Do you think insurance is important for a person?

Updated on educate 2024-05-10
36 answers
  1. Anonymous users2024-02-10

    Insurance is like riding a motorcycle on the road with a helmet and knee protection.

  2. Anonymous users2024-02-09

    Unfortunately, I found out too late, and I can't be saved from diabetes.

  3. Anonymous users2024-02-08

    Of course. Try borrowing money in case of a serious illness? When you are old, you don't have a regular pension to ask for money for your children?

  4. Anonymous users2024-02-07

    Insurance is important when you use it, and if you don't use it, of course, you buy it for nothing.

  5. Anonymous users2024-02-06

    Important, 2019, the three happiest things, have a home, have love, and have insurance!

  6. Anonymous users2024-02-05

    Personally, I think it depends on what kind of insurance it is, some insurance is bought, but it is useless, then it is not important, and some insurance can be bought just in case, then it is important, such as critical illness insurance, critical illness insurance, million insurance, these are all very important.

  7. Anonymous users2024-02-04

    It's so important. As a member of the family, no matter what the reason is, an accident will be a family collapse, and from then on, happiness and laughter will no longer be there, and the family may be left with heavy debts. So having an insurance policy is necessary!

  8. Anonymous users2024-02-03

    Commercial insurance is easy to say, but I think social security still has to be paid, not to mention retirement, medical insurance alone is very important.

  9. Anonymous users2024-02-02

    It has a certain effect, but I don't think it's to the point of a myth, as long as you have money, it doesn't matter if you have insurance or not.

  10. Anonymous users2024-02-01

    It is still very important to let the insurance company pay for our health, do not spend or spend less money on the family, if the critical illness insurance is sufficient, it can also make up for the loss of income during the illness, and subsidize the expenses and family expenses.

  11. Anonymous users2024-01-31

    It is good to say that if you are not sick or have a disaster, once you encounter a serious illness and continue to spend money, it seems that insurance is very convenient and reduces a lot of burden.

  12. Anonymous users2024-01-30

    As the saying goes, raising children prevents old age. With the development of the times, it seems that nothing is sold for endowment insurance and medical insurance!

  13. Anonymous users2024-01-29

    In order for your relatives to encounter emergencies in the future, there is a guarantee, and buying insurance is a good guarantee!

  14. Anonymous users2024-01-28

    It's very important, our village didn't buy medical insurance, and as a result, the money for hospitalization was not reported.

  15. Anonymous users2024-01-27

    Buying insurance buys protection, and protection is what everyone needs. Therefore, before buying insurance, you must be clear: what is insurance?

    Why buy insurance? What kind of protection do I need most? How much of this coverage do I need?

    How many insurance products can I buy based on my current capacity? If you really want to buy some insurance for yourself and your family, I recommend you:

    1. First of all, learn and understand some insurance knowledge;

    2. Understand the role and significance of insurance;

    3. Clarify your own needs for insurance;

    4. Insured according to your actual needs and economic ability. Truly do: clear consumption, down-to-earth enjoyment. Otherwise, due to one's ignorance for the time being, it may be exchanged for infinite troubles in the future.

    There are risks everywhere in life, accidental injuries, health problems and pension problems are the biggest risks that everyone may encounter at any time, once such risks are encountered, it may directly affect the fate of a person or a family. Therefore, these three risks should be insured by everyone.

    Before buying commercial insurance, many people only have the desire and impulse to buy, but do not seriously understand the relevant insurance knowledge, and listen to the salesman's words and buy it. After getting the policy, I no longer take a serious look at the content of the terms, and after chatting with others, I slowly feel that I don't know what the insurance I have bought is covered, or I find that the insurance I bought is not the product I want. Remorse at that time will be beyond remorse.

    In view of this, it is recommended that you study and understand before deciding to buy. As the saying goes: sharpening knives does not mistakenly chop firewood.

  16. Anonymous users2024-01-26

    Insurance is needed for everyone, but there are four types of people who do not need insurance.

  17. Anonymous users2024-01-25

    Because everyone has a different role to play in life: supporting parents, raising children, taking care of spouses. If a person's life ends suddenly, the above responsibilities cannot be fulfilled.

    Life insurance, on the other hand, can cash in a large amount of cash that needs to be urgently needed, so that our love and responsibility can continue financially.

    Therefore, whether to buy insurance or not is not a question of whether there is money or not, but whether we think such preparation is important to a family. If you only buy an insurance amount of 100,000 or 200,000 yuan, the cost may be less than 1,000 yuan.

    As for the specific type of insurance, you can pay attention to some related self-** or something to understand the specific situation, such as insurance island.

  18. Anonymous users2024-01-24

    In the United States and Canada, basically each has 3-5 policies, but in our country, due to the difference in economy and concept, most of us do not recognize insurance!

    The insurance is generally based on our needs! ~

    For example, the average family should be protected from major diseases and medical treatment according to the family's economic income and stable development!

    If you are a little well-off, in addition to the above, you can consider supplementing the elderly! If you are a little wealthier, you can save a high amount of fees to avoid taxes and do other planning! ~

  19. Anonymous users2024-01-23

    With insurance, there are no worries.

  20. Anonymous users2024-01-22

    First of all, we need to know the meaning of insurance.

    Bai is the two most necessary expenses in life.

    One is the cost of the pension and the other is the cost of medical care.

    Most of us will have a time when we will enter old age and will not be able to continue working, so we need pension expenses. Pension insurance is our living expenses in old age, and we can live to old age until the end of life.

    None of us can survive forever, nor can we live a long life, let alone when we get sick or when an accident happens, and only a few people die without illness, so we need medical expenses. Medical insurance is the medical expenses of our illness in the event of illness, so that we can avoid financial losses and treat the disease with peace of mind.

    We who do insurance work is to let everyone know that buying life insurance is to deposit a special reserve in the insurance company in case of emergency, it can help people solve the problem of future pension costs and medical expenses that may occur at any time, so that people have no worries.

    Insurance is a profession that is proportional to the payout, through hard work and hard work, you can earn the high income you want, and at the same time earn a high income and get a high honor and treatment from the insurance company.

    There is a fundamental difference between insurance and MLM.

    Insurance is to help people solve the economic problems caused by personal risks, benefit others and themselves, and are protected by China's best laws.

    MLM is an illegal and deceptive sale of profiteering products to earn ill-gotten gains, harming others and benefiting oneself, and is not protected by China's ** law.

  21. Anonymous users2024-01-21

    Insurance is a way to balance financial risks, not simply investment or savings, more of a risk version of protection, mainly to deal with unexpected future events, its role is more for the family than for themselves.

    When there is no risk, many people will think that spending money in vain is useless, but its value lies in the advertising slogan of Pacific Insurance: inject a drop of water in ordinary times, and have the Pacific Ocean when it is difficult. It can bring financial compensation to individuals and families, especially financial compensation, because whether it is illness or accident, it will have a significant impact on life and income, and insurance can maintain their high financial expenditure and living standards.

    For a rational and self-controlled person, the main types of insurance include: accident and accidental medical treatment, critical illness, term and whole life insurance, medical expense reimbursement or allowance type, considering the order of priority. Wealth management insurance is of little significance, it is more of a savings alternative, whether it is investment-linked, universal or dividends, basically will not bring you long-term stable income.

    In fact, the core of insurance lies in risk compensation, as long as it can solve your financial risk or the financial risk of your family, it can be regarded as protection. If you are a local tyrant and have no worries about the future generations and do not need to worry about anything, then insurance is not so necessary, of course, if you want to pay less inheritance tax, insurance can be one of the options.

  22. Anonymous users2024-01-20

    Hello!

    In the journey of life, life-threatening risks are often unavoidable. For example, accidents and diseases are difficult to occur. As far as accidents are concerned, although the rapid development of modern means of transportation has provided people with a more convenient and comfortable journey, it has also caused more deaths and injuries caused by car accidents and maritime and aviation disasters.

    As far as death and incapacity due to illness are concerned, although the progress of modern scientific civilization and the development of medicine have prolonged human life, malignant tumors, cerebrovascular diseases, heart diseases and other diseases may still inevitably happen to us.

    Therefore, the appropriate choice of necessary insurance can prepare for yourself or your family earlier, and avoid huge economic losses due to various unknowns.

    Resources.

  23. Anonymous users2024-01-19

    Insurance is a good thing, copying can indeed transfer risks, but there are not many people who can buy the right one, most people are fooled, and the quality of insurance practitioners needs to be strengthened. I feel that only a third party can be fair, for example, many people can help you plan insurance, but it is charged, and they do not take commissions from insurance, so it may be possible to be objective.

  24. Anonymous users2024-01-18

    The meaning of insurance is similar to charity, in layman's terms, people with conditions pool money to help people in need, the difference is that charity is unilateral and free. And insurance is paid, and while helping others, you also include yourself in the scope of risk protection.

  25. Anonymous users2024-01-17

    Insurance: This is a sunrise industry, and there is a lot of room for development in China! Buy insurance:1. can help me in my time of need; 2。If I am healthy enough to retire, I can subsidize my retirement; 3。In the end, it will be left to future generations.

  26. Anonymous users2024-01-16

    Prepare to die when you live! Commercial insurance is to allow marketers they have a monthly salary income, and you buy a small profit.

    Internal security, the money will be gone, and the loss will be lost, unless you can't run out of money and let people share it!

    Social security endowment insurance, the earlier you retire, the more cost-effective! Personal life is unpredictable, some die just after retirement, and decades of retirement money will support others!

  27. Anonymous users2024-01-15

    Real estate, **, flexible when buying, flexible when selling, inflexible when there is something, insurance, flexible when buying, inflexible when selling, flexible when having something.

  28. Anonymous users2024-01-14

    The insurance industry is a sunrise industry. Now the state is pushing hard, and in a few years, people's opinions will slowly change. Insurance can be an integration of protection and investment.

  29. Anonymous users2024-01-13

    A kind of planning for life risks in advance, with insurance and no risk.

  30. Anonymous users2024-01-12

    Insurance is good, but to buy insurance, you have to buy a product that suits your situation, if it is not suitable for you, no matter how good the insurance is, it will become bad.

  31. Anonymous users2024-01-11

    Insurance is a legal contract, protected by national laws, and the occurrence of insurance accidents is strictly in accordance with the terms of the insurance, just like the judgment of the court. If it is not reliable, then the state launched a social security system, isn't it also unreliable?

  32. Anonymous users2024-01-10

    Yamanaka (Wang Bo), plugged down the song (Lu Lun), and met the sick soldier (Shenglun).

  33. Anonymous users2024-01-09

    For customers, it is a kind of life planning and financial risk avoidance.

    For practitioners, it is a big business with zero cost and meaning.

    For companies, it's the art of balancing probability and odds plus investment!

  34. Anonymous users2024-01-08

    Danqing presented General Cao Ba (Du Fu).

  35. Anonymous users2024-01-07

    1. Insurance is for.

    To protect people, no matter where and at any time, the damage caused by any bai accident can be avoided by themselves.

    His family, who depend on him for a living, is in a desperate situation and does not need to worry about his income being reduced or losing his ability to earn a living;

    2. In order to maintain financial independence and personal self-esteem in old age;

    3. People do not have the privilege of refusing to get sick, but wise people know how to prevent it. Illness is not terrible, the huge medical burden is, and enrolling in medical insurance for yourself and your family is another benefit of avoiding major expenses;

  36. Anonymous users2024-01-06

    1. Insurance can protect the family's future risk prediction, and the family financial management is the first match. Protect your assets with insurance to protect your family's assets. Invest in financial management to attack assets, with the purpose of asset appreciation.

    In life planning, offense and defense must be had. Knowing the offense, the team can't go further without defense and can't win.

    2. From a legal point of view, insurance is a kind of contractual act, he is a legal act of the insurance company and the policyholder on the rights and obligations of both parties, the policyholder pays the insurance premium on time on a regular basis, and has the right to claim compensation to the insurance company in the event of an insurance liability accident, and the insurance company collects the insurance premium, and is obliged to pay or pay the insurance money to the policyholder in the event of the liability accident agreed in the insurance contract in the future. The behavior of both parties is solidified in a contractual manner and is protected and restricted by law.

    3. Insurance can ensure that the family can resist any risks and accidents, the family's happy and quality of life will not be changed externally, and the family's life and property can be well extended under any circumstances.

    4. From an economic point of view, insurance is an effective financial arrangement to share the economic losses caused by accidents. Because of the ubiquity of risk, accidents are inevitable. Personal injury or property damage will lead to losses, which can be effectively transferred through the financial arrangements before the loss.

    5. The biggest function of insurance is to transfer the risk to the insurance company when the risk comes, and let others pay for you. You may say, I can handle the risk and there is no need to transfer. You use your own money to deal with risks, which means that you are rich.

    You use other people's money to ** illness and deal with accidents.

    6. Insurance makes home security without a back door and takes away worries. If these worries occur, they can not only leave a sum of money to the family, so that the family can tide over the difficult times, but also make life more dignified.

    7. Insurance is a product full of love and responsibility, every family needs insurance, and the family cannot be allowed to run naked anymore. I hope that there will be no more misunderstandings about insurance and that you will be tolerant of insurance.

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