

Of course, you must have a business plan, otherwise you should live in a house first.

Do business first.

The essence of this question is: what is the benefit-risk ratio of starting a business, and what is the benefit-risk ratio of buying a house?

This question is obviously to be looked at conditionally, assuming that Xiao Zhang's family is in a third-tier city.

Both parents are working-class.

The two of them have saved about 50w in 20 years, which can be provided to Xiao Zhang to buy a house as a down payment. After graduating from a university in Beijing, Xiao Zhang plans to stay in Beijing for development. Okay, the conditions are set and that's it, and then we bring the case into different scenarios for analysis.

From 2015 to the end of 2017, housing prices in Beijing doubled in just two years.

In 2018, the company made a combination of heavy punches in response to the soaring housing prices in Beijing. The first is that the first set of discounts will no longer be given to people with a record of housing loans, and the second bank will be stuck in the release of water, which will not only be strict and slow in approval, but also increase interest rates.

Under such conditions, there is naturally no need to rush to make a move, the first has skyrocketed for a year in a row, and housing prices are inflated. Second, the bank card release water to reduce the transaction volume is equivalent to pouring cold water into the brazier, and the market will naturally cool down and slowly return to a rational level.

So sometimes, the house is ** for some people, it's the share you get into.

It is an urban investment that is bullish on local development. Bet right, the part of the house is the city's dividend to you. You may rise in the ranks, or at least promise not to slip; If you make a mistake, you will lose nothing more than interest and holding costs, or at least you will have a lodging function.

Don't be forced to leave the local area.

Do you think I'm advising you to buy a house first? Wrong!

If you have a choice, do what you are good at and like, if I bought a house at that time, I guess I am still working to pay off the mortgage. But if I fail to start a business, it is estimated that the 200,000 debts have not been paid off.

And I chose to start a business first, and now I can live in one set and rent two sets, which is three points of ability and six points of luck.

Although there are too many hardships and pains in between, it is better to do it than to miss it.

The criterion for starting a business or not is whether you are ready to start a business or not, and it doesn't matter to others.

If you buy a house first, you will be bound by the house, and then you will have no money to do business, and you will be older, and your children will be older and will go to school, you will have to spend money, and in the end, it will be a big deal to be able to run a grocery store to make a living, and it will not change much in your life.

First of all, we need to understand that now is not a good time to buy a house. For this problem, I believe that many people have doubts, and do not dare to directly say the trend of housing prices, can only say that the current housing prices just reached the inflection point, it is certain that under the control policy, housing prices will continue to stabilize, and there will be no more ups and downs ten years ago. In other words, it is no longer realistic to make money from a house.

If you don't have the help of your family, then starting a business is a very good idea, and if you don't, you need to save time on your own to achieve your dreams. There is such a situation, that is, there is no deposit and no house, at this time want to start a business, I think it is an unwise choice, although we have to move forward bravely on the road of entrepreneurship, but also consider whether the risk of failure can be borne by themselves. If you have to take out a loan to start a business, you simply can't afford to bear the pressure of failure, which will only trap you in a cycle of debt.

Buying a house or doing business first? If you have plenty of money on hand, you can do business first, save more money, buy a big house you like, if you are more careful, you can buy a house first, in this way, at least you have a place to live, and then do some small business you like.

In fact, there is no such order between the two of them, as long as they have the ability to manage their finances, they can do business first, and if they have business acumen, they may be able to get a pot of gold, so it depends on the individual.

I think that I have a little economic foundation or do business first, give myself a chance to start a business, and my own entrepreneurial opportunities have developed. With a certain better economic foundation, and then to consider buying a house, will better choose the house you like, if you go to buy a house first, the housing has a high property fee, I am afraid that it is difficult for yourself to bear,

It depends on your personal situation and actual situation.

If you have a lot of ways to do business, it's definitely business.

If you're just an ordinary office worker, buy a house.

If you have a house, do business first, and if you don't have a house, buy a house first, because house prices will always rise faster than the money you make in business.

Judging from the current housing prices, it is faster to buy a house first than to do business first. There are losses and profits in business, and housing prices are stable and not lost.

Not at all contradictory.

Buy a house first, then take out a mortgage to do business.

Of course, it depends on you are in **, if it is a non-core city, not a first-tier city, then do business first.

If it's a city with relatively high housing prices, buy a house first, and then do business. Because the house will rise in the future, but it will be difficult to do business in the future.

Buying a house, as the saying goes, "you can be happy to live in peace", and the house is the carrier of a home, which is the premise of a safe life. If you have reached marriageable age, it is better to buy a house first, which not only meets the needs of marriage, but also facilitates the development of your own business after marriage.

Secondly, a house is also an asset, and it is tangible. To put it mildly, if you lose money one day, the money will be gone. The house is different, under the premise that today's house prices are unlikely to fall sharply, the house is worth preserving, and if the house price rises, it is possible to appreciate.

If you don't plan to get married for the time being, and you don't need to live in it for yourself, you can rent out the house, which is also considered an investment.

I believe that everyone has a different opinion when they see such a topic. But no matter which way you think about it, there is some truth to it.

First of all, let's talk about buying a house! We all know that young people nowadays get married, and many people are concerned about the marriage room. Whether it is the relationship between mother-in-law and daughter-in-law or other reasons, everyone wants to live in their own house with the person they love the most.

Therefore, buying a house before marriage has become a trend among young people. So, if you don't have a house of your own and you just have a cash on hand to buy a house, I suggest you buy a house first.

What is a house? The house is a kind of security, a guarantee of marriage and life. If you struggle in a huge city and don't have a house of your own, then your life will be in a state of fluctuation for a long time.

You may say that you can rent a house, but the life of renting a house is only temporary and acceptable, if it is a long-term rent, can you survive? The landlord said that you have to listen to her if the price increases, and the landlord said that if you want to take back the house, you have to immediately find a new house to rent. Will you live a stable life like this?

So, if you don't have a house in your name yet, I suggest that you can use this cash to buy a house, we say that a house is bought to live in, as long as it suits you, it is the best.

Next, let's talk about how to use this money for business. So when your life is in a state of security, and you currently have a plan to do business, including doing a good job of researching the market, then you can use this money to do business. The saying on our Chaoshan side is:

A small business will make a fortune. It means that even if it is a small business, it will make a fortune.

The business is full of infinite possibilities, and it may also make the money on hand multiply several times, and it may also make the money on hand become zero.

So, when you don't have any big burden in your life, including your family, then you can use the money to do business.

It depends on how risk-aware you are. Since ancient times, you have been seeking wealth and risk, if you are willing to do business, if you want to buy a house on the whole day. Overall, buying a home is definitely less risky than doing business.

But if you do business on the road, you will make a lot of money. One of my classmates borrowed 3 million to start a business, and after repaying all the loans in a year, he earned 1 million. Now I make about three million a year.

So, this must be carefully considered on a case-by-case basis.

Looking at personal needs in this way, some people think that if their children want to study and study in a good school, they need to buy a house and study in a good school, some people think that buying a house can be used as an investment for the sake of value-added, and some people need to buy a house for their children to get married. Some people buy a car for the convenience of going to work, so they think it's good to buy a car, so they buy whatever they need.

If you have money, it's better to buy a house first, at least have a stable place to live after buying a house, and use the money to do business, and the profit is still unknown.

There are two uses for buying a house, one is to live and the other is to invest. In recent years, it has been difficult to regulate housing prices and make profits, but after all, the house is hard currency, and no matter how the RMB depreciates, the value of the house will not depreciate! Buy a house!

I think it's better to buy a house if you have money, because you have a house to feel at home, and if you fail to do business, you will lose money.

Buy a house first. Nowadays, housing prices are getting more and more expensive, and they can appreciate after buying earlier. And there is a certain risk in doing business, and it is not real to buy a house.

Now the house is no longer suitable for investment, but it will also lose money when doing business, and it is more safe to buy a house.

If you don't have a family at a certain age, it's still recommended to buy a house first, so that you have a foundation. Because investing is risky.

There are 2 uses for buying a house. The first can be lived by yourself, and the second can be rented out for investment. The house is hard currency.

It is better to invest money if you have money, whether it is to buy a house or do a business, there are certain risks.

Buying a house Buying a house is also an investment, and the house can increase in value.

It depends on your personal circumstances and goals.

If you have sufficient financial reserves and a steady income, and you want to own your own property as a long-term investment, then buying a home may be a wise choice. However, if your financial situation is unstable or your long-term goal is not to own a property, it may not be the best decision to spend your life buying a home.

No one's life is fixed, your future depends on what you do now, and what you do now also determines what your future looks like.

Set your own long-term goals, and then take them slowly step by step, don't be blinded by short-term gold coins or stones, you will always reach the end.

Regarding buying a house, the national conditions are different, and the birth environment is different, so the pressure is also different. I know that most people want to have a home of their own, but in the end, it is better to do what you can so that it does not affect your life badly.

Life is only a few decades, and every day of your past will not be repeated, so always live today, think about tomorrow, and then make a decision.

"To buy a house, you have to buy a house first. Because there is at least a way back after buying a house, you can rent out the house if you can't. If you do business first, and wait until the business loses money, there is nothing, and even the capital to get up again is lost.

There are two possibilities for business to make and lose, so people who can do business must use money that can afford not affect their lives in order to use it in the adventure of making and losing. In the nature of gambling, all the money is used to do business, and often the mind and mind are doomed to failure at the beginning of the business. In the end, I will only think about earning, I can't see the problem of losing, and there is no equality in my heart, how can I measure and make money correctly?

If you choose to start a business first, you need to have the ability to take risks and have the experience to run the business accordingly.